Food & Restaurants · lender intelligence
How to finance a Subway in Kentucky
The SBA 7(a) lenders funding the most Subway deals in Kentucky, from public loan records — typical Subway loan about $210K. A bank already funding the brand in your state knows it twice over.
Most active with Subway in Kentucky
Ranked by funded Subway loans in Kentucky. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Cuba, MOFull record →
- 2.42 loans · $19M · Louisville, KYFull record →
- 3.31 loans · $13M · Louisville, KYFull record →
- 4.36 loans · $51M · Carmel, INFull record →
- 5.12 loans · $8M · Wheeling, WVFull record →
12+ funded Subway in Kentucky deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Vandana Inc in Prospect, KY — $2.7M (2026) · Republic Bank & Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 22 days
- Approved
- 12/16/2025
- First disbursed
- 1/7/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 200
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Republic Bank & Trust Company · Lender record →
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- Vandana Inc in Prospect, KY — $200K (2026) · Republic Bank & Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% fixed
- Term
- 42 months
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 20 days
- Approved
- 12/18/2025
- First disbursed
- 1/7/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Republic Bank & Trust Company · Lender record →
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- SUBS OF WKY Inc. in Prospect, KY — $500K (2025) · Republic Bank & Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 118 months
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 33 days
- Approved
- 12/5/2024
- First disbursed
- 1/7/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Republic Bank & Trust Company · Lender record →
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- Limbach, LLC in Louisville, KY — $107K (2023) · Stock Yards Bank & Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $80K (75%)
- Approval → funding
- 7 days
- Approved
- 8/30/2023
- First disbursed
- 9/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Stock Yards Bank & Trust Company · Lender record →
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- Regal Food Management LLC in Ashland, KY — $1.6M (2022) · purchase · Peoples Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 37 days
- Approved
- 11/8/2021
- First disbursed
- 12/15/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $178K
- Est. cash at closing
- $245K
- Monthly payment
- $17,206
- Annual debt service
- $206K
- Cash flow needed (1.25×)
- $258K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples Bank · Lender record →
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- DeepRoyal 7 LLC in Georgetown, KY — $700K (2022) · purchase · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $525K (75%)
- Approval → funding
- 5 days
- Approved
- 12/16/2021
- First disbursed
- 12/21/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $778K
- Est. down payment (10%)
- $78K
- Est. cash at closing
- $104K
- Monthly payment
- $7,597
- Annual debt service
- $91K
- Cash flow needed (1.25×)
- $114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
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- Dupie Family Foods, LLC in Paris, KY — $574K (2022) · purchase · Stock Yards Bank & Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $430K (75%)
- Approval → funding
- 3 days
- Approved
- 4/19/2022
- First disbursed
- 4/22/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $637K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $85K
- Monthly payment
- $6,014
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
- DeepRoyal 8 LLC in Lexington, KY — $490K (2022) · purchase · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 4 days
- Approved
- 12/17/2021
- First disbursed
- 12/21/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $544K
- Est. down payment (10%)
- $54K
- Est. cash at closing
- $73K
- Monthly payment
- $5,318
- Annual debt service
- $64K
- Cash flow needed (1.25×)
- $80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
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- Darraji Group, LLC in Louisville, KY — $166K (2022) · purchase · Stock Yards Bank & Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $83K (50%)
- Approval → funding
- 14 days
- Approved
- 6/28/2022
- First disbursed
- 7/12/2022
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $185K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $25K
- Monthly payment
- $1,910
- Annual debt service
- $23K
- Cash flow needed (1.25×)
- $29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
- BWH Sandwich Shop of Summit, LLC in Ashland, KY — $332K (2021) · purchase · Peoples Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $298K (90%)
- Approval → funding
- 27 days
- Approved
- 5/4/2021
- First disbursed
- 5/31/2021
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $368K
- Est. down payment (10%)
- $37K
- Est. cash at closing
- $49K
- Monthly payment
- $2,709
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
- BWH Subway of Olive Hill KY, LLC in Olive Hill, KY — $288K (2021) · purchase · Peoples Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $216K (75%)
- Approval → funding
- 0 days
- Approved
- 1/5/2021
- First disbursed
- 1/5/2021
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $320K
- Est. down payment (10%)
- $32K
- Est. cash at closing
- $43K
- Monthly payment
- $2,355
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
- Avanna, LLC in Louisville, KY — $225K (2021) · WesBanco Bank, Inc.
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 113 days
- Approved
- 5/26/2021
- First disbursed
- 9/16/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by WesBanco Bank, Inc. · Lender record →
Your business? Claim this record · Request removal
Buying a Subway in Kentucky? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Subway loans with a Kentucky project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Subway purchase in Kentucky with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Kentucky deals. Peoples Bank funds the most here. DealRoom is not a lender.
- $210K typical Subway loan
- 5 lenders active in Kentucky
- 12+ funded Kentucky deals
- 20 days typical to fund
Buyers buying a Subway in Kentucky typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.