HARDWOOD HOLDINGS INC in Prineville, OR — $5.0M (2025) · purchase · Readycap Lending, LLC

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.8M (75%)
Approved: 1/29/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 1
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $5.6M
Est. down payment (10%): $556K
Est. cash at closing: $769K
Monthly payment: $41,107
Annual debt service: $493K
Cash flow needed (1.25×): $617K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Readycap Lending, LLC · Lender record →

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D. Phillips Holdings, LLC in Monticello, KY — $3.7M (2025) · purchase · South Central Bank, Inc.

Program: 7a General
Rate at approval: 8.5% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $2.8M (75%)
Approved: 2/4/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 67
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $4.1M
Est. down payment (10%): $412K
Est. cash at closing: $569K
Monthly payment: $45,924
Annual debt service: $551K
Cash flow needed (1.25×): $689K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by South Central Bank, Inc. · Lender record →

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BAHN INDUSTRIES, INC. in Gallatin, TN — $1.5M (2025) · purchase · Pinnacle Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.1M (75%)
Approval → funding: 139 days
Approved: 3/13/2025
First disbursed: 7/30/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 14
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $1.7M
Est. down payment (10%): $168K
Est. cash at closing: $231K
Monthly payment: $19,772
Annual debt service: $237K
Cash flow needed (1.25×): $297K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Pinnacle Bank · Lender record →

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GPM ARCHITECTURAL WOODWORKING LLC in Saint Louis, MO — $1.3M (2025) · purchase · Midwest BankCentre

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $955K (75%)
Approval → funding: 8 days
Approved: 7/2/2025
First disbursed: 7/10/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 26
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $1.4M
Est. down payment (10%): $141K
Est. cash at closing: $194K
Monthly payment: $16,823
Annual debt service: $202K
Cash flow needed (1.25×): $252K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Midwest BankCentre · Lender record →

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Genesis Innovations, LLC in Loveland, CO — $1.2M (2025) · purchase · First Interstate Bank

Program: Preferred Lenders Program
Rate at approval: 7.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $936K (75%)
Approval → funding: 56 days
Approved: 8/5/2025
First disbursed: 9/30/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 76
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $1.4M
Est. down payment (10%): $139K
Est. cash at closing: $190K
Monthly payment: $14,646
Annual debt service: $176K
Cash flow needed (1.25×): $220K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by First Interstate Bank · Lender record →

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CABINETRY AND MILLWORK CONCEPTS, INC. in Topeka, KS — $891K (2025) · purchase · Busey Bank

Program: Preferred Lenders Program
Rate at approval: 8.25% variable
Term: 240 mo (20 yrs)
SBA guaranteed: $668K (75%)
Approval → funding: 4 days
Approved: 1/27/2025
First disbursed: 1/31/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 15
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $990K
Est. down payment (10%): $99K
Est. cash at closing: $136K
Monthly payment: $7,591
Annual debt service: $91K
Cash flow needed (1.25×): $114K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Busey Bank · Lender record →

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D. Phillips Holdings, LLC in Monticello, KY — $500K (2025) · purchase · South Central Bank, Inc.

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 8% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $250K (50%)
Approved: 2/17/2025
Loan status: Cancelled
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 67
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $556K
Est. down payment (10%): $56K
Est. cash at closing: $74K
Monthly payment: $6,066
Annual debt service: $73K
Cash flow needed (1.25×): $91K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by South Central Bank, Inc. · Lender record →

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CABINETRY AND MILLWORK CONCEPTS, INC. in Topeka, KS — $350K (2025) · purchase · Busey Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $175K (50%)
Approval → funding: 66 days
Approved: 11/24/2024
First disbursed: 1/29/2025
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 15
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $389K
Est. down payment (10%): $39K
Est. cash at closing: $52K
Monthly payment: $4,529
Annual debt service: $54K
Cash flow needed (1.25×): $68K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Busey Bank · Lender record →

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Minocqua Wood Products, LLC in Minocqua, WI — $657K (2024) · purchase · Nicolet National Bank

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $493K (75%)
Approval → funding: 14 days
Approved: 5/2/2024
First disbursed: 5/16/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 41
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $730K
Est. down payment (10%): $73K
Est. cash at closing: $98K
Monthly payment: $8,323
Annual debt service: $100K
Cash flow needed (1.25×): $125K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Nicolet National Bank · Lender record →

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Accessory Match, Inc. in Angola, IN — $615K (2024) · purchase · First Federal Savings Bank

Program: 7a General
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $461K (75%)
Approval → funding: 87 days
Approved: 4/16/2024
First disbursed: 7/12/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $683K
Est. down payment (10%): $68K
Est. cash at closing: $91K
Monthly payment: $7,958
Annual debt service: $95K
Cash flow needed (1.25×): $119K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by First Federal Savings Bank · Lender record →

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Helmus Mill Works, LLC in Grand Rapids, MI — $253K (2024) · purchase · ChoiceOne Bank

Program: 7a General
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $190K (75%)
Approval → funding: 17 days
Approved: 3/16/2024
First disbursed: 4/2/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $282K
Est. down payment (10%): $28K
Est. cash at closing: $38K
Monthly payment: $3,349
Annual debt service: $40K
Cash flow needed (1.25×): $50K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by ChoiceOne Bank · Lender record →

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Beowulf Acquisitions LLC in Irving, TX — $2.9M (2022) · purchase · Security State Bank and Trust

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 83 months
SBA guaranteed: $2.2M (75%)
Approval → funding: 70 days
Approved: 4/22/2022
First disbursed: 7/1/2022
Loan status: In workout — SBA bought the guarantee
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 4
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $3.3M
Est. down payment (10%): $328K
Est. cash at closing: $452K
Monthly payment: $42,105
Annual debt service: $505K
Cash flow needed (1.25×): $632K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Security State Bank and Trust · Lender record →

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Nine Points Woodworking & Mfg., Inc. in Worcester, MA — $1.1M (2021) · purchase · Beacon Bank and Trust

Program: Preferred Lenders Program
Rate at approval: 5.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $983K (90%)
Approval → funding: 67 days
Approved: 9/10/2021
First disbursed: 11/16/2021
Loan status: Paid in full (12/31/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 35
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $1.2M
Est. down payment (10%): $121K
Est. cash at closing: $166K
Monthly payment: $11,716
Annual debt service: $141K
Cash flow needed (1.25×): $176K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Beacon Bank and Trust · Lender record →

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STL Woodworking Inc. in Saint Louis, MO — $1.6M (2020) · purchase · American Bank of Freedom

Program: Preferred Lenders Program
Rate at approval: 7.25% variable
Term: 189 months
SBA guaranteed: $1.2M (75%)
Approval → funding: 29 days
Approved: 10/2/2019
First disbursed: 10/31/2019
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 11
Business age: Change of Ownership
Industry: Other Millwork (including Flooring)

If you were the buyer here

Est. deal size: $1.7M
Est. down payment (10%): $175K
Est. cash at closing: $240K
Monthly payment: $13,991
Annual debt service: $168K
Cash flow needed (1.25×): $210K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by American Bank of Freedom · Lender record →

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Financing a other millwork (including flooring) acquisition

Most active in other millwork (including flooring)

14+ funded other millwork (including flooring) deals

Agent summary

Deal economics— what it takes to buy & finance other millwork (including flooring)