Food & Restaurants · lender intelligence
How to finance a SoFresh in Florida
The SBA 7(a) lenders funding the most SoFresh deals in Florida, from public loan records — typical SoFresh loan about $580K. A bank already funding the brand in your state knows it twice over.
Most active with SoFresh in Florida
Ranked by funded SoFresh loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.31 loans · $44M · Passaic, NJFull record →
- 2.11 loans · $19M · Fort Lauderdale, FLFull record →
- 3.47 loans · $39M · Greenville, PAFull record →
- 4.19 loans · $18M · Grand Rapids, MIFull record →
8+ funded SoFresh in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SF NOC LLC in Jacksonville, FL — $648K (2026) · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $486K (75%)
- Approved
- 2/4/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
- J&T FL, LLC in Winter Springs, FL — $365K (2026) · OptimumBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 123 months
- SBA guaranteed
- $274K (75%)
- Approved
- 1/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by OptimumBank · Lender record →
Your business? Claim this record · Request removal
- SoFresh in Jacksonville, FL — $585K (2024) · OptimumBank
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $439K (75%)
- Approval → funding
- 166 days
- Approved
- 7/31/2024
- First disbursed
- 1/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by OptimumBank · Lender record →
Your business? Claim this record · Request removal
- SF3DTTampa, LLC in Tampa, FL — $580K (2024) · purchase · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $435K (75%)
- Approval → funding
- 11 days
- Approved
- 8/2/2024
- First disbursed
- 8/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $644K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $86K
- Monthly payment
- $7,826
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
- Hamza SF LLC in Lakeland, FL — $782K (2023) · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $586K (75%)
- Approval → funding
- 18 days
- Approved
- 3/6/2023
- First disbursed
- 3/24/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- LIVE TRUE ENTERPRISE, LLC in Lutz, FL — $439K (2023) · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $329K (75%)
- Approval → funding
- 14 days
- Approved
- 12/20/2022
- First disbursed
- 1/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
- SF2SOHO LLC in Tampa, FL — $466K (2021) · Lake Michigan CU
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 83 months
- SBA guaranteed
- $420K (90%)
- Approval → funding
- 17 days
- Approved
- 9/13/2021
- First disbursed
- 9/30/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
- NICLOG ENTERPRISES CORP in Palm Harbor, FL — $409K (2021) · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $368K (90%)
- Approval → funding
- 5 days
- Approved
- 6/24/2021
- First disbursed
- 6/29/2021
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a SoFresh in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded SoFresh loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a SoFresh purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Valley National Bank funds the most here. DealRoom is not a lender.
- $580K typical SoFresh loan
- 4 lenders active in Florida
- 8+ funded Florida deals
- 17 days typical to fund
Buyers buying a SoFresh in Florida typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.