Food & Restaurants · lender intelligence
How to finance a West Coast Sourdough Deli in California
The SBA 7(a) lenders funding the most West Coast Sourdough Deli deals in California, from public loan records — typical West Coast Sourdough Deli loan about $362K. A bank already funding the brand in your state knows it twice over.
Most active with West Coast Sourdough Deli in California
Ranked by funded West Coast Sourdough Deli loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.868 loans · $362M · Salt Lake City, UTFull record →
- 2.9 loans · $10M · Garden City Park, NYFull record →
- 3.32 loans · $54M · Houston, TXFull record →
10+ funded West Coast Sourdough Deli in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BRARS WC INC in Bakersfield, CA — $379K (2026) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $284K (75%)
- Approval → funding
- 26 days
- Approved
- 11/19/2025
- First disbursed
- 12/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Celtic Bank Corporation · Lender record →
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- WCS SMF LLC in Sacramento, CA — $1.4M (2025) · Hanover Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 93 days
- Approved
- 2/26/2025
- First disbursed
- 5/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 44
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Hanover Community Bank · Lender record →
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- WCS SMF LLC in Sacramento, CA — $1.1M (2025) · Hanover Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $846K (75%)
- Approval → funding
- 93 days
- Approved
- 2/26/2025
- First disbursed
- 5/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 44
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
- West Coast Sourdough in Irvine, CA — $307K (2025) · Southwestern National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $230K (75%)
- Approved
- 4/1/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Southwestern National Bank · Lender record →
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- WEST COAST SOURDOUGH in Elk Grove, CA — $474K (2024) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $356K (75%)
- Approval → funding
- 16 days
- Approved
- 10/30/2023
- First disbursed
- 11/15/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $527K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $70K
- Monthly payment
- $6,597
- Annual debt service
- $79K
- Cash flow needed (1.25×)
- $99K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- SDGBWC Inc in Granite Bay, CA — $362K (2024) · purchase · Celtic Bank Corporation
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $272K (75%)
- Approved
- 8/7/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $402K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $54K
- Monthly payment
- $5,038
- Annual debt service
- $60K
- Cash flow needed (1.25×)
- $76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- WEST COAST SOURDOUGH in Elk Grove, CA — $269K (2024) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $202K (75%)
- Approval → funding
- 16 days
- Approved
- 10/30/2023
- First disbursed
- 11/15/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $299K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $40K
- Monthly payment
- $3,744
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- Blue Oaks Sourdough in Roseville, CA — $280K (2023) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 124 months
- SBA guaranteed
- $210K (75%)
- Approval → funding
- 33 days
- Approved
- 1/4/2023
- First disbursed
- 2/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- Sambhi Sons in Sacramento, CA — $263K (2023) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.87% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $197K (75%)
- Approval → funding
- 9 days
- Approved
- 9/27/2023
- First disbursed
- 10/6/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- West Coast Sourdough in Roseville, CA — $280K (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 124 months
- SBA guaranteed
- $210K (75%)
- Approved
- 8/8/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Buying a West Coast Sourdough Deli in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded West Coast Sourdough Deli loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a West Coast Sourdough Deli purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Celtic Bank Corporation funds the most here. DealRoom is not a lender.
- $362K typical West Coast Sourdough Deli loan
- 5 lenders active in California
- 10+ funded California deals
- 26 days typical to fund
Buyers buying a West Coast Sourdough Deli in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.