Food & Restaurants · lender intelligence
How to finance a Sonic in California
The SBA 7(a) lenders funding the most Sonic deals in California, from public loan records — typical Sonic loan about $1.3M. A bank already funding the brand in your state knows it twice over.
Most active with Sonic in California
Ranked by funded Sonic loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.7 loans · $3M · Walnut Creek, CAFull record →
- 3.868 loans · $362M · Salt Lake City, UTFull record →
- 4.20 loans · $14M · Arlington Heights, ILFull record →
6+ funded Sonic in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Sonic Drive Ins Hayward; Sonic Drive Ins Salinas; Sonic Drive Ins Gilroy in Hayward, CA — $2.5M (2023) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 16 days
- Approved
- 9/19/2023
- First disbursed
- 10/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 75
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $273K
- Est. cash at closing
- $377K
- Monthly payment
- $25,688
- Annual debt service
- $308K
- Cash flow needed (1.25×)
- $385K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
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- TBHCV LLC in Stockton, CA — $1.8M (2022) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.77% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 57 days
- Approved
- 9/27/2022
- First disbursed
- 11/23/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 47
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- ANG ROYAL INC in Indio, CA — $2.7M (2021) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.5M (90%)
- Approval → funding
- 13 days
- Approved
- 7/15/2021
- First disbursed
- 7/28/2021
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Celtic Bank Corporation · Lender record →
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- Elite Drive-Ins, LLC in Sacramento, CA — $2.1M (2021) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 305 months
- SBA guaranteed
- $1.9M (90%)
- Approval → funding
- 24 days
- Approved
- 8/17/2021
- First disbursed
- 9/10/2021
- Loan status
- Paid in full (7/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Elite Drive-Ins, LLC in Santa Rosa, CA — $1.4M (2021) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 126 months
- SBA guaranteed
- $1.3M (90%)
- Approval → funding
- 14 days
- Approved
- 8/17/2021
- First disbursed
- 8/31/2021
- Loan status
- Paid in full (7/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- TBHCV LLC in Pleasanton, CA — $1.3M (2021) · Village Bank and Trust, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.85% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 104 days
- Approved
- 8/31/2021
- First disbursed
- 12/13/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 62
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Village Bank and Trust, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Sonic in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Sonic loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sonic purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Live Oak Banking Company funds the most here. DealRoom is not a lender.
- $1.3M typical Sonic loan
- 4 lenders active in California
- 6+ funded California deals
- 24 days typical to fund
Buyers buying a Sonic in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.