Lender intelligence
Financing a septic tank and related services acquisition in California
The SBA 7(a) lenders funding the most septic tank and related services acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Most active in septic tank and related services · California
Ranked by funded septic tank and related services acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public septic tank and related services loan history in California to rank lenders yet. See septic tank and related services lenders nationwide →
2+ funded Septic Tank and Related Services in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Pamer & Pamer LLC in El Cajon, CA — $2.3M (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 32 days
- Approved
- 9/29/2023
- First disbursed
- 10/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Septic Tank and Related Services
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $250K
- Est. cash at closing
- $345K
- Monthly payment
- $20,077
- Annual debt service
- $241K
- Cash flow needed (1.25×)
- $301K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Clay's Septic & Jetting, Inc. in Guadalupe, CA — $1.7M (2021) · purchase · American Riviera Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (90%)
- Approval → funding
- 11 days
- Approved
- 3/1/2021
- First disbursed
- 3/12/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Septic Tank and Related Services
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $189K
- Est. cash at closing
- $260K
- Monthly payment
- $18,672
- Annual debt service
- $224K
- Cash flow needed (1.25×)
- $280K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Riviera Bank · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to septic tank and related services businesses with a California project address.
Agent summary
How to finance a septic tank and related services acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. DealRoom is not a lender.
- $560K typical loan
- 2 lenders active in California
- 2+ funded California deals
- 32 days typical to fund
Buyers buying a septic tank and related services in California typically pre-qualify, then ask DealRoom to introduce a lender active here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: