Lender intelligence

Financing a car washes acquisition in Michigan

State:

The SBA 7(a) lenders funding the most car washes acquisitions in Michigan, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Most active in car washes · Michigan

Ranked by funded car washes acquisitions in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.

1.116 loans · $120M · Evansville, INFull record →
2.1 loans · $0M · Sterling Heights, MIFull record →
3.868 loans · $362M · Salt Lake City, UTFull record →
4.41 loans · $77M · Warwick, RIFull record →

16+ funded Car Washes in Michigan deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Blue Wave Wash LLC in Three Rivers, MI — $312K (2026) · purchase · Christian Financial CU
Program
7a General
Rate at approval
7.5% fixed
Term
180 mo (15 yrs)
SBA guaranteed
$234K (75%)
Approved
3/10/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$346K
Est. down payment (10%)
$35K
Est. cash at closing
$46K
Monthly payment
$2,888
Annual debt service
$35K
Cash flow needed (1.25×)
$43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Christian Financial CU · Lender record →
Your business? Claim this record · Request removal
CW INVESTMENTS, LLC in Houghton Lake, MI — $579K (2025) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
304 months
SBA guaranteed
$434K (75%)
Approval → funding
4 days
Approved
5/12/2025
First disbursed
5/16/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$643K
Est. down payment (10%)
$64K
Est. cash at closing
$86K
Monthly payment
$5,142
Annual debt service
$62K
Cash flow needed (1.25×)
$77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
G & S Auto Wash, LLC in Troy, MI — $3.5M (2023) · purchase · Shoreham Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
246 months
SBA guaranteed
$2.7M (75%)
Approval → funding
12 days
Approved
2/22/2023
First disbursed
3/6/2023
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$3.9M
Est. down payment (10%)
$394K
Est. cash at closing
$544K
Monthly payment
$32,775
Annual debt service
$393K
Cash flow needed (1.25×)
$492K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Shoreham Bank · Lender record →
Your business? Claim this record · Request removal
DRIP CAR WASH HOWELL LLC in Howell, MI — $1.9M (2023) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
6.75% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
10 days
Approved
3/14/2023
First disbursed
3/24/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$213K
Est. cash at closing
$293K
Monthly payment
$13,243
Annual debt service
$159K
Cash flow needed (1.25×)
$199K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
DRIP CAR WASH FENTON, LLC in Fenton, MI — $1.3M (2023) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
6.75% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$992K (75%)
Approval → funding
10 days
Approved
3/14/2023
First disbursed
3/24/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$147K
Est. cash at closing
$201K
Monthly payment
$9,135
Annual debt service
$110K
Cash flow needed (1.25×)
$137K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
DRIP CAR WASH HOWELL 2 LLC in Howell, MI — $688K (2023) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
7.35% fixed
Term
205 months
SBA guaranteed
$516K (75%)
Approval → funding
10 days
Approved
3/14/2023
First disbursed
3/24/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$765K
Est. down payment (10%)
$76K
Est. cash at closing
$102K
Monthly payment
$5,904
Annual debt service
$71K
Cash flow needed (1.25×)
$89K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
ACMC CAR WASH LLC in Roseville, MI — $679K (2023) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$509K (75%)
Approval → funding
13 days
Approved
12/2/2022
First disbursed
12/15/2022
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$754K
Est. down payment (10%)
$75K
Est. cash at closing
$101K
Monthly payment
$6,051
Annual debt service
$73K
Cash flow needed (1.25×)
$91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Divine Property Co LLC in Lake Odessa, MI — $279K (2023) · purchase · PFCU
Program
7a General
Rate at approval
7.15% fixed
Term
240 mo (20 yrs)
SBA guaranteed
$209K (75%)
Approval → funding
10 days
Approved
11/8/2022
First disbursed
11/18/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$310K
Est. down payment (10%)
$31K
Est. cash at closing
$41K
Monthly payment
$2,188
Annual debt service
$26K
Cash flow needed (1.25×)
$33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PFCU · Lender record →
Your business? Claim this record · Request removal
Clean View Auto Wash 5, Inc. in Clinton Township, MI — $2.3M (2021) · purchase · Genisys CU
Program
7a General
Rate at approval
5% variable
Term
197 months
SBA guaranteed
$1.8M (75%)
Approved
12/29/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$261K
Est. cash at closing
$360K
Monthly payment
$17,507
Annual debt service
$210K
Cash flow needed (1.25×)
$263K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Genisys CU · Lender record →
Your business? Claim this record · Request removal
JBT DEVELOPMENT BATTLE CREEK LLC in Milford, MI — $1.8M (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (90%)
Approval → funding
0 days
Approved
8/31/2021
First disbursed
8/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$203K
Est. cash at closing
$280K
Monthly payment
$11,232
Annual debt service
$135K
Cash flow needed (1.25×)
$168K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
31785 L.L.C in Warren, MI — $978K (2021) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
304 months
SBA guaranteed
$734K (75%)
Approval → funding
0 days
Approved
12/14/2020
First disbursed
12/14/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$109K
Est. cash at closing
$149K
Monthly payment
$6,266
Annual debt service
$75K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Koopman 1414, LLC in Holland, MI — $772K (2021) · purchase · West Shore Bank
Program
7a General
Rate at approval
4.25% variable
Term
240 mo (20 yrs)
SBA guaranteed
$695K (90%)
Approval → funding
0 days
Approved
3/31/2021
First disbursed
3/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$858K
Est. down payment (10%)
$86K
Est. cash at closing
$118K
Monthly payment
$4,782
Annual debt service
$57K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by West Shore Bank · Lender record →
Your business? Claim this record · Request removal
SABER PROPERTIES LLC in Fremont, MI — $385K (2021) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$346K (90%)
Approval → funding
15 days
Approved
8/16/2021
First disbursed
8/31/2021
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$427K
Est. down payment (10%)
$43K
Est. cash at closing
$57K
Monthly payment
$2,420
Annual debt service
$29K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
B&L Car Wash LLC in Muskegon, MI — $214K (2021) · purchase · West Shore Bank
Program
7a General
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$192K (90%)
Approval → funding
18 days
Approved
6/11/2021
First disbursed
6/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$237K
Est. down payment (10%)
$24K
Est. cash at closing
$32K
Monthly payment
$1,281
Annual debt service
$15K
Cash flow needed (1.25×)
$19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by West Shore Bank · Lender record →
Your business? Claim this record · Request removal
Great Lakes Car Wash L.L.C. in Lansing, MI — $167K (2021) · purchase · Lake Trust CU
Program
7a General
Rate at approval
5.75% variable
Term
240 mo (20 yrs)
SBA guaranteed
$125K (75%)
Approval → funding
65 days
Approved
12/2/2020
First disbursed
2/5/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$185K
Est. down payment (10%)
$19K
Est. cash at closing
$25K
Monthly payment
$1,169
Annual debt service
$14K
Cash flow needed (1.25×)
$18K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Trust CU · Lender record →
Your business? Claim this record · Request removal
Clean View Properties 4, LLC in Clinton Township, MI — $2.4M (2020) · purchase · Genisys CU
Program
7a General
Rate at approval
6.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
25 days
Approved
3/6/2020
First disbursed
3/31/2020
Loan status
Paid in full (7/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$2.7M
Est. down payment (10%)
$267K
Est. cash at closing
$368K
Monthly payment
$16,205
Annual debt service
$194K
Cash flow needed (1.25×)
$243K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Genisys CU · Lender record →
Your business? Claim this record · Request removal

Financing a car washes deal in Michigan? Start with the right lender

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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to car washes businesses with a Michigan project address.

Agent summary

How to finance a car washes acquisition in Michigan with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Michigan deals. Old National Bank funds the most here. DealRoom is not a lender.

$1.6M typical loan
10 lenders active in Michigan
16+ funded Michigan deals
12 days typical to fund

Buyers buying a car washes in Michigan typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All car washes lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.

Financing a car washes acquisition in Michigan

Most active in car washes · Michigan

16+ funded Car Washes in Michigan deals

Agent summary

Deal economics— what it takes to buy & finance car washes in Michigan