Food & Restaurants · lender intelligence
How to finance a Subway in North Carolina
The SBA 7(a) lenders funding the most Subway deals in North Carolina, from public loan records — typical Subway loan about $210K. A bank already funding the brand in your state knows it twice over.
Most active with Subway in North Carolina
Ranked by funded Subway loans in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $0M · St. Louis, MOFull record →
- 2.868 loans · $362M · Salt Lake City, UTFull record →
- 3.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 4.1 loans · $1M · Lincoln, NEFull record →
5+ funded Subway in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Dastgir and Quire Restaurants and Fine Dining, LLC in Goldsboro, NC — $610K (2023) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $458K (75%)
- Approval → funding
- 1 days
- Approved
- 12/7/2022
- First disbursed
- 12/8/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Celtic Bank Corporation · Lender record →
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- Subway in Charlotte, NC — $600K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 4 days
- Approved
- 9/28/2023
- First disbursed
- 10/2/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
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- Notary & Things LLC in Concord, NC — $150K (2023) · purchase · Western State Bank
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 10/26/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,900
- Annual debt service
- $23K
- Cash flow needed (1.25×)
- $29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Western State Bank
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- Castellanos Enterprises, Inc. in Goldsboro, NC — $223K (2021) · purchase · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (90%)
- Approved
- 6/9/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $247K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $2,472
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
- SHREE SHUVLAV, LLC in Wade, NC — $258K (2020) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $194K (75%)
- Approval → funding
- 117 days
- Approved
- 3/5/2020
- First disbursed
- 6/30/2020
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $287K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $38K
- Monthly payment
- $2,355
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Subway in North Carolina? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Subway loans with a North Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Subway purchase in North Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded North Carolina deals. First Bank funds the most here. DealRoom is not a lender.
- $210K typical Subway loan
- 5 lenders active in North Carolina
- 5+ funded North Carolina deals
- 4 days typical to fund
Buyers buying a Subway in North Carolina typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.