Food & Restaurants · lender intelligence
How to finance a Wendy's in California
The SBA 7(a) lenders funding the most Wendy's deals in California, from public loan records — typical Wendy's loan about $942K. A bank already funding the brand in your state knows it twice over.
Most active with Wendy's in California
Ranked by funded Wendy's loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.33 loans · $54M · Sun Valley, CAFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.1,322 loans · $185M · Wilmington, DEFull record →
- 4.12 loans · $8M · Bakersfield, CAFull record →
8+ funded Wendy's in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Limitless Restaurant Group Inc in Ridgecrest, CA — $682K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $512K (75%)
- Approval → funding
- 77 days
- Approved
- 5/19/2025
- First disbursed
- 8/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Limitless Restaurant Group Inc in Ridgecrest, CA — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 270 days
- Approved
- 5/19/2025
- First disbursed
- 2/13/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- DEPENDABLE FOODS INC in Wasco, CA — $1.1M (2024) · Mission Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $836K (75%)
- Approval → funding
- 14 days
- Approved
- 8/29/2024
- First disbursed
- 9/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 62
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Mission Bank · Lender record →
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- RIISE Hospitality Group, LLC in Weed, CA — $673K (2024) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.35% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $505K (75%)
- Approval → funding
- 7 days
- Approved
- 3/19/2024
- First disbursed
- 3/26/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by TD Bank, National Association · Lender record →
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- RIISE Hospitality Group, LLC in Yreka, CA — $673K (2024) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.35% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $505K (75%)
- Approval → funding
- 7 days
- Approved
- 3/19/2024
- First disbursed
- 3/26/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by TD Bank, National Association · Lender record →
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- Wendy's Old Fashioned Hamburgers in Oakley, CA — $3.4M (2023) · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 309 months
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 23 days
- Approved
- 5/9/2023
- First disbursed
- 6/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Mission Valley Bank · Lender record →
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- Wow Ventures, Inc. in Oakley, CA — $3.4M (2022) · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 306 months
- SBA guaranteed
- $2.6M (75%)
- Approved
- 9/9/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Mission Valley Bank · Lender record →
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- Wow Ventures, Inc. in Salinas, CA — $1.6M (2022) · purchase · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 8 days
- Approved
- 9/22/2022
- First disbursed
- 9/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 60
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $174K
- Est. cash at closing
- $240K
- Monthly payment
- $18,628
- Annual debt service
- $224K
- Cash flow needed (1.25×)
- $279K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mission Valley Bank · Lender record →
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Buying a Wendy's in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Wendy's loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Wendy's purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Mission Valley Bank funds the most here. DealRoom is not a lender.
- $942K typical Wendy's loan
- 4 lenders active in California
- 8+ funded California deals
- 14 days typical to fund
Buyers buying a Wendy's in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.