Most active in used merchandise retailers

Ranked by funded used merchandise retailers acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.318 loans · $229M · Osage Beach, MOFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.24 loans · $22M · College Station, TXFull record →
4.168 loans · $205M · Fishers, INFull record →
5.2,539 loans · $965M · Columbus, OHFull record →
6.1 loans · $0M · Bayport, MNFull record →
7.5 loans · $2M · Hager City, WIFull record →
8.105 loans · $164M · Brookline, MAFull record →
9.60 loans · $40M · Clayton, MOFull record →
10.9 loans · $3M · Sioux Falls, SDFull record →
11.66 loans · $68M · Milford, IAFull record →
12.116 loans · $120M · Evansville, INFull record →
13.149 loans · $135M · Mukwonago, WIFull record →
14.5 loans · $5M · Prattville, ALFull record →
15.99 loans · $43M · Walla Walla, WAFull record →
16.72 loans · $22M · Rockland, MAFull record →
17.112 loans · $112M · Irving, TXFull record →

25+ funded used merchandise retailers deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

OHIO JEWELRY GOLD & PAWN LLC in Canton, OH — $2.5M (2026) · purchase · American Momentum Bank

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.9M (75%)
Approval → funding: 21 days
Approved: 11/13/2025
First disbursed: 12/4/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 7
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $2.8M
Est. down payment (10%): $275K
Est. cash at closing: $379K
Monthly payment: $20,770
Annual debt service: $249K
Cash flow needed (1.25×): $312K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by American Momentum Bank · Lender record →

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Luck Enterprises, Inc. in Williston, VT — $1.8M (2026) · purchase · VelocitySBA, LLC

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.3M (75%)
Approved: 3/12/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 30
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $2.0M
Est. down payment (10%): $196K
Est. cash at closing: $270K
Monthly payment: $22,133
Annual debt service: $266K
Cash flow needed (1.25×): $332K

Funded by VelocitySBA, LLC · Lender record →

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Deal Busters X LLC in Oceanside, CA — $1.1M (2026) · purchase · Banner Bank

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $818K (75%)
Approval → funding: 18 days
Approved: 11/24/2025
First disbursed: 12/12/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $1.2M
Est. down payment (10%): $121K
Est. cash at closing: $166K
Monthly payment: $13,808
Annual debt service: $166K
Cash flow needed (1.25×): $207K

Funded by Banner Bank · Lender record →

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Bugbee's on Main, Inc. in Putnam, CT — $100K (2026) · purchase · Rockland Trust Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $50K (50%)
Approved: 1/16/2026
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 3
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $111K
Est. down payment (10%): $11K
Est. cash at closing: $14K
Monthly payment: $1,253
Annual debt service: $15K
Cash flow needed (1.25×): $19K

Funded by Rockland Trust Company · Lender record →

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K&F Retail Management LLC in Baton Rouge, LA — $1.0M (2025) · purchase · Citizens Bank

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $783K (75%)
Approval → funding: 8 days
Approved: 10/10/2024
First disbursed: 10/18/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 14
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $1.2M
Est. down payment (10%): $116K
Est. cash at closing: $159K
Monthly payment: $14,230
Annual debt service: $171K
Cash flow needed (1.25×): $213K

Funded by Citizens Bank · Lender record →

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Plato's Closet Valdosta in Valdosta, GA — $659K (2025) · purchase · First Internet Bank of Indiana

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $494K (75%)
Approval → funding: 28 days
Approved: 5/20/2025
First disbursed: 6/17/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 8
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $732K
Est. down payment (10%): $73K
Est. cash at closing: $98K
Monthly payment: $8,800
Annual debt service: $106K
Cash flow needed (1.25×): $132K

Funded by First Internet Bank of Indiana · Lender record →

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My Mind Studios LLC in Saint Paul, MN — $467K (2025) · purchase · Old National Bank

Program: Preferred Lenders Program
Rate at approval: 7.8% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $350K (75%)
Approval → funding: 80 days
Approved: 5/13/2025
First disbursed: 8/1/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 1
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $518K
Est. down payment (10%): $52K
Est. cash at closing: $69K
Monthly payment: $5,611
Annual debt service: $67K
Cash flow needed (1.25×): $84K

Funded by Old National Bank · Lender record →

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Once Upon A Child in Vacaville, CA — $260K (2025) · purchase · First Bank of the Lake

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $195K (75%)
Approval → funding: 42 days
Approved: 12/6/2024
First disbursed: 1/17/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 7
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $289K
Est. down payment (10%): $29K
Est. cash at closing: $39K
Monthly payment: $3,472
Annual debt service: $42K
Cash flow needed (1.25×): $52K

Funded by First Bank of the Lake · Lender record →

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SHOP MKE KIDS LLC in Milwaukee, WI — $143K (2025) · purchase · Associated Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $107K (75%)
Approval → funding: 11 days
Approved: 11/7/2024
First disbursed: 11/18/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $159K
Est. down payment (10%): $16K
Est. cash at closing: $20K
Monthly payment: $1,912
Annual debt service: $23K
Cash flow needed (1.25×): $29K

Funded by Associated Bank, National Association

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Mommy and Me, Inc in Topeka, KS — $135K (2025) · purchase · First State Bank and Trust

Program: 7a General
Rate at approval: 9.75% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $115K (85%)
Approval → funding: 30 days
Approved: 4/22/2025
First disbursed: 5/22/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 8
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $150K
Est. down payment (10%): $15K
Est. cash at closing: $19K
Monthly payment: $1,763
Annual debt service: $21K
Cash flow needed (1.25×): $26K

Funded by First State Bank and Trust · Lender record →

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KW Interiors, LLC in Huntsville, AL — $118K (2025) · purchase · River Bank and Trust

Program: 7a General
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $100K (85%)
Approval → funding: 7 days
Approved: 10/23/2024
First disbursed: 10/30/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 7
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $131K
Est. down payment (10%): $13K
Est. cash at closing: $17K
Monthly payment: $1,609
Annual debt service: $19K
Cash flow needed (1.25×): $24K

Funded by River Bank and Trust · Lender record →

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Mommy and Me, Inc in Topeka, KS — $25K (2025) · purchase · First State Bank and Trust

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 10.25% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $13K (50%)
Approval → funding: 262 days
Approved: 4/21/2025
First disbursed: 1/8/2026
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 8
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $28K
Est. down payment (10%): $3K
Est. cash at closing: $4K
Monthly payment: $334
Annual debt service: $4K
Cash flow needed (1.25×): $5K

Funded by First State Bank and Trust · Lender record →

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CLEARING HOUSE MANAGEMENT INC. in Jacksonville, FL — $945K (2024) · purchase · United Community Bank

Program: Preferred Lenders Program
Rate at approval: 11% variable
Term: 119 months
SBA guaranteed: $709K (75%)
Approval → funding: 92 days
Approved: 11/16/2023
First disbursed: 2/16/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 4
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $1.1M
Est. down payment (10%): $105K
Est. cash at closing: $144K
Monthly payment: $13,078
Annual debt service: $157K
Cash flow needed (1.25×): $196K

Funded by United Community Bank · Lender record →

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Dial up Stg LLC in Lincoln, NE — $500K (2024) · purchase · The First National Bank in Sioux Falls

Program: 7a General
Rate at approval: 8.25% fixed
Term: 84 mo (7 yrs)
SBA guaranteed: $375K (75%)
Approval → funding: 0 days
Approved: 2/29/2024
First disbursed: 2/29/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $556K
Est. down payment (10%): $56K
Est. cash at closing: $74K
Monthly payment: $7,856
Annual debt service: $94K
Cash flow needed (1.25×): $118K

Funded by The First National Bank in Sioux Falls · Lender record →

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Klein Music Incorpoated in Ann Arbor, MI — $355K (2024) · purchase · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $266K (75%)
Approval → funding: 11 days
Approved: 11/19/2023
First disbursed: 11/30/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $394K
Est. down payment (10%): $39K
Est. cash at closing: $53K
Monthly payment: $4,940
Annual debt service: $59K
Cash flow needed (1.25×): $74K

Funded by The Huntington National Bank · Lender record →

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The White Rabbit in Saint Louis, MO — $188K (2024) · purchase · Midwest Regional Bank

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $141K (75%)
Approval → funding: 23 days
Approved: 5/20/2024
First disbursed: 6/12/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 5
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $209K
Est. down payment (10%): $21K
Est. cash at closing: $28K
Monthly payment: $2,616
Annual debt service: $31K
Cash flow needed (1.25×): $39K

Funded by Midwest Regional Bank · Lender record →

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Klein Music Incorpoated in Ann Arbor, MI — $25K (2024) · purchase · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $13K (50%)
Approval → funding: 17 days
Approved: 11/19/2023
First disbursed: 12/6/2023
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $28K
Est. down payment (10%): $3K
Est. cash at closing: $4K
Monthly payment: $348
Annual debt service: $4K
Cash flow needed (1.25×): $5K

Funded by The Huntington National Bank · Lender record →

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The Purse Ladies Holdings, LLC in Boca Raton, FL — $1.4M (2023) · purchase · First Internet Bank of Indiana

Program: Preferred Lenders Program
Rate at approval: 11% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.1M (75%)
Approval → funding: 5 days
Approved: 7/28/2023
First disbursed: 8/2/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 11
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $1.6M
Est. down payment (10%): $156K
Est. cash at closing: $213K
Monthly payment: $19,285
Annual debt service: $231K
Cash flow needed (1.25×): $289K

Funded by First Internet Bank of Indiana · Lender record →

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Hase Holding LLC in Saint Louis, MO — $1.1M (2023) · purchase · American Momentum Bank

Program: Preferred Lenders Program
Rate at approval: 7.75% fixed
Term: 168 mo (14 yrs)
SBA guaranteed: $804K (75%)
Approval → funding: 9 days
Approved: 3/22/2023
First disbursed: 3/31/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 7
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $1.2M
Est. down payment (10%): $119K
Est. cash at closing: $163K
Monthly payment: $10,480
Annual debt service: $126K
Cash flow needed (1.25×): $157K

Funded by American Momentum Bank · Lender record →

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Scarlet & Grey, Incorporated in Escondido, CA — $775K (2023) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $581K (75%)
Approved: 1/25/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 20
Business age: Change of Ownership
Industry: Used Merchandise Retailers

If you were the buyer here

Est. deal size: $861K
Est. down payment (10%): $86K
Est. cash at closing: $118K
Monthly payment: $10,242
Annual debt service: $123K
Cash flow needed (1.25×): $154K

Funded by Live Oak Banking Company · Lender record →

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Financing a used merchandise retailers acquisition

Most active in used merchandise retailers

25+ funded used merchandise retailers deals

Agent summary

Deal economics— what it takes to buy & finance used merchandise retailers