Financing a child day care services acquisition in Florida

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The SBA 7(a) lenders funding the most child day care services acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Most active in child day care services · Florida

Ranked by funded child day care services acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public child day care services loan history in Florida to rank lenders yet. See child day care services lenders nationwide →

35+ funded Child Day Care Services in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Big Pine Tree Inc in Sanford, FL — $1.8M (2022) · purchase · American Momentum Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
41 days
Approved
11/18/2021
First disbursed
12/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$196K
Est. cash at closing
$269K
Monthly payment
$9,794
Annual debt service
$118K
Cash flow needed (1.25×)
$147K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal
Milestone Beginnings LLC in Orange Park, FL — $4.7M (2021) · purchase · American Momentum Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.7M (80%)
Approval → funding
54 days
Approved
9/15/2021
First disbursed
11/8/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
39
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$5.2M
Est. down payment (10%)
$519K
Est. cash at closing
$719K
Monthly payment
$27,330
Annual debt service
$328K
Cash flow needed (1.25×)
$410K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal
TPVN LLC in Dunedin, FL — $2.8M (2021) · purchase · Centennial Bank
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$2.5M (90%)
Approval → funding
23 days
Approved
3/8/2021
First disbursed
3/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
53
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$313K
Est. cash at closing
$432K
Monthly payment
$16,875
Annual debt service
$202K
Cash flow needed (1.25×)
$253K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centennial Bank · Lender record →
Your business? Claim this record · Request removal
Rising Stars at Wesley Chapel in Wesley Chapel, FL — $2.8M (2021) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
4.95% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.5M (90%)
Approval → funding
8 days
Approved
9/22/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$312K
Est. cash at closing
$431K
Monthly payment
$16,351
Annual debt service
$196K
Cash flow needed (1.25×)
$245K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
EXPLORE AND DISCOVER MELBOURNE INC. in Melbourne, FL — $1.8M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
15 days
Approved
11/19/2020
First disbursed
12/4/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$200K
Est. cash at closing
$275K
Monthly payment
$10,786
Annual debt service
$129K
Cash flow needed (1.25×)
$162K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
First Impressions of Boynton III, LLC in Boynton Beach, FL — $1.5M (2021) · purchase · First Port City Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (90%)
Approval → funding
47 days
Approved
6/11/2021
First disbursed
7/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
37
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$169K
Est. cash at closing
$232K
Monthly payment
$16,341
Annual debt service
$196K
Cash flow needed (1.25×)
$245K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Port City Bank · Lender record →
Your business? Claim this record · Request removal
Excellent Preschools LLC in Wesley Chapel, FL — $1.4M (2021) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
0 days
Approved
11/6/2020
First disbursed
11/6/2020
Loan status
Paid in full (11/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$153K
Est. cash at closing
$210K
Monthly payment
$8,456
Annual debt service
$101K
Cash flow needed (1.25×)
$127K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
All Stars Learning Academy, LLC in Ocala, FL — $1.3M (2021) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (90%)
Approval → funding
17 days
Approved
6/8/2021
First disbursed
6/25/2021
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$143K
Est. cash at closing
$195K
Monthly payment
$7,687
Annual debt service
$92K
Cash flow needed (1.25×)
$115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
YOKO ACQUISITIONS CORP. in Jacksonville, FL — $875K (2021) · purchase · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
72 mo (6 yrs)
SBA guaranteed
$788K (90%)
Approval → funding
123 days
Approved
9/13/2021
First disbursed
1/14/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$972K
Est. down payment (10%)
$97K
Est. cash at closing
$133K
Monthly payment
$14,194
Annual debt service
$170K
Cash flow needed (1.25×)
$213K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Center for Holistic Learning & Development LLC in Ocala, FL — $837K (2021) · purchase · First Port City Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$753K (90%)
Approval → funding
68 days
Approved
2/26/2021
First disbursed
5/5/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$930K
Est. down payment (10%)
$93K
Est. cash at closing
$128K
Monthly payment
$5,016
Annual debt service
$60K
Cash flow needed (1.25×)
$75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Port City Bank · Lender record →
Your business? Claim this record · Request removal
CORINNE ACADEMY, LLC in Oviedo, FL — $665K (2021) · purchase · United Community Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$599K (90%)
Approval → funding
22 days
Approved
6/3/2021
First disbursed
6/25/2021
Loan status
Paid in full (6/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$739K
Est. down payment (10%)
$74K
Est. cash at closing
$99K
Monthly payment
$7,135
Annual debt service
$86K
Cash flow needed (1.25×)
$107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
Brainy Bunch Learning Group LLC in Key Largo, FL — $660K (2021) · purchase · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$594K (90%)
Approval → funding
25 days
Approved
9/19/2021
First disbursed
10/14/2021
Loan status
Paid in full (6/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$733K
Est. down payment (10%)
$73K
Est. cash at closing
$98K
Monthly payment
$4,252
Annual debt service
$51K
Cash flow needed (1.25×)
$64K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Sunville Academy Inc in Boca Raton, FL — $620K (2021) · purchase · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$558K (90%)
Approval → funding
24 days
Approved
9/24/2021
First disbursed
10/18/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$689K
Est. down payment (10%)
$69K
Est. cash at closing
$92K
Monthly payment
$3,995
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
GINGERBREAD LANE 2 LLC in Port Saint Lucie, FL — $575K (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$431K (75%)
Approval → funding
59 days
Approved
10/20/2020
First disbursed
12/18/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$639K
Est. down payment (10%)
$64K
Est. cash at closing
$85K
Monthly payment
$3,531
Annual debt service
$42K
Cash flow needed (1.25×)
$53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Parents' Choice Preschool LLC in Jensen Beach, FL — $562K (2021) · purchase · Lake Michigan CU
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$505K (90%)
Approval → funding
8 days
Approved
3/4/2021
First disbursed
3/12/2021
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$624K
Est. down payment (10%)
$62K
Est. cash at closing
$83K
Monthly payment
$6,235
Annual debt service
$75K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
Countryside Academy for Children, LLC in Bradenton, FL — $416K (2021) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$374K (90%)
Approval → funding
18 days
Approved
1/13/2021
First disbursed
1/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$462K
Est. down payment (10%)
$46K
Est. cash at closing
$62K
Monthly payment
$2,680
Annual debt service
$32K
Cash flow needed (1.25×)
$40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
The Changing Place Preschool III, Inc. in West Palm Beach, FL — $405K (2021) · purchase · Stone Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$365K (90%)
Approval → funding
26 days
Approved
3/5/2021
First disbursed
3/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$450K
Est. down payment (10%)
$45K
Est. cash at closing
$60K
Monthly payment
$4,496
Annual debt service
$54K
Cash flow needed (1.25×)
$67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stone Bank · Lender record →
Your business? Claim this record · Request removal
Aunt Delores' Child Care Center in Orlando, FL — $402K (2021) · purchase · Midwest Regional Bank
Program
7a General
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$362K (90%)
Approval → funding
14 days
Approved
8/9/2021
First disbursed
8/23/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$447K
Est. down payment (10%)
$45K
Est. cash at closing
$60K
Monthly payment
$2,590
Annual debt service
$31K
Cash flow needed (1.25×)
$39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
MOONLIGHT INDUSTRIES LLC in Oviedo, FL — $362K (2021) · purchase · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$326K (90%)
Approval → funding
22 days
Approved
8/9/2021
First disbursed
8/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$402K
Est. down payment (10%)
$40K
Est. cash at closing
$54K
Monthly payment
$3,974
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
MWSO Inc in Orlando, FL — $310K (2021) · purchase · American Momentum Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$279K (90%)
Approval → funding
19 days
Approved
7/28/2021
First disbursed
8/16/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Change of Ownership
Industry
Child Day Care Services
If you were the buyer here
Est. deal size
$344K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,288
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal

Financing a child day care services deal in Florida? Start with the right lender

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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to child day care services businesses with a Florida project address.

Agent summary

How to finance a child day care services acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. DealRoom is not a lender.

$1.1M typical loan
18 lenders active in Florida
35+ funded Florida deals
24 days typical to fund

Buyers buying a child day care services in Florida typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All child day care services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.

Financing a child day care services acquisition in Florida

Most active in child day care services · Florida

35+ funded Child Day Care Services in Florida deals

Agent summary

Deal economics— what it takes to buy & finance child day care services in Florida