Financing a beer, wine, and liquor stores acquisition in Michigan

State:

The SBA 7(a) lenders funding the most beer, wine, and liquor stores acquisitions in Michigan, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Most active in beer, wine, and liquor stores · Michigan

Ranked by funded beer, wine, and liquor stores acquisitions in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.

1.168 loans · $205M · Fishers, INFull record →

23+ funded Beer, Wine, and Liquor Stores in Michigan deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Always Brothers, Inc in South Lyon, MI — $1.7M (2024) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
12 days
Approved
10/21/2023
First disbursed
11/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
23
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$187K
Est. cash at closing
$257K
Monthly payment
$22,669
Annual debt service
$272K
Cash flow needed (1.25×)
$340K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Green Lake Road Properties, LLC in West Bloomfield, MI — $954K (2022) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
196 months
SBA guaranteed
$716K (75%)
Approval → funding
22 days
Approved
6/7/2022
First disbursed
6/29/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$106K
Est. cash at closing
$145K
Monthly payment
$7,779
Annual debt service
$93K
Cash flow needed (1.25×)
$117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
Ham, Inc. in Detroit, MI — $800K (2022) · purchase · The Freedom Bank of Virginia
Program
7a General
Rate at approval
5.25% variable
Term
186 months
SBA guaranteed
$600K (75%)
Approved
12/9/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$889K
Est. down payment (10%)
$89K
Est. cash at closing
$122K
Monthly payment
$6,295
Annual debt service
$76K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Freedom Bank of Virginia · Lender record →
Your business? Claim this record · Request removal
Seven Harbors, LLC in Highland, MI — $774K (2022) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$581K (75%)
Approval → funding
27 days
Approved
11/3/2021
First disbursed
11/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$860K
Est. down payment (10%)
$86K
Est. cash at closing
$118K
Monthly payment
$4,638
Annual debt service
$56K
Cash flow needed (1.25×)
$70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
1100Share Corp in Ypsilanti, MI — $350K (2022) · purchase · Bank Michigan
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
204 mo (17 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
30 days
Approved
4/6/2022
First disbursed
5/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$2,504
Annual debt service
$30K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank Michigan · Lender record →
Your business? Claim this record · Request removal
Bee Bee's Liquor & Wine Shop in Warren, MI — $2.3M (2021) · purchase · First Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.1M (90%)
Approval → funding
109 days
Approved
9/13/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$255K
Est. cash at closing
$352K
Monthly payment
$13,768
Annual debt service
$165K
Cash flow needed (1.25×)
$207K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
Oppnorth LLC in Saginaw, MI — $995K (2021) · purchase · ChoiceOne Bank
Program
Preferred Lenders Program
Rate at approval
5% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$896K (90%)
Approval → funding
108 days
Approved
9/14/2021
First disbursed
12/31/2021
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
29
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$5,817
Annual debt service
$70K
Cash flow needed (1.25×)
$87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by ChoiceOne Bank · Lender record →
Your business? Claim this record · Request removal
Star Wonder Store, Inc. in Taylor, MI — $957K (2021) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$861K (90%)
Approval → funding
12 days
Approved
7/19/2021
First disbursed
7/31/2021
Loan status
Paid in full (1/31/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$106K
Est. cash at closing
$146K
Monthly payment
$5,456
Annual debt service
$65K
Cash flow needed (1.25×)
$82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
Lubana Brothers, LLC in Muskegon, MI — $950K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
180 mo (15 yrs)
SBA guaranteed
$855K (90%)
Approval → funding
6 days
Approved
6/17/2021
First disbursed
6/23/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$106K
Est. cash at closing
$145K
Monthly payment
$8,017
Annual debt service
$96K
Cash flow needed (1.25×)
$120K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Coach Liquor, Inc. in Waterford, MI — $869K (2021) · purchase · Bank of Ann Arbor
Program
7a General
Rate at approval
5.75% variable
Term
156 mo (13 yrs)
SBA guaranteed
$782K (90%)
Approval → funding
54 days
Approved
6/6/2021
First disbursed
7/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$965K
Est. down payment (10%)
$97K
Est. cash at closing
$132K
Monthly payment
$7,919
Annual debt service
$95K
Cash flow needed (1.25×)
$119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Ann Arbor · Lender record →
Your business? Claim this record · Request removal
L & M Livonia, INc. in Livonia, MI — $714K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$643K (90%)
Approval → funding
7 days
Approved
5/27/2021
First disbursed
6/3/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$793K
Est. down payment (10%)
$79K
Est. cash at closing
$109K
Monthly payment
$7,836
Annual debt service
$94K
Cash flow needed (1.25×)
$118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Harper-Connors Investment, LLC in Detroit, MI — $637K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
168 mo (14 yrs)
SBA guaranteed
$573K (90%)
Approval → funding
6 days
Approved
9/24/2021
First disbursed
9/30/2021
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$707K
Est. down payment (10%)
$71K
Est. cash at closing
$95K
Monthly payment
$5,610
Annual debt service
$67K
Cash flow needed (1.25×)
$84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
RISING HEMANTA LLC in Ida, MI — $585K (2021) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$439K (75%)
Approval → funding
21 days
Approved
11/27/2020
First disbursed
12/18/2020
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$650K
Est. down payment (10%)
$65K
Est. cash at closing
$87K
Monthly payment
$6,495
Annual debt service
$78K
Cash flow needed (1.25×)
$97K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
HOT MILLIONS PROPERTIES, LLC in Muskegon, MI — $549K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
192 mo (16 yrs)
SBA guaranteed
$494K (90%)
Approval → funding
3 days
Approved
3/22/2021
First disbursed
3/25/2021
Loan status
Paid in full (11/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$610K
Est. down payment (10%)
$61K
Est. cash at closing
$82K
Monthly payment
$4,382
Annual debt service
$53K
Cash flow needed (1.25×)
$66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
WESTNEDGE APS LLC in Kalamazoo, MI — $410K (2021) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$369K (90%)
Approved
2/10/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$456K
Est. down payment (10%)
$46K
Est. cash at closing
$61K
Monthly payment
$2,337
Annual debt service
$28K
Cash flow needed (1.25×)
$35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
Sip Sip Liquor Shop, Inc. in Detroit, MI — $1.4M (2020) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
198 months
SBA guaranteed
$1.0M (75%)
Approval → funding
47 days
Approved
8/14/2020
First disbursed
9/30/2020
Loan status
Paid in full (1/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$152K
Est. cash at closing
$208K
Monthly payment
$10,504
Annual debt service
$126K
Cash flow needed (1.25×)
$158K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
Noel Savaya, Inc. in Detroit, MI — $1.2M (2020) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
196 months
SBA guaranteed
$887K (75%)
Approved
8/14/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$131K
Est. cash at closing
$180K
Monthly payment
$9,152
Annual debt service
$110K
Cash flow needed (1.25×)
$137K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
Green River Industrial, LLC in Traverse City, MI — $1.1M (2020) · purchase · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
240 mo (20 yrs)
SBA guaranteed
$835K (75%)
Approval → funding
56 days
Approved
7/21/2020
First disbursed
9/15/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$124K
Est. cash at closing
$170K
Monthly payment
$7,039
Annual debt service
$84K
Cash flow needed (1.25×)
$106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
IDA MARKET LLC in Ida, MI — $506K (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
167 months
SBA guaranteed
$379K (75%)
Approved
4/23/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$562K
Est. down payment (10%)
$56K
Est. cash at closing
$75K
Monthly payment
$4,342
Annual debt service
$52K
Cash flow needed (1.25×)
$65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
MSA Building LLC in Detroit, MI — $479K (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
180 mo (15 yrs)
SBA guaranteed
$360K (75%)
Approval → funding
0 days
Approved
9/30/2020
First disbursed
9/30/2020
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Stores
If you were the buyer here
Est. deal size
$533K
Est. down payment (10%)
$53K
Est. cash at closing
$71K
Monthly payment
$4,045
Annual debt service
$49K
Cash flow needed (1.25×)
$61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Financing a beer, wine, and liquor stores deal in Michigan? Start with the right lender

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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to beer, wine, and liquor stores businesses with a Michigan project address.

Agent summary

How to finance a beer, wine, and liquor stores acquisition in Michigan with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Michigan deals. First Internet Bank of Indiana funds the most here. DealRoom is not a lender.

$928K typical loan
10 lenders active in Michigan
23+ funded Michigan deals
27 days typical to fund

Buyers buying a beer, wine, and liquor stores in Michigan typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.

Financing a beer, wine, and liquor stores acquisition in Michigan

Most active in beer, wine, and liquor stores · Michigan

23+ funded Beer, Wine, and Liquor Stores in Michigan deals

Agent summary

Deal economics— what it takes to buy & finance beer, wine, and liquor stores in Michigan