Financing a convenience stores acquisition in California

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The SBA 7(a) lenders funding the most convenience stores acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Most active in convenience stores · California

Ranked by funded convenience stores acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public convenience stores loan history in California to rank lenders yet. See convenience stores lenders nationwide →

78+ funded Convenience Stores in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

J&K Chauhan Inc. in Dinuba, CA — $1.2M (2023) · purchase · Mission Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$880K (75%)
Approved
1/26/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$130K
Est. cash at closing
$179K
Monthly payment
$15,672
Annual debt service
$188K
Cash flow needed (1.25×)
$235K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mission Bank · Lender record →
Your business? Claim this record · Request removal
Beehive Market in Yuba City, CA — $390K (2023) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$293K (75%)
Approval → funding
26 days
Approved
12/30/2022
First disbursed
1/25/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$433K
Est. down payment (10%)
$43K
Est. cash at closing
$58K
Monthly payment
$5,100
Annual debt service
$61K
Cash flow needed (1.25×)
$77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
Valley Acres Gas and Mart Inc. in Taft, CA — $1.0M (2022) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$784K (75%)
Approval → funding
55 days
Approved
12/30/2021
First disbursed
2/23/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$116K
Est. cash at closing
$159K
Monthly payment
$5,808
Annual debt service
$70K
Cash flow needed (1.25×)
$87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Kelseyville Food Inc in Kelseyville, CA — $825K (2022) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$619K (75%)
Approval → funding
9 days
Approved
2/1/2022
First disbursed
2/10/2022
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$917K
Est. down payment (10%)
$92K
Est. cash at closing
$126K
Monthly payment
$9,159
Annual debt service
$110K
Cash flow needed (1.25×)
$137K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Marina Market Inc in Nice, CA — $540K (2022) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$405K (75%)
Approval → funding
15 days
Approved
2/2/2022
First disbursed
2/17/2022
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$600K
Est. down payment (10%)
$60K
Est. cash at closing
$80K
Monthly payment
$5,995
Annual debt service
$72K
Cash flow needed (1.25×)
$90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
BWK Management Inc in Los Angeles, CA — $400K (2022) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
2% variable
Term
81 months
SBA guaranteed
$300K (75%)
Approval → funding
24 days
Approved
12/7/2021
First disbursed
12/31/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$444K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$5,283
Annual debt service
$63K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
Village Market in Denair, CA — $350K (2022) · purchase · United Business Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
7 days
Approved
5/2/2022
First disbursed
5/9/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$2,149
Annual debt service
$26K
Cash flow needed (1.25×)
$32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
Ridgecrest Market & Liquor, Inc. in Victorville, CA — $350K (2022) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
14 days
Approved
10/29/2021
First disbursed
11/12/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,712
Annual debt service
$45K
Cash flow needed (1.25×)
$56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Durra and Sadie General Partnership in Buena Park, CA — $350K (2022) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
31 days
Approved
11/19/2021
First disbursed
12/20/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,755
Annual debt service
$45K
Cash flow needed (1.25×)
$56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
MODEL FOOD MART in San Lorenzo, CA — $250K (2022) · purchase · West Coast Community Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
15 days
Approved
3/10/2022
First disbursed
3/25/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
2
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$2,776
Annual debt service
$33K
Cash flow needed (1.25×)
$42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by West Coast Community Bank · Lender record →
Your business? Claim this record · Request removal
CROWN WINE & SPIRITS, INC. in Fullerton, CA — $186K (2022) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
1.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$140K (75%)
Approval → funding
40 days
Approved
12/29/2021
First disbursed
2/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$207K
Est. down payment (10%)
$21K
Est. cash at closing
$28K
Monthly payment
$1,691
Annual debt service
$20K
Cash flow needed (1.25×)
$25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Mini Market On Main St in Los Angeles, CA — $105K (2022) · purchase · Bank of Hope
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
84 mo (7 yrs)
SBA guaranteed
$53K (50%)
Approved
2/22/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
1
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$117K
Est. down payment (10%)
$12K
Est. cash at closing
$15K
Monthly payment
$1,472
Annual debt service
$18K
Cash flow needed (1.25×)
$22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
Choice Food Market in Merced, CA — $1.8M (2021) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (90%)
Approval → funding
0 days
Approved
5/28/2021
First disbursed
5/28/2021
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$197K
Est. cash at closing
$270K
Monthly payment
$11,127
Annual debt service
$134K
Cash flow needed (1.25×)
$167K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Andromache LLC in Bakersfield, CA — $1.8M (2021) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (90%)
Approval → funding
78 days
Approved
7/21/2021
First disbursed
10/7/2021
Loan status
Paid in full (10/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$196K
Est. cash at closing
$270K
Monthly payment
$9,827
Annual debt service
$118K
Cash flow needed (1.25×)
$147K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Ramuni Market Inc in Perris, CA — $1.2M (2021) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$915K (75%)
Approval → funding
33 days
Approved
10/28/2020
First disbursed
11/30/2020
Loan status
Paid in full (6/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$136K
Est. cash at closing
$186K
Monthly payment
$6,781
Annual debt service
$81K
Cash flow needed (1.25×)
$102K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Fruitridge Quick Mart in Sacramento, CA — $1.0M (2021) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
84 days
Approved
12/16/2020
First disbursed
3/10/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$5,701
Annual debt service
$68K
Cash flow needed (1.25×)
$86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Shop N Go Liquor Inc in Bloomington, CA — $1.0M (2021) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
24 days
Approved
11/27/2020
First disbursed
12/21/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$5,846
Annual debt service
$70K
Cash flow needed (1.25×)
$88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Mel's Liquor Inc. in Moreno Valley, CA — $962K (2021) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$866K (90%)
Approval → funding
35 days
Approved
7/12/2021
First disbursed
8/16/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$107K
Est. cash at closing
$147K
Monthly payment
$10,204
Annual debt service
$122K
Cash flow needed (1.25×)
$153K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Dejacks County Market in Isleton, CA — $956K (2021) · purchase · Plumas Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$860K (90%)
Approval → funding
22 days
Approved
8/19/2021
First disbursed
9/10/2021
Loan status
Paid in full (3/31/2023)
Loan type
Term loan
Collateral
Not required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$106K
Est. cash at closing
$146K
Monthly payment
$5,868
Annual debt service
$70K
Cash flow needed (1.25×)
$88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
RMT Retail Market Inc in Los Angeles, CA — $945K (2021) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$851K (90%)
Approval → funding
213 days
Approved
8/2/2021
First disbursed
3/3/2022
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Convenience Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$105K
Est. cash at closing
$144K
Monthly payment
$10,256
Annual debt service
$123K
Cash flow needed (1.25×)
$154K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal

Financing a convenience stores deal in California? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to convenience stores businesses with a California project address.

Agent summary

How to finance a convenience stores acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. DealRoom is not a lender.

$578K typical loan
22 lenders active in California
78+ funded California deals
48 days typical to fund

Buyers buying a convenience stores in California typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All convenience stores lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.

Financing a convenience stores acquisition in California

Most active in convenience stores · California

78+ funded Convenience Stores in California deals

Agent summary

Deal economics— what it takes to buy & finance convenience stores in California