Food & Restaurants · lender intelligence
How to finance a Tifa Chocolate & Gelato in North Carolina
The SBA 7(a) lenders funding the most Tifa Chocolate & Gelato deals in North Carolina, from public loan records — typical Tifa Chocolate & Gelato loan about $350K. A bank already funding the brand in your state knows it twice over.
Most active with Tifa Chocolate & Gelato in North Carolina
Ranked by funded Tifa Chocolate & Gelato loans in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.24 loans · $21M · Raleigh, NCFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
6+ funded Tifa Chocolate & Gelato in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Cardinal Desserts, LLC in Raleigh, NC — $385K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $289K (75%)
- Approval → funding
- 16 days
- Approved
- 5/7/2025
- First disbursed
- 5/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- Cardinal Desserts, LLC in Raleigh, NC — $35K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $18K (50%)
- Approved
- 5/7/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- Sibner Enterprises Corp. in Charlotte, NC — $189K (2023) · purchase · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $142K (75%)
- Approved
- 5/7/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $210K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $28K
- Monthly payment
- $2,606
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
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- Sibner Enterprises Corp. in Charlotte, NC — $189K (2023) · North State Bank
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $142K (75%)
- Approval → funding
- 42 days
- Approved
- 6/27/2023
- First disbursed
- 8/8/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by North State Bank · Lender record →
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- Perseo Faber LLC in Charlotte, NC — $350K (2021) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $263K (75%)
- Approved
- 2/25/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
- Perseo Faber LLC in Charlotte, NC — $350K (2021) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $315K (90%)
- Approval → funding
- 3 days
- Approved
- 2/25/2021
- First disbursed
- 2/28/2021
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Tifa Chocolate & Gelato in North Carolina? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Tifa Chocolate & Gelato loans with a North Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Tifa Chocolate & Gelato purchase in North Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded North Carolina deals. North State Bank funds the most here. DealRoom is not a lender.
- $350K typical Tifa Chocolate & Gelato loan
- 2 lenders active in North Carolina
- 6+ funded North Carolina deals
- 16 days typical to fund
Buyers buying a Tifa Chocolate & Gelato in North Carolina typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.