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How to finance a USA Insulation
The SBA 7(a) lenders funding the most USA Insulation deals, ranked from public loan records — typical USA Insulation loan about $196K, 4.76% failure rate across 34 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with USA Insulation
Ranked by funded USA Insulation loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.575 loans · $220M · De Graff, OHFull record →
- 3.31 loans · $8M · South Bend, INFull record →
- 4.6 loans · $4M · Spokane Valley, WAFull record →
- 5.103 loans · $64M · Indiana, PAFull record →
- 6.2 loans · $1M · Auburn Hills, MIFull record →
- 7.18 loans · $10M · Manitowoc, WIFull record →
- 8.7 loans · $3M · Canfield, OHFull record →
- 9.28 loans · $35M · West Memphis, ARFull record →
34+ funded USA Insulation deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- USA Insulation of Minneapolis in Minneapolis, MN — $990K (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $743K (75%)
- Approval → funding
- 32 days
- Approved
- 12/29/2025
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 33
- Business age
- New Business or 2 years or less
- Industry
- Drywall and Insulation Contractors
Funded by U.S. Bank, National Association · Lender record →
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- USA Insulation of Minneapolis in Minneapolis, MN — $75K (2026) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approval → funding
- 30 days
- Approved
- 12/29/2025
- First disbursed
- 1/28/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 33
- Business age
- New Business or 2 years or less
- Industry
- Drywall and Insulation Contractors
Funded by U.S. Bank, National Association · Lender record →
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- Invictus Insulation LLC in Franklin, KY — $335K (2025) · American Bank & Trust Company, Inc.
- Program
- 7a General
- Rate at approval
- 9.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $251K (75%)
- Approval → funding
- 3 days
- Approved
- 2/28/2025
- First disbursed
- 3/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by American Bank & Trust Company, Inc.
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- A&L INSULATION OPERATIONS, LLC in Holland, OH — $1.9M (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.99% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 3 days
- Approved
- 12/5/2023
- First disbursed
- 12/8/2023
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Existing or more than 2 years old
- Industry
- Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
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- C&C ATD, LLC in Chandler, AZ — $530K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $398K (75%)
- Approval → funding
- 21 days
- Approved
- 11/15/2023
- First disbursed
- 12/6/2023
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
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- WFL Insulation LLC in Clearwater, FL — $458K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $344K (75%)
- Approval → funding
- 11 days
- Approved
- 7/1/2024
- First disbursed
- 7/12/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
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- Elite4USA LLC in Hitchcock, TX — $375K (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $282K (75%)
- Approval → funding
- 8 days
- Approved
- 3/14/2024
- First disbursed
- 3/22/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Drywall and Insulation Contractors
If you were the buyer here
- Est. deal size
- $417K
- Est. down payment (10%)
- $42K
- Est. cash at closing
- $56K
- Monthly payment
- $5,224
- Annual debt service
- $63K
- Cash flow needed (1.25×)
- $78K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Michael Kegley Sr LLC in Lexington, KY — $299K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $224K (75%)
- Approval → funding
- 8 days
- Approved
- 4/3/2024
- First disbursed
- 4/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Manufacturing
Funded by The Huntington National Bank · Lender record →
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- CN Insulation LLC dba USA INSULATION OF UTAH in Salt Lake City, UT — $275K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $206K (75%)
- Approval → funding
- 11 days
- Approved
- 11/24/2023
- First disbursed
- 12/5/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- CN Insulation LLC in Kaysville, UT — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 11/16/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- WFL Insulation LLC in Clearwater, FL — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 206 days
- Approved
- 7/1/2024
- First disbursed
- 1/23/2025
- Loan status
- Past due
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
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- C&C ATD, LLC in Chandler, AZ — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 365 days
- Approved
- 11/15/2023
- First disbursed
- 11/14/2024
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
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- Michael Kegley Sr LLC in Lexington, KY — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 209 days
- Approved
- 4/3/2024
- First disbursed
- 10/29/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Manufacturing
Funded by The Huntington National Bank · Lender record →
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- Paxson Enterprise LLC in Inwood, PA — $400K (2023) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 101 months
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 94 days
- Approved
- 12/13/2022
- First disbursed
- 3/17/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Drywall and Insulation Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- Clinger Enterprises Inc. in Tomball, TX — $253K (2023) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $189K (75%)
- Approval → funding
- 13 days
- Approved
- 10/19/2022
- First disbursed
- 11/1/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Roofing, Siding, and Insulation Material Merchant Wholesaler
Funded by First Commonwealth Bank · Lender record →
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- Off Insulation of Illinois, Inc. in Argos, IN — $54K (2023) · 1st Source Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 89 months
- SBA guaranteed
- $27K (50%)
- Approval → funding
- 8 days
- Approved
- 11/29/2022
- First disbursed
- 12/7/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Drywall and Insulation Contractors
Funded by 1st Source Bank · Lender record →
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- Riebold Industries, Inc. in Arnold, MO — $290K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 81 months
- SBA guaranteed
- $218K (75%)
- Approval → funding
- 2 days
- Approved
- 4/18/2022
- First disbursed
- 4/20/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
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- HOME WEST SOLUTIONS, LLC in Nampa, ID — $196K (2022) · Numerica CU
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $147K (75%)
- Approval → funding
- 7 days
- Approved
- 8/24/2022
- First disbursed
- 8/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Drywall and Insulation Contractors
Funded by Numerica CU · Lender record →
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- Fox Valley Insulation LLC in Fond Du Lac, WI — $105K (2022) · Bank First, N.A.
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $89K (85%)
- Approval → funding
- 3 days
- Approved
- 9/13/2022
- First disbursed
- 9/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by Bank First, N.A. · Lender record →
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- Jv Insulating, Inc. in Lombard, IL — $90K (2022) · JPMorgan Chase Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $45K (50%)
- Approval → funding
- 0 days
- Approved
- 12/24/2021
- First disbursed
- 12/24/2021
- Loan status
- Paid in full (12/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Drywall and Insulation Contractors
Funded by JPMorgan Chase Bank, National Association · Lender record →
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Buying a USA Insulation? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to USA Insulation businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a USA Insulation purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. DealRoom is not a lender.
- $196K typical USA Insulation loan
- 4.76% failure rate (FY20–23)
- 12 lenders fund the brand
- 13 days typical to fund
Buyers researching a USA Insulation typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: