Education & Childcare · lender intelligence
Financing a cosmetology and barber schools acquisition
The SBA 7(a) lenders funding the most cosmetology and barber schools acquisitions, ranked from public loan records — typical deal about $692K. A lender doing your industry every week underwrites faster and prices sharper.
Most active in cosmetology and barber schools
Ranked by funded cosmetology and barber schools acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
- 3.4 loans · $2M · Abbeville, LAFull record →
- 4.83 loans · $143M · Los Angeles, CAFull record →
- 5.105 loans · $164M · Brookline, MAFull record →
- 6.14 loans · $12M · Springfield, MOFull record →
- 7.9 loans · $10M · Garden City Park, NYFull record →
- 8.1 loans · $0M · Belleville, PAFull record →
11+ funded cosmetology and barber schools deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MERETTA GOTHAM HINDS INSTITUTE OF ESTHETICS, INC. in Woburn, MA — $3.3M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 46 days
- Approved
- 3/7/2025
- First disbursed
- 4/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $3.6M
- Est. down payment (10%)
- $362K
- Est. cash at closing
- $500K
- Monthly payment
- $41,296
- Annual debt service
- $496K
- Cash flow needed (1.25×)
- $619K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- MJ BARBER & BEAUTY ACADEMY INC in La Quinta, CA — $2.0M (2025) · purchase · Hanover Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 9 days
- Approved
- 12/3/2024
- First disbursed
- 12/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $222K
- Est. cash at closing
- $306K
- Monthly payment
- $26,708
- Annual debt service
- $320K
- Cash flow needed (1.25×)
- $401K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanover Community Bank · Lender record →
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- Beauty Edu, LLC in Altoona, PA — $572K (2025) · purchase · Kish Bank
- Program
- 7a General
- Rate at approval
- 10.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $429K (75%)
- Approval → funding
- 38 days
- Approved
- 1/28/2025
- First disbursed
- 3/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $635K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $85K
- Monthly payment
- $7,712
- Annual debt service
- $93K
- Cash flow needed (1.25×)
- $116K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Kish Bank · Lender record →
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- Crevier’s Academy of Cosmetology Arts, LLP in Kalispell, MT — $400K (2025) · purchase · TrailWest Bank
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 90 days
- Approved
- 11/5/2024
- First disbursed
- 2/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $444K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $59K
- Monthly payment
- $5,067
- Annual debt service
- $61K
- Cash flow needed (1.25×)
- $76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TrailWest Bank
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- Dalton Institute of Cosmetology and Esthetics LLC in Bear, DE — $363K (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $272K (75%)
- Approval → funding
- 93 days
- Approved
- 8/6/2025
- First disbursed
- 11/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $403K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $54K
- Monthly payment
- $4,697
- Annual debt service
- $56K
- Cash flow needed (1.25×)
- $70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Dalton Institute of Cosmetology and Esthetics LLC in Bear, DE — $150K (2025) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approved
- 8/6/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,941
- Annual debt service
- $23K
- Cash flow needed (1.25×)
- $29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- MERETTA GOTHAM HINDS INSTITUTE OF ESTHETICS, INC. in Woburn, MA — $50K (2025) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/6/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $647
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- NEW DIMENSIONS SCHOOL, LLC in Joplin, MO — $888K (2024) · purchase · OMB Bank
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $666K (75%)
- Approval → funding
- 18 days
- Approved
- 3/14/2024
- First disbursed
- 4/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $987K
- Est. down payment (10%)
- $99K
- Est. cash at closing
- $135K
- Monthly payment
- $8,229
- Annual debt service
- $99K
- Cash flow needed (1.25×)
- $123K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OMB Bank · Lender record →
Your business? Claim this record · Request removal
- Elizabeth Grady Face First, Inc. in Medford, MA — $5.0M (2021) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 42 days
- Approved
- 9/20/2021
- First disbursed
- 11/1/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 150
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $55,510
- Annual debt service
- $666K
- Cash flow needed (1.25×)
- $833K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- LACA Inc. in Los Angeles, CA — $3.3M (2021) · purchase · Open Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 51 days
- Approved
- 8/10/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $3.6M
- Est. down payment (10%)
- $362K
- Est. cash at closing
- $500K
- Monthly payment
- $17,661
- Annual debt service
- $212K
- Cash flow needed (1.25×)
- $265K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
- Opelousas School of Cosmetology, Inc in Opelousas, LA — $80K (2020) · purchase · Gulf Coast Bank
- Program
- 7a General
- Rate at approval
- 7% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $68K (85%)
- Approval → funding
- 22 days
- Approved
- 1/13/2020
- First disbursed
- 2/4/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Cosmetology and Barber Schools
If you were the buyer here
- Est. deal size
- $89K
- Est. down payment (10%)
- $9K
- Est. cash at closing
- $11K
- Monthly payment
- $1,207
- Annual debt service
- $14K
- Cash flow needed (1.25×)
- $18K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to cosmetology and barber schools businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a cosmetology and barber schools acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. DealRoom is not a lender.
- $692K typical loan
- 9 lenders fund the industry
- 42 days typical to fund
Buyers researching a cosmetology and barber schools deal typically pre-qualify, then ask DealRoom to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.