Beauty & Personal Care · lender intelligence
How to finance a Smartstyle in Ohio
The SBA 7(a) lenders funding the most Smartstyle deals in Ohio, from public loan records — typical Smartstyle loan about $600K. A bank already funding the brand in your state knows it twice over.
Most active with Smartstyle in Ohio
Ranked by funded Smartstyle loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
3+ funded Smartstyle in Ohio deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LNJ INVESTMENTS CORPORATION in Cincinnati, OH — $150K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.65% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 65 days
- Approved
- 12/21/2020
- First disbursed
- 2/24/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Existing or more than 2 years old
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- SMARTSTYLE in Cincinnati, OH — $2.2M (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approved
- 2/12/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $2.4M
- Est. down payment (10%)
- $244K
- Est. cash at closing
- $337K
- Monthly payment
- $25,828
- Annual debt service
- $310K
- Cash flow needed (1.25×)
- $387K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- SMARTSTYLE in Cincinnati, OH — $600K (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 22 days
- Approved
- 10/9/2019
- First disbursed
- 10/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $667K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $89K
- Monthly payment
- $7,122
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Buying a Smartstyle in Ohio? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Smartstyle loans with a Ohio project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Smartstyle purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. Live Oak Banking Company funds the most here. DealRoom is not a lender.
- $600K typical Smartstyle loan
- 2 lenders active in Ohio
- 3+ funded Ohio deals
- 65 days typical to fund
Buyers buying a Smartstyle in Ohio typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.