SBA loan basics
Short answer
Yes, an SBA 7(a) loan can cover the cost of designing and building a new website for your business, as these are considered eligible business operating expenses or capital improvements.
Funds from an SBA 7(a) loan can be used for various business purposes, including working capital and equipment. A new website, which is essential for modern business operations and marketing, falls under these categories, contributing to the business's growth and efficiency.
A startup e-commerce business secures a $75,000 SBA 7(a) loan. Of this, $15,000 is allocated to a web development agency for building a professional, functional e-commerce platform, including design, hosting setup, and initial content creation.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
7(a) Loan Program — Terms, Conditions, and Eligibility
U.S. Small Business Administration · Official SBA source
SOP 50 10 - Lender and Development Company Loan Programs
SBA 7(a) Loans Overview
Last checked 2026-06-14. Official sources control — verify before relying on any rule for a live deal.
Last reviewed 2026-06-14 · SBA sources checked through 2026-06-14. DealRoom analysis of public SBA 7(a) lending records (FY2020–present). Grounded in the current SBA rulebook; verify against the official sources above before relying on it for a live deal. Not legal, tax, or financial advice, and not an approval decision.
More on what it can be used for
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