Child Day Care Services SBA Financing: Best Lenders, Rates & Cost (2026) | DealRoom

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Education & Childcare · lender intelligence

Financing a child day care services acquisition

The SBA 7(a) lenders that fund the most child day care services acquisitions, ranked from public loan records — where the typical deal runs about $1.1M. A lender that does your industry every week underwrites faster and prices sharper than one seeing it for the first time.

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Most active in child day care services

Ranked by funded child day care services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.868 loans · $362M · Salt Lake City, UTFull record →
3.78 loans · $79M · New Orleans, LAFull record →
4.31 loans · $24M · Malvern, PAFull record →
5.16 loans · $21M · Las Vegas, NVFull record →
6.2,539 loans · $965M · Columbus, OHFull record →
7.60 loans · $40M · Clayton, MOFull record →
8.24 loans · $22M · College Station, TXFull record →
9.19 loans · $5M · Bessemer, ALFull record →
10.1,927 loans · $207M · Buffalo, NYFull record →
11.149 loans · $135M · Mukwonago, WIFull record →
12.16 loans · $18M · Chicago, ILFull record →
13.30 loans · $24M · Kansas City, MOFull record →
14.66 loans · $68M · Milford, IAFull record →
15.28 loans · $42M · Lehi, UTFull record →
16.5 loans · $16M · Humble, TXFull record →
17.47 loans · $39M · Greenville, PAFull record →
18.15 loans · $13M · Flowood, MSFull record →
19.128 loans · $40M · Wilmington, DEFull record →
20.52 loans · $50M · Rockville, MDFull record →
21.40 loans · $42M · Irvine, CAFull record →
22.1 loans · $1M · Lincoln, NEFull record →
23.13 loans · $18M · Roseburg, ORFull record →
24.105 loans · $164M · Brookline, MAFull record →
25.7 loans · $3M · Walnut Creek, CAFull record →

214+ funded child day care services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

KART Operating LLC in Arlington, TX — $5.0M (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approved
11/18/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
76
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$27,087
Annual debt service
$325K
Cash flow needed (1.25×)
$406K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
JESKA Property, LLC in Spring, TX — $5.0M (2022) · purchase · Plains State Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.7M (75%)
Approval → funding
29 days
Approved
12/2/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$5.5M
Est. down payment (10%)
$553K
Est. cash at closing
$765K
Monthly payment
$26,951
Annual debt service
$323K
Cash flow needed (1.25×)
$404K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plains State Bank · Lender record →
Your business? Claim this record · Request removal
ABC's & 123's, Incorporated in Indianapolis, IN — $4.4M (2022) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
4.85% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.3M (75%)
Approval → funding
10 days
Approved
12/21/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
100
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$4.9M
Est. down payment (10%)
$494K
Est. cash at closing
$683K
Monthly payment
$46,797
Annual debt service
$562K
Cash flow needed (1.25×)
$702K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
To The Moon and Back Enterprises Corp. in Richmond, TX — $3.0M (2022) · purchase · Plains State Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
8 days
Approved
12/30/2021
First disbursed
1/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$3.4M
Est. down payment (10%)
$336K
Est. cash at closing
$463K
Monthly payment
$16,360
Annual debt service
$196K
Cash flow needed (1.25×)
$245K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plains State Bank · Lender record →
Your business? Claim this record · Request removal
Alphabetzee Inc. in Cary, NC — $2.7M (2022) · purchase · Wilmington Savings Fund Society FSB
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
85 days
Approved
12/2/2021
First disbursed
2/25/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$296K
Est. cash at closing
$409K
Monthly payment
$15,980
Annual debt service
$192K
Cash flow needed (1.25×)
$240K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
Big Pine Tree Inc in Sanford, FL — $1.8M (2022) · purchase · American Momentum Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
41 days
Approved
11/18/2021
First disbursed
12/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$196K
Est. cash at closing
$269K
Monthly payment
$9,794
Annual debt service
$118K
Cash flow needed (1.25×)
$147K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal
K2 Learning, Inc. in Denver, CO — $1.4M (2022) · purchase · Meadows Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
93 days
Approved
12/21/2021
First disbursed
3/24/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
49
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$152K
Est. cash at closing
$208K
Monthly payment
$13,986
Annual debt service
$168K
Cash flow needed (1.25×)
$210K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
152 Red Bank Goose Creek, LLC in Goose Creek, SC — $1000K (2022) · purchase · Business Development Corporation of South Carolina
Program
7a General
Rate at approval
6% variable
Term
252 mo (21 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
23 days
Approved
10/8/2021
First disbursed
10/31/2021
Loan status
Payments deferred
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$6,986
Annual debt service
$84K
Cash flow needed (1.25×)
$105K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Business Development Corporation of South Carolina · Lender record →
Your business? Claim this record · Request removal
EARLY CHILDCARE LLC in Green Bay, WI — $870K (2022) · purchase · LendingClub Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$653K (75%)
Approval → funding
51 days
Approved
12/14/2021
First disbursed
2/3/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$967K
Est. down payment (10%)
$97K
Est. cash at closing
$133K
Monthly payment
$9,334
Annual debt service
$112K
Cash flow needed (1.25×)
$140K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Triton Management LLC in Highland, IL — $725K (2022) · purchase · Southern Bank
Program
7a General
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$544K (75%)
Approved
11/3/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$806K
Est. down payment (10%)
$81K
Est. cash at closing
$110K
Monthly payment
$4,345
Annual debt service
$52K
Cash flow needed (1.25×)
$65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Southern Bank · Lender record →
Your business? Claim this record · Request removal
Caring Center-Kids Safari LTD in Cottage Grove, WI — $700K (2022) · purchase · Summit CU
Program
7a General
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$525K (75%)
Approval → funding
14 days
Approved
11/16/2021
First disbursed
11/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$778K
Est. down payment (10%)
$78K
Est. cash at closing
$104K
Monthly payment
$7,510
Annual debt service
$90K
Cash flow needed (1.25×)
$113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Summit CU · Lender record →
Your business? Claim this record · Request removal
HAYY INC in Pasadena, MD — $536K (2022) · purchase · First National Bank of Pennsylvania
Program
7a General
Rate at approval
7% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$402K (75%)
Approval → funding
26 days
Approved
12/5/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$596K
Est. down payment (10%)
$60K
Est. cash at closing
$80K
Monthly payment
$6,226
Annual debt service
$75K
Cash flow needed (1.25×)
$93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
Natural Learners Community, LLC in Appleton, WI — $333K (2022) · purchase · Fortifi Bank
Program
7a General
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$250K (75%)
Approval → funding
22 days
Approved
12/9/2021
First disbursed
12/31/2021
Loan status
Paid in full (2/28/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$370K
Est. down payment (10%)
$37K
Est. cash at closing
$49K
Monthly payment
$3,411
Annual debt service
$41K
Cash flow needed (1.25×)
$51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fortifi Bank · Lender record →
Your business? Claim this record · Request removal
Kiddy Kare Learning Center, Inc. in Cincinnati, OH — $231K (2022) · purchase · First Financial Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.3% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$115K (50%)
Approval → funding
20 days
Approved
12/23/2021
First disbursed
1/12/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$256K
Est. down payment (10%)
$26K
Est. cash at closing
$34K
Monthly payment
$2,367
Annual debt service
$28K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
MAKOM CORPORATION in Spokane, WA — $114K (2022) · purchase · Numerica CU
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$97K (85%)
Approval → funding
17 days
Approved
10/8/2021
First disbursed
10/25/2021
Loan status
Paid in full (2/28/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$127K
Est. down payment (10%)
$13K
Est. cash at closing
$16K
Monthly payment
$1,195
Annual debt service
$14K
Cash flow needed (1.25×)
$18K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Numerica CU · Lender record →
Your business? Claim this record · Request removal
Kiddy Kare Learning Center, Inc. in Cincinnati, OH — $25K (2022) · purchase · First Financial Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
24 mo (2 yrs)
SBA guaranteed
$13K (50%)
Approved
12/23/2021
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$1,100
Annual debt service
$13K
Cash flow needed (1.25×)
$16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
Investing in Learning, LLC in Collierville, TN — $5.0M (2021) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
3 days
Approved
2/23/2021
First disbursed
2/26/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
42
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$28,506
Annual debt service
$342K
Cash flow needed (1.25×)
$428K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
DCN Properties, LLC in Holly Springs, NC — $5.0M (2021) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
6 days
Approved
3/25/2021
First disbursed
3/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
43
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$27,087
Annual debt service
$325K
Cash flow needed (1.25×)
$406K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
Discovery One Holdings LLC in Smyrna, GA — $5.0M (2021) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
11 days
Approved
7/19/2021
First disbursed
7/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
35
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$27,087
Annual debt service
$325K
Cash flow needed (1.25×)
$406K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
PRIMROSE SCHOOL OF SHADY HOLLOW in Austin, TX — $4.7M (2021) · purchase · Meadows Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.6M (75%)
Approval → funding
15 days
Approved
12/16/2020
First disbursed
12/31/2020
Loan status
Paid in full (4/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$5.3M
Est. down payment (10%)
$527K
Est. cash at closing
$729K
Monthly payment
$25,678
Annual debt service
$308K
Cash flow needed (1.25×)
$385K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal