Financing a flooring contractors acquisition

The SBA 7(a) lenders that fund the most flooring contractors acquisitions, ranked from public loan records — where the typical deal runs about $391K. A lender that does your industry every week underwrites faster and prices sharper than one seeing it for the first time.

Narrow to a state:

Most active in flooring contractors

Ranked by funded flooring contractors acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.168 loans · $205M · Fishers, INFull record →
4.1 loans · $1M · Lincoln, NEFull record →
5.104 loans · $100M · Portsmouth, VAFull record →
6.36 loans · $51M · Carmel, INFull record →
7.116 loans · $120M · Evansville, INFull record →
8.4 loans · $1M · Stonewall, OKFull record →
9.9 loans · $4M · Wheaton, ILFull record →
10.3 loans · $1M · Fort Pierre, SDFull record →
11.88 loans · $96M · Muncie, INFull record →
12.54 loans · $22M · Chubbuck, IDFull record →
13.65 loans · $78M · Springfield, MOFull record →
14.868 loans · $362M · Salt Lake City, UTFull record →
15.8 loans · $5M · Overland Park, KSFull record →
16.24 loans · $41M · Covington, LAFull record →
17.30 loans · $24M · Kansas City, MOFull record →
18.12 loans · $10M · Tampa, FLFull record →
19.2 loans · $2M · Crystal Lake, ILFull record →
20.78 loans · $79M · New Orleans, LAFull record →
21.99 loans · $43M · Walla Walla, WAFull record →
22.13 loans · $12M · Chicago, ILFull record →
23.57 loans · $74M · Winston-Salem, NCFull record →
24.26 loans · $26M · Billings, MTFull record →
25.10 loans · $3M · Rochester, NYFull record →

114+ funded flooring contractors deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

FloorCare Specialists, LLC in Alpharetta, GA — $2.5M (2026) · purchase · Pathward National Association

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.9M (75%)
Approved: 2/18/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $2.8M
Est. down payment (10%): $281K
Est. cash at closing: $388K
Monthly payment: $32,087
Annual debt service: $385K
Cash flow needed (1.25×): $481K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Pathward National Association · Lender record →

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Elitecrete Hudson Valley, Inc in Pine Bush, NY — $1.9M (2026) · purchase · Valley National Bank

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.5M (75%)
Approval → funding: 21 days
Approved: 12/8/2025
First disbursed: 12/29/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 4
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $2.2M
Est. down payment (10%): $215K
Est. cash at closing: $296K
Monthly payment: $24,524
Annual debt service: $294K
Cash flow needed (1.25×): $368K

Funded by Valley National Bank · Lender record →

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BAM Operations LLC in White River Junction, VT — $1.2M (2026) · purchase · Truliant FCU

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $884K (75%)
Approved: 3/10/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 8
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $1.3M
Est. down payment (10%): $131K
Est. cash at closing: $180K
Monthly payment: $9,691
Annual debt service: $116K
Cash flow needed (1.25×): $145K

Funded by Truliant FCU · Lender record →

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Weyer's Floor Service, Inc in Odenton, MD — $1.2M (2026) · purchase · Manasquan Bank

Program: 7a General
Rate at approval: 6.75% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $870K (75%)
Approved: 1/21/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 16
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $1.3M
Est. down payment (10%): $129K
Est. cash at closing: $177K
Monthly payment: $13,320
Annual debt service: $160K
Cash flow needed (1.25×): $200K

Funded by Manasquan Bank · Lender record →

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NEW ENGLAND FLOOR COATING GROUP LLC in Natick, MA — $730K (2026) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 9.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $548K (75%)
Approval → funding: 21 days
Approved: 12/22/2025
First disbursed: 1/12/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 6
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $811K
Est. down payment (10%): $81K
Est. cash at closing: $111K
Monthly payment: $9,346
Annual debt service: $112K
Cash flow needed (1.25×): $140K

Funded by Live Oak Banking Company · Lender record →

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Carpet Right Flooring LLC in Fairfield, CT — $400K (2026) · purchase · First Internet Bank of Indiana

Program: Preferred Lenders Program
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $300K (75%)
Approved: 2/5/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 3
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $444K
Est. down payment (10%): $44K
Est. cash at closing: $59K
Monthly payment: $5,176
Annual debt service: $62K
Cash flow needed (1.25×): $78K

Funded by First Internet Bank of Indiana · Lender record →

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SO. IL. TILE & CARPET SUPPLY, INC. in Mount Vernon, IL — $100K (2026) · purchase · Peoples National Bank National Association

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $50K (50%)
Approved: 1/13/2026
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 10
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $111K
Est. down payment (10%): $11K
Est. cash at closing: $14K
Monthly payment: $1,253
Annual debt service: $15K
Cash flow needed (1.25×): $19K

Funded by Peoples National Bank National Association · Lender record →

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Phalanx Flooring LLC in Spokane, WA — $88K (2026) · purchase · First Interstate Bank

Program: Preferred Lenders Program
Rate at approval: 8.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $75K (85%)
Approved: 3/30/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 7
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $98K
Est. down payment (10%): $10K
Est. cash at closing: $13K
Monthly payment: $1,084
Annual debt service: $13K
Cash flow needed (1.25×): $16K

Funded by First Interstate Bank · Lender record →

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Carpet Right Flooring LLC in Fairfield, CT — $70K (2026) · purchase · First Internet Bank of Indiana

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $35K (50%)
Approved: 2/5/2026
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 3
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $78K
Est. down payment (10%): $8K
Est. cash at closing: $10K
Monthly payment: $906
Annual debt service: $11K
Cash flow needed (1.25×): $14K

Funded by First Internet Bank of Indiana · Lender record →

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Phalanx Flooring LLC in Spokane, WA — $10K (2026) · purchase · First Interstate Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $5K (50%)
Approved: 3/30/2026
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $11K
Est. down payment (10%): $1K
Est. cash at closing: $1K
Monthly payment: $134
Annual debt service: $2K
Cash flow needed (1.25×): $2K

Funded by First Interstate Bank · Lender record →

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E&B Surface Solutions, Inc. in Jacksonville, FL — $5.0M (2025) · purchase · Pinnacle Bank

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.8M (75%)
Approval → funding: 72 days
Approved: 4/22/2025
First disbursed: 7/3/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 28
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $5.6M
Est. down payment (10%): $556K
Est. cash at closing: $769K
Monthly payment: $41,960
Annual debt service: $504K
Cash flow needed (1.25×): $629K

Funded by Pinnacle Bank · Lender record →

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Tri-Co Floors in El Cajon, CA — $4.1M (2025) · purchase · Truliant FCU

Program: Preferred Lenders Program
Rate at approval: 10.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $3.1M (75%)
Approval → funding: 10 days
Approved: 10/1/2024
First disbursed: 10/11/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 24
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $4.6M
Est. down payment (10%): $456K
Est. cash at closing: $630K
Monthly payment: $55,323
Annual debt service: $664K
Cash flow needed (1.25×): $830K

Funded by Truliant FCU · Lender record →

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Heritage Flooring Co of SC, LLC in Charleston, SC — $3.4M (2025) · purchase · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 7.5% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $2.5M (75%)
Approval → funding: 39 days
Approved: 8/22/2025
First disbursed: 9/30/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 3
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $3.8M
Est. down payment (10%): $376K
Est. cash at closing: $519K
Monthly payment: $40,145
Annual debt service: $482K
Cash flow needed (1.25×): $602K

Funded by The Huntington National Bank · Lender record →

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VERSAPATH FLOORING ONE LLC in Wood Dale, IL — $3.3M (2025) · purchase · Crystal Lake Bank & Trust Company, National Association

Program: Preferred Lenders Program
Rate at approval: 6.5% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $2.5M (75%)
Approval → funding: 36 days
Approved: 9/29/2025
First disbursed: 11/4/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 68
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $3.6M
Est. down payment (10%): $364K
Est. cash at closing: $503K
Monthly payment: $37,187
Annual debt service: $446K
Cash flow needed (1.25×): $558K

Funded by Crystal Lake Bank & Trust Company, National Association · Lender record →

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WB Flooring and Interiors, Inc in Redmond, WA — $3.1M (2025) · purchase · Banner Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $2.3M (75%)
Approval → funding: 42 days
Approved: 3/14/2025
First disbursed: 4/25/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $3.4M
Est. down payment (10%): $343K
Est. cash at closing: $474K
Monthly payment: $40,408
Annual debt service: $485K
Cash flow needed (1.25×): $606K

Funded by Banner Bank · Lender record →

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Aplha 3-66 LLC in Austin, TX — $2.1M (2025) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.6M (75%)
Approval → funding: 7 days
Approved: 10/10/2024
First disbursed: 10/17/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 3
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $2.4M
Est. down payment (10%): $238K
Est. cash at closing: $328K
Monthly payment: $28,280
Annual debt service: $339K
Cash flow needed (1.25×): $424K

Funded by Live Oak Banking Company · Lender record →

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VERSAPATH FLOORING ONE LLC in Wood Dale, IL — $1.7M (2025) · purchase · Crystal Lake Bank & Trust Company, National Association

Program: Standard Asset Base Working Capital Line
Subprogram: Standard Asset Based
Rate at approval: 6.5% variable
Term: 24 mo (2 yrs)
SBA guaranteed: $1.3M (75%)
Approval → funding: 35 days
Approved: 9/29/2025
First disbursed: 11/3/2025
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 68
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $1.9M
Est. down payment (10%): $192K
Est. cash at closing: $264K
Monthly payment: $76,842
Annual debt service: $922K
Cash flow needed (1.25×): $1.2M

Funded by Crystal Lake Bank & Trust Company, National Association · Lender record →

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TCW of SWFL, Inc. in Port Charlotte, FL — $1.6M (2025) · purchase · Byline Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.2M (75%)
Approval → funding: 42 days
Approved: 5/28/2025
First disbursed: 7/9/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 5
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $1.8M
Est. down payment (10%): $176K
Est. cash at closing: $242K
Monthly payment: $21,166
Annual debt service: $254K
Cash flow needed (1.25×): $317K

Funded by Byline Bank · Lender record →

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D&R DEVELOPMENT, LLC in West Chicago, IL — $1.5M (2025) · purchase · Beacon Bank and Trust

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.1M (75%)
Approval → funding: 21 days
Approved: 5/27/2025
First disbursed: 6/17/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 6
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $1.6M
Est. down payment (10%): $162K
Est. cash at closing: $222K
Monthly payment: $19,014
Annual debt service: $228K
Cash flow needed (1.25×): $285K

Funded by Beacon Bank and Trust · Lender record →

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Alpha Surfaces LLC in Daytona Beach, FL — $1.4M (2025) · purchase · Pinnacle Bank

Program: Preferred Lenders Program
Rate at approval: 9.49% variable
Term: 192 mo (16 yrs)
SBA guaranteed: $1.0M (75%)
Approval → funding: 50 days
Approved: 12/12/2024
First disbursed: 1/31/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 3
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $1.5M
Est. down payment (10%): $151K
Est. cash at closing: $206K
Monthly payment: $13,745
Annual debt service: $165K
Cash flow needed (1.25×): $206K

Funded by Pinnacle Bank · Lender record →

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Financing a flooring contractors acquisition

Most active in flooring contractors

114+ funded flooring contractors deals

Agent summary

Deal economics: flooring contractors