Residential Remodelers SBA Financing: Best Lenders, Rates & Cost (2026) | DealRoom

Residential Remodelers SBA Financing: Best Lenders, Rates & Cost (2026) | DealRoom

212+ funded residential remodelers deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

D.M Neuman Construction Company in Glenwood Springs, CO — $2.9M (2026) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.2M (75%)
Approved
1/16/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$3.2M
Est. down payment (10%)
$321K
Est. cash at closing
$443K
Monthly payment
$37,396
Annual debt service
$449K
Cash flow needed (1.25×)
$561K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Jericho Home Improvements, LLC in Kansas City, KS — $2.7M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
14 days
Approved
12/9/2025
First disbursed
12/23/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$301K
Est. cash at closing
$416K
Monthly payment
$33,637
Annual debt service
$404K
Cash flow needed (1.25×)
$505K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
BUILDSENSE, INC. in Durham, NC — $1.8M (2026) · purchase · The Fidelity Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
9 days
Approved
1/26/2026
First disbursed
2/4/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$204K
Est. cash at closing
$281K
Monthly payment
$23,010
Annual debt service
$276K
Cash flow needed (1.25×)
$345K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Fidelity Bank · Lender record →
Your business? Claim this record · Request removal
Crown Construction, Inc. in Dryden, NY — $1.3M (2026) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$966K (75%)
Approval → funding
14 days
Approved
12/8/2025
First disbursed
12/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
35
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$143K
Est. cash at closing
$196K
Monthly payment
$16,666
Annual debt service
$200K
Cash flow needed (1.25×)
$250K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
A.I.R Kitchen & Bath Center in Johns Creek, GA — $1.1M (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$814K (75%)
Approved
11/18/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$121K
Est. cash at closing
$165K
Monthly payment
$14,040
Annual debt service
$168K
Cash flow needed (1.25×)
$211K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
J & J Quality Construction Inc. in Fresno, CA — $885K (2026) · purchase · FFB Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$664K (75%)
Approval → funding
35 days
Approved
12/5/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$983K
Est. down payment (10%)
$98K
Est. cash at closing
$135K
Monthly payment
$11,452
Annual debt service
$137K
Cash flow needed (1.25×)
$172K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by FFB Bank · Lender record →
Your business? Claim this record · Request removal
CJ Collective LLC in Spring City, PA — $750K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$563K (75%)
Approved
3/31/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$833K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$9,400
Annual debt service
$113K
Cash flow needed (1.25×)
$141K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
PAYNE VENTURES LLC in Gulfport, MS — $746K (2026) · purchase · The Citizens National Bank of Meridian
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$559K (75%)
Approved
3/12/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$828K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$9,647
Annual debt service
$116K
Cash flow needed (1.25×)
$145K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Citizens National Bank of Meridian · Lender record →
Your business? Claim this record · Request removal
VOC Rytech, LLC in Anaheim, CA — $702K (2026) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$527K (75%)
Approved
12/17/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$780K
Est. down payment (10%)
$78K
Est. cash at closing
$107K
Monthly payment
$9,180
Annual debt service
$110K
Cash flow needed (1.25×)
$138K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Crown Construction Inc. in Dryden, NY — $476K (2026) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$357K (75%)
Approval → funding
14 days
Approved
12/8/2025
First disbursed
12/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
35
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$529K
Est. down payment (10%)
$53K
Est. cash at closing
$71K
Monthly payment
$4,159
Annual debt service
$50K
Cash flow needed (1.25×)
$62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Synergy Investment Group LLC in Oakton, VA — $442K (2026) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$331K (75%)
Approved
3/20/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$491K
Est. down payment (10%)
$49K
Est. cash at closing
$66K
Monthly payment
$5,715
Annual debt service
$69K
Cash flow needed (1.25×)
$86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Capital City Home Services Inc in Raleigh, NC — $350K (2026) · purchase · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
3/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,577
Annual debt service
$55K
Cash flow needed (1.25×)
$69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
PREMIER REMODELING LLC in Columbus, OH — $326K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$244K (75%)
Approval → funding
21 days
Approved
1/8/2026
First disbursed
1/29/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$362K
Est. down payment (10%)
$36K
Est. cash at closing
$48K
Monthly payment
$4,171
Annual debt service
$50K
Cash flow needed (1.25×)
$63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BUILDSENSE, INC. in Durham, NC — $250K (2026) · purchase · The Fidelity Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
9 days
Approved
1/26/2026
First disbursed
2/4/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,235
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Fidelity Bank · Lender record →
Your business? Claim this record · Request removal
PREMIER REMODELING LLC in Columbus, OH — $150K (2026) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approved
1/8/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,920
Annual debt service
$23K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
A.I.R Kitchen & Bath Center in Johns Creek, GA — $100K (2026) · purchase · First Internet Bank of Indiana
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approved
11/19/2025
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,294
Annual debt service
$16K
Cash flow needed (1.25×)
$19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Build Wiser Construction in Kansas City, MO — $4.2M (2025) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.1M (75%)
Approval → funding
51 days
Approved
9/30/2025
First disbursed
11/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$4.7M
Est. down payment (10%)
$467K
Est. cash at closing
$645K
Monthly payment
$56,086
Annual debt service
$673K
Cash flow needed (1.25×)
$841K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
AP Advanced Construction, LLC in Jacksonville, FL — $4.2M (2025) · purchase · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.1M (75%)
Approval → funding
12 days
Approved
12/11/2024
First disbursed
12/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$4.7M
Est. down payment (10%)
$466K
Est. cash at closing
$644K
Monthly payment
$55,411
Annual debt service
$665K
Cash flow needed (1.25×)
$831K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Craftsmen Home Improvements in Dayton, OH — $3.8M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
144 mo (12 yrs)
SBA guaranteed
$2.9M (75%)
Approval → funding
15 days
Approved
8/13/2025
First disbursed
8/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$4.2M
Est. down payment (10%)
$423K
Est. cash at closing
$584K
Monthly payment
$43,305
Annual debt service
$520K
Cash flow needed (1.25×)
$650K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Braymiller Builders of W.N.Y. Inc. in Hamburg, NY — $3.8M (2025) · purchase · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.9M (75%)
Approval → funding
121 days
Approved
5/20/2025
First disbursed
9/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
34
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$4.2M
Est. down payment (10%)
$422K
Est. cash at closing
$584K
Monthly payment
$48,652
Annual debt service
$584K
Cash flow needed (1.25×)
$730K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal