Food & Restaurants · lender intelligence
How to finance a Tropical Smoothie Cafe in North Carolina
The SBA 7(a) lenders funding the most Tropical Smoothie Cafe deals in North Carolina, from public loan records — typical Tropical Smoothie Cafe loan about $425K. A bank already funding the brand in your state knows it twice over.
Most active with Tropical Smoothie Cafe in North Carolina
Ranked by funded Tropical Smoothie Cafe loans in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.57 loans · $74M · Winston-Salem, NCFull record →
- 2.40 loans · $42M · Englewood Cliffs, NJFull record →
- 3.149 loans · $135M · Mukwonago, WIFull record →
- 4.104 loans · $100M · Portsmouth, VAFull record →
- 5.16 loans · $21M · Las Vegas, NVFull record →
- 6.1,296 loans · $1.4B · Wilmington, NCFull record →
- 7.2,539 loans · $965M · Columbus, OHFull record →
- 8.62 loans · $34M · Winter Haven, FLFull record →
18+ funded Tropical Smoothie Cafe in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- PRAPTI ENTERPRISE LLC in Mount Airy, NC — $500K (2026) · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approved
- 3/3/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
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- Gunatit Café Inc. in Charlotte, NC — $3.3M (2025) · Truliant FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.5M (75%)
- Approval → funding
- 14 days
- Approved
- 6/27/2025
- First disbursed
- 7/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
- Dasnadas LLC in Charlotte, NC — $616K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 129 months
- SBA guaranteed
- $462K (75%)
- Approval → funding
- 24 days
- Approved
- 5/13/2025
- First disbursed
- 6/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- Om Shiva Aarti LLC in Lincolnton, NC — $559K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 124 months
- SBA guaranteed
- $419K (75%)
- Approval → funding
- 50 days
- Approved
- 3/26/2025
- First disbursed
- 5/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ConnectOne Bank · Lender record →
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- Eat Well NC LLC in Clemmons, NC — $500K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 123 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 290 days
- Approved
- 5/12/2025
- First disbursed
- 2/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ConnectOne Bank · Lender record →
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- RTO Holdings, LLC in Wake Forest, NC — $500K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 123 months
- SBA guaranteed
- $375K (75%)
- Approved
- 5/15/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- Dasnadas LLC in Charlotte, NC — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 5/13/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- AksharPurushottam Cafe Inc in Charlotte, NC — $617K (2024) · purchase · Truliant FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $463K (75%)
- Approval → funding
- 10 days
- Approved
- 8/20/2024
- First disbursed
- 8/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $685K
- Est. down payment (10%)
- $69K
- Est. cash at closing
- $92K
- Monthly payment
- $8,583
- Annual debt service
- $103K
- Cash flow needed (1.25×)
- $129K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
- Shreeji Cafe Inc in Waxhaw, NC — $510K (2024) · purchase · Truliant FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $382K (75%)
- Approval → funding
- 11 days
- Approved
- 8/19/2024
- First disbursed
- 8/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $566K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $76K
- Monthly payment
- $7,092
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
- TROPICAL SMOOTHIE CAFE in Asheboro, NC — $179K (2022) · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 309 months
- SBA guaranteed
- $134K (75%)
- Approval → funding
- 182 days
- Approved
- 2/14/2022
- First disbursed
- 8/15/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
- RDR Capital LLC in Cary, NC — $490K (2021) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 95 months
- SBA guaranteed
- $441K (90%)
- Approval → funding
- 20 days
- Approved
- 5/7/2021
- First disbursed
- 5/27/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Tropical Smoothie Cafe NC100 in Raleigh, NC — $405K (2021) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.4% variable
- Term
- 126 months
- SBA guaranteed
- $365K (90%)
- Approval → funding
- 12 days
- Approved
- 9/1/2021
- First disbursed
- 9/13/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Reliant9 LLC in Sanford, NC — $404K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 124 months
- SBA guaranteed
- $363K (90%)
- Approval → funding
- 29 days
- Approved
- 6/1/2021
- First disbursed
- 6/30/2021
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Next Frontier Raleigh Inc in Raleigh, NC — $390K (2021) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 124 months
- SBA guaranteed
- $293K (75%)
- Approval → funding
- 47 days
- Approved
- 10/22/2020
- First disbursed
- 12/8/2020
- Loan status
- Paid in full (10/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- TALPRN LLC in Cameron, NC — $384K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 125 months
- SBA guaranteed
- $345K (90%)
- Approval → funding
- 0 days
- Approved
- 3/31/2021
- First disbursed
- 3/31/2021
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 31
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- R9 LLC in Asheboro, NC — $135K (2021) · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $122K (90%)
- Approval → funding
- 84 days
- Approved
- 5/25/2021
- First disbursed
- 8/17/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
- RDR Capital LLC in Cary, NC — $25K (2021) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $21K (85%)
- Approval → funding
- 17 days
- Approved
- 5/10/2021
- First disbursed
- 5/27/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- TS Cafe NC-17, LLC in Winston Salem, NC — $382K (2020) · purchase · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $287K (75%)
- Approval → funding
- 10 days
- Approved
- 1/21/2020
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (9/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $424K
- Est. down payment (10%)
- $42K
- Est. cash at closing
- $57K
- Monthly payment
- $4,485
- Annual debt service
- $54K
- Cash flow needed (1.25×)
- $67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Tropical Smoothie Cafe in North Carolina? Start with a lender that funds them here
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Tropical Smoothie Cafe loans with a North Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Tropical Smoothie Cafe purchase in North Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded North Carolina deals. Truliant FCU funds the most here. DealRoom is not a lender.
- $425K typical Tropical Smoothie Cafe loan
- 8 lenders active in North Carolina
- 18+ funded North Carolina deals
- 24 days typical to fund
Buyers buying a Tropical Smoothie Cafe in North Carolina typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.