Beauty & Personal Care · lender intelligence
How to finance a Smartstyle in Virginia
The SBA 7(a) lenders funding the most Smartstyle deals in Virginia, from public loan records — typical Smartstyle loan about $600K. A bank already funding the brand in your state knows it twice over.
Most active with Smartstyle in Virginia
Ranked by funded Smartstyle loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
1+ funded Smartstyle in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Gibbons Hair Salons LLC dba SMARTSTYLE in Winchester, VA — $210K (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approval → funding
- 82 days
- Approved
- 1/9/2020
- First disbursed
- 3/31/2020
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $233K
- Est. down payment (10%)
- $23K
- Est. cash at closing
- $31K
- Monthly payment
- $2,493
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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Buying a Smartstyle in Virginia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Smartstyle loans with a Virginia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Smartstyle purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. Live Oak Banking Company funds the most here. DealRoom is not a lender.
- $600K typical Smartstyle loan
- 1 lenders active in Virginia
- 1+ funded Virginia deals
- 82 days typical to fund
Buyers buying a Smartstyle in Virginia typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.