Food & Restaurants · lender intelligence
How to finance a Subway in South Carolina
The SBA 7(a) lenders funding the most Subway deals in South Carolina, from public loan records — typical Subway loan about $210K. A bank already funding the brand in your state knows it twice over.
Most active with Subway in South Carolina
Ranked by funded Subway loans in South Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.15 loans · $6M · Watkinsville, GAFull record →
- 2.3,264 loans · $846M · Miami, FLFull record →
- 3.104 loans · $100M · Portsmouth, VAFull record →
- 4.15 loans · $16M · Greenwood, SCFull record →
- 5.1 loans · $1M · Lincoln, NEFull record →
- 6.62 loans · $21M · Saint Cloud, MNFull record →
9+ funded Subway in South Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Subway in Marietta, SC — $175K (2025) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $131K (75%)
- Approval → funding
- 17 days
- Approved
- 6/30/2025
- First disbursed
- 7/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Newtek Bank, National Association · Lender record →
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- VIRAJ FOODS LLC in Fort Mill, SC — $225K (2024) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 8 days
- Approved
- 8/27/2024
- First disbursed
- 9/4/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Pinnacle Bank · Lender record →
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- Monolo Enterprises LLC in Greenwood, SC — $1.7M (2022) · Oconee State Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 168 mo (14 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 33 days
- Approved
- 2/2/2022
- First disbursed
- 3/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Oconee State Bank · Lender record →
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- SINCLAIR MANAGEMENT INC in Laurens, SC — $1.2M (2022) · Oconee State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $937K (75%)
- Approval → funding
- 26 days
- Approved
- 4/29/2022
- First disbursed
- 5/25/2022
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 33
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Oconee State Bank · Lender record →
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- SINCLAIR MANAGEMENT INC in Laurens, SC — $990K (2022) · Oconee State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $742K (75%)
- Approval → funding
- 6 days
- Approved
- 5/19/2022
- First disbursed
- 5/25/2022
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 33
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Oconee State Bank · Lender record →
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- Smalls Investment Group LLC in St Stephen, SC — $203K (2022) · purchase · Western State Bank
- Program
- 7a General
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $152K (75%)
- Approval → funding
- 12 days
- Approved
- 9/16/2022
- First disbursed
- 9/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $225K
- Est. down payment (10%)
- $23K
- Est. cash at closing
- $30K
- Monthly payment
- $2,484
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Western State Bank
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- ASP Fine Foods, Inc in Spartanburg, SC — $550K (2021) · Countybank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 204 days
- Approved
- 11/18/2020
- First disbursed
- 6/10/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Countybank · Lender record →
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- Meredith Enterprises LLC in Greenville, SC — $215K (2020) · purchase · TowneBank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 149 days
- Approved
- 5/4/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $239K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $32K
- Monthly payment
- $2,387
- Annual debt service
- $29K
- Cash flow needed (1.25×)
- $36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
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- DDNJ LLC in Columbia, SC — $200K (2020) · purchase · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 22 days
- Approved
- 10/9/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (11/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $3,984
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
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Buying a Subway in South Carolina? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Subway loans with a South Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Subway purchase in South Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded South Carolina deals. Oconee State Bank funds the most here. DealRoom is not a lender.
- $210K typical Subway loan
- 7 lenders active in South Carolina
- 9+ funded South Carolina deals
- 22 days typical to fund
Buyers buying a Subway in South Carolina typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.