Lender intelligence
Financing a car washes acquisition in North Carolina
The SBA 7(a) lenders funding the most car washes acquisitions in North Carolina, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in car washes · North Carolina
Ranked by funded car washes acquisitions in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.27 loans · $28M · Oak Ridge, LAFull record →
- 2.57 loans · $74M · Winston-Salem, NCFull record →
- 3.46 loans · $47M · Asheville, NCFull record →
5+ funded Car Washes in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Moddy Posey Properties, LLC in Matthews, NC — $4.9M (2024) · purchase · Bank of Oak Ridge
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.5M (72%)
- Approval → funding
- 38 days
- Approved
- 6/29/2024
- First disbursed
- 8/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $5.4M
- Est. down payment (10%)
- $541K
- Est. cash at closing
- $748K
- Monthly payment
- $44,217
- Annual debt service
- $531K
- Cash flow needed (1.25×)
- $663K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Oak Ridge · Lender record →
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- Blue Ridge Laser Wash LLC in Asheville, NC — $1.2M (2021) · purchase · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 1% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 36 days
- Approved
- 5/24/2021
- First disbursed
- 6/29/2021
- Loan status
- Paid in full (9/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $130K
- Est. cash at closing
- $178K
- Monthly payment
- $4,399
- Annual debt service
- $53K
- Cash flow needed (1.25×)
- $66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- Velocity Motors LLC in Mooresville, NC — $368K (2021) · purchase · Truliant FCU
- Program
- 7a General
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $331K (90%)
- Approval → funding
- 9 days
- Approved
- 6/9/2021
- First disbursed
- 6/18/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $409K
- Est. down payment (10%)
- $41K
- Est. cash at closing
- $55K
- Monthly payment
- $2,258
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
- Buffmasters Carwash LLC in Wilmington, NC — $865K (2020) · purchase · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $649K (75%)
- Approval → funding
- 107 days
- Approved
- 9/2/2020
- First disbursed
- 12/18/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $961K
- Est. down payment (10%)
- $96K
- Est. cash at closing
- $132K
- Monthly payment
- $9,280
- Annual debt service
- $111K
- Cash flow needed (1.25×)
- $139K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Buffmasters Carwash, LLC in Wilmington, NC — $25K (2020) · purchase · TowneBank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 107 days
- Approved
- 9/2/2020
- First disbursed
- 12/18/2020
- Loan status
- Paid in full (2/29/2024)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $268
- Annual debt service
- $3K
- Cash flow needed (1.25×)
- $4K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to car washes businesses with a North Carolina project address.
Agent summary
How to finance a car washes acquisition in North Carolina with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded North Carolina deals. Bank of Oak Ridge funds the most here. DealRoom is not a lender.
- $1.6M typical loan
- 4 lenders active in North Carolina
- 5+ funded North Carolina deals
- 38 days typical to fund
Buyers buying a car washes in North Carolina typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.