Hot Bagels Lakewood LLC in Lakewood, NJ — $1.3M (2025) · purchase · Ponce Bank National Association

Program: 7a General
Rate at approval: 10% variable
Term: 122 months
SBA guaranteed: $939K (75%)
Approval → funding: 84 days
Approved: 2/4/2025
First disbursed: 4/29/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 28
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $1.4M
Est. down payment (10%): $139K
Est. cash at closing: $191K
Monthly payment: $16,381
Annual debt service: $197K
Cash flow needed (1.25×): $246K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Ponce Bank National Association

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Sunion West Inc in Houston, TX — $645K (2025) · purchase · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $484K (75%)
Approval → funding: 28 days
Approved: 5/15/2025
First disbursed: 6/12/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 33
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $717K
Est. down payment (10%): $72K
Est. cash at closing: $96K
Monthly payment: $8,613
Annual debt service: $103K
Cash flow needed (1.25×): $129K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The Huntington National Bank · Lender record →

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ARTRIM LLC in Bothell, WA — $550K (2025) · purchase · Mountain Pacific Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $413K (75%)
Approval → funding: 23 days
Approved: 12/11/2024
First disbursed: 1/3/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Partnership
Secondary market: Loan sold to investors
Jobs supported: 12
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $611K
Est. down payment (10%): $61K
Est. cash at closing: $82K
Monthly payment: $7,192
Annual debt service: $86K
Cash flow needed (1.25×): $108K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Mountain Pacific Bank · Lender record →

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Perryco of NC and VA LLC in Mount Airy, NC — $403K (2025) · purchase · The First Bank and Trust Company

Program: 7a General
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $302K (75%)
Approval → funding: 36 days
Approved: 10/16/2024
First disbursed: 11/21/2024
Loan status: Paid in full (6/30/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 17
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $447K
Est. down payment (10%): $45K
Est. cash at closing: $60K
Monthly payment: $5,044
Annual debt service: $61K
Cash flow needed (1.25×): $76K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The First Bank and Trust Company

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Pri-Arte Pistoria LLC in Gaithersburg, MD — $225K (2025) · purchase · Manufacturers and Traders Trust Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.25% variable
Term: 84 mo (7 yrs)
SBA guaranteed: $113K (50%)
Approval → funding: 25 days
Approved: 7/25/2025
First disbursed: 8/19/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $250K
Est. down payment (10%): $25K
Est. cash at closing: $33K
Monthly payment: $3,649
Annual debt service: $44K
Cash flow needed (1.25×): $55K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Manufacturers and Traders Trust Company · Lender record →

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JHC Restaurant Group LLC in Norcross, GA — $185K (2025) · purchase · Commonwealth Business Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $139K (75%)
Approval → funding: 2 days
Approved: 2/25/2025
First disbursed: 2/27/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 5
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $206K
Est. down payment (10%): $21K
Est. cash at closing: $27K
Monthly payment: $2,419
Annual debt service: $29K
Cash flow needed (1.25×): $36K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Commonwealth Business Bank · Lender record →

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Tsampion Nourishment Legacy Victory LLC in Orange Park, FL — $137K (2025) · purchase · Hancock Whitney Bank

Program: 7a General
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $116K (85%)
Approval → funding: 17 days
Approved: 9/12/2025
First disbursed: 9/29/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 5
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $152K
Est. down payment (10%): $15K
Est. cash at closing: $20K
Monthly payment: $1,829
Annual debt service: $22K
Cash flow needed (1.25×): $27K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Hancock Whitney Bank · Lender record →

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Pri-Arte Pistoria LLC in Gaithersburg, MD — $25K (2025) · purchase · Manufacturers and Traders Trust Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 14% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $13K (50%)
Approval → funding: 67 days
Approved: 7/25/2025
First disbursed: 9/30/2025
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $28K
Est. down payment (10%): $3K
Est. cash at closing: $4K
Monthly payment: $388
Annual debt service: $5K
Cash flow needed (1.25×): $6K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Manufacturers and Traders Trust Company · Lender record →

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Lenny's Deli LLC in Owings Mills, MD — $1.7M (2024) · purchase · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.3M (75%)
Approval → funding: 13 days
Approved: 5/3/2024
First disbursed: 5/16/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 22
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $1.9M
Est. down payment (10%): $189K
Est. cash at closing: $260K
Monthly payment: $22,466
Annual debt service: $270K
Cash flow needed (1.25×): $337K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The Huntington National Bank · Lender record →

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Lenny's Deli LLC in Owings Mills, MD — $200K (2024) · purchase · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $100K (50%)
Approval → funding: 623 days
Approved: 5/3/2024
First disbursed: 1/16/2026
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 22
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $222K
Est. down payment (10%): $22K
Est. cash at closing: $30K
Monthly payment: $2,643
Annual debt service: $32K
Cash flow needed (1.25×): $40K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The Huntington National Bank · Lender record →

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Komal Food LLC in Parsippany, NJ — $306K (2023) · purchase · Peapack Private Bank and Trust

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $230K (75%)
Approval → funding: 11 days
Approved: 9/24/2023
First disbursed: 10/5/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 8
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $340K
Est. down payment (10%): $34K
Est. cash at closing: $45K
Monthly payment: $4,172
Annual debt service: $50K
Cash flow needed (1.25×): $63K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Peapack Private Bank and Trust · Lender record →

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Hungry Mind Enterprise LLC in Lakewood Ranch, FL — $185K (2021) · purchase · DFCU Financial

Program: 7a General
Rate at approval: 6% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $167K (90%)
Approval → funding: 17 days
Approved: 7/14/2021
First disbursed: 7/31/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 20
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $206K
Est. down payment (10%): $21K
Est. cash at closing: $27K
Monthly payment: $2,054
Annual debt service: $25K
Cash flow needed (1.25×): $31K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by DFCU Financial · Lender record →

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CDKL 8 LLC in Marysville, WA — $1.7M (2020) · purchase · Bank of Hope

Program: Preferred Lenders Program
Rate at approval: 6% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.3M (75%)
Approval → funding: 15 days
Approved: 11/15/2019
First disbursed: 11/30/2019
Loan status: Paid in full (6/30/2022)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 31
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $1.9M
Est. down payment (10%): $194K
Est. cash at closing: $267K
Monthly payment: $11,256
Annual debt service: $135K
Cash flow needed (1.25×): $169K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Bank of Hope · Lender record →

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NickDan LLC in Emporia, KS — $1.3M (2020) · purchase · Sunflower Bank National Association

Program: Preferred Lenders Program
Rate at approval: 5.09% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $972K (75%)
Approval → funding: 19 days
Approved: 3/12/2020
First disbursed: 3/31/2020
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 31
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $1.4M
Est. down payment (10%): $144K
Est. cash at closing: $197K
Monthly payment: $7,644
Annual debt service: $92K
Cash flow needed (1.25×): $115K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Sunflower Bank National Association · Lender record →

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Nichols 11 LLC in Emporia, KS — $528K (2020) · purchase · Sunflower Bank National Association

Program: Preferred Lenders Program
Rate at approval: 5.49% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $396K (75%)
Approval → funding: 19 days
Approved: 3/12/2020
First disbursed: 3/31/2020
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 31
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $587K
Est. down payment (10%): $59K
Est. cash at closing: $78K
Monthly payment: $5,728
Annual debt service: $69K
Cash flow needed (1.25×): $86K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Sunflower Bank National Association · Lender record →

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Singh Jaaggth Inc. in Centennial, CO — $400K (2020) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 6.8% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $300K (75%)
Approved: 2/19/2020
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 100
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $444K
Est. down payment (10%): $44K
Est. cash at closing: $59K
Monthly payment: $4,603
Annual debt service: $55K
Cash flow needed (1.25×): $69K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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OL' Boys Investments LLC in Spokane, WA — $158K (2020) · purchase · First Interstate Bank

Program: Preferred Lenders Program
Rate at approval: 7.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $118K (75%)
Approval → funding: 31 days
Approved: 10/30/2019
First disbursed: 11/30/2019
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 7
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $175K
Est. down payment (10%): $18K
Est. cash at closing: $23K
Monthly payment: $1,870
Annual debt service: $22K
Cash flow needed (1.25×): $28K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by First Interstate Bank · Lender record →

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Nichols 11 LLC in Emporia, KS — $150K (2020) · purchase · Sunflower Bank National Association

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 6.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $75K (50%)
Approval → funding: 19 days
Approved: 3/12/2020
First disbursed: 3/31/2020
Loan status: Paid in full (8/31/2023)
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 31
Business age: Change of Ownership
Industry: Cafeterias, Grill Buffets, and Buffets

If you were the buyer here

Est. deal size: $167K
Est. down payment (10%): $17K
Est. cash at closing: $21K
Monthly payment: $1,684
Annual debt service: $20K
Cash flow needed (1.25×): $25K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Sunflower Bank National Association · Lender record →

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Financing a cafeterias, grill buffets, and buffets acquisition

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Agent summary

Deal economics— what it takes to buy & finance cafeterias, grill buffets, and buffets