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Cold Stone Creamery — SBA Loan Record (Yuba City, CA) | DealRoom
SBA lending record
Cold Stone Creamery 714 W. ONSTOTT FRONTAGE RD, Yuba City, CA 95991 · Snack and Nonalcoholic Beverage Bars . The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
● business — business location is the ZIP-area centroid from the public record
This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
All 9 loans
$300,000 — FY2026 Loan 1 of 9
Gross approval $300,000
SBA guaranteed $225,000 (75%)
Status Cancelled
Rate at approval 9.75% v
Term 120 mo (10 yr)
Program Preferred Lenders Program
Subprogram Guaranty
Loan type Term loan
Purpose Business purchase
Approved 2/17/2026
Collateral Required
Jobs supported 10
Business type Corporation
Business age Change of Ownership
Industry Snack and Nonalcoholic Beverage Bars
NAICS code 722515
Franchise Cold Stone Creamery
Franchise code S0400
Address 2791 E Bidwell St
City Folsom, 95630
County Sacramento
SBA district office SACRAMENTO DISTRICT OFFICE
Congressional district 7
$300,000 — FY2026 Loan 2 of 9
Gross approval $300,000
SBA guaranteed $225,000 (75%)
Status Committed
Rate at approval 9.75% v
Term 120 mo (10 yr)
Program Preferred Lenders Program
Subprogram Guaranty
Loan type Term loan
Purpose Business purchase
Approved 3/23/2026
Collateral Required
Jobs supported 10
Business type Corporation
Business age Change of Ownership
Industry
$125,000 — FY2024 Loan 3 of 9
Gross approval $125,000
SBA guaranteed $106,250 (85%)
Status Current
Rate at approval 11.5% v
Term 124 mo (10 yr)
Program Preferred Lenders Program
Subprogram Guaranty
Loan type Term loan
Purpose Other / working capital
Approved 1/6/2024
First disbursement 1/31/2024
Days to fund 25 days
Collateral Required
Sold on secondary market Yes
Jobs supported
$419,200 — FY2024 Loan 4 of 9
Gross approval $419,200
SBA guaranteed $314,400 (75%)
Status Current
Rate at approval 11.25% v
Term 123 mo (10 yr)
Program Preferred Lenders Program
Subprogram Guaranty
Loan type Term loan
Purpose Other / working capital
Approved 2/7/2024
First disbursement 3/7/2024
Days to fund 29 days
Collateral Required
Sold on secondary market Yes
Jobs supported
$445,000 — FY2023 Loan 5 of 9
Gross approval $445,000
SBA guaranteed $333,750 (75%)
Status Current
Rate at approval 9.5% v
Term 120 mo (10 yr)
Program Preferred Lenders Program
Subprogram Guaranty
Loan type Term loan
Purpose Business purchase
Approved 12/2/2022
First disbursement 12/14/2022
Days to fund 12 days
Collateral Required
Sold on secondary market Yes
Jobs supported
$350,000 — FY2023 Loan 6 of 9
Gross approval $350,000
SBA guaranteed $262,500 (75%)
Status Current
Rate at approval 10.5% v
Term 127 mo (11 yr)
Program Preferred Lenders Program
Subprogram Guaranty
Loan type Term loan
Purpose Other / working capital
Approved 1/12/2023
First disbursement 2/6/2023
Days to fund 25 days
Collateral Required
Sold on secondary market Yes
Jobs supported
$34,000 — FY2023 Loan 7 of 9
Gross approval $34,000
SBA guaranteed $28,900 (85%)
Status Current
Rate at approval 10.25% v
Term 120 mo (10 yr)
Program Preferred Lenders Program
Subprogram Guaranty
Loan type Term loan
Purpose Other / working capital
Approved 2/24/2023
First disbursement 3/6/2023
Days to fund 10 days
Collateral Required
Business type Corporation
Business age
$450,000 — FY2022 Loan 8 of 9
Gross approval $450,000
SBA guaranteed $337,500 (75%)
Status Paid in full
Rate at approval 6% v
Term 128 mo (11 yr)
Program Preferred Lenders Program
Subprogram Guaranty
Loan type Term loan
Purpose Other / working capital
Approved 3/2/2022
First disbursement 4/6/2022
Days to fund 35 days
Paid in full 9/30/2025
Collateral Required
Sold on secondary market
$350,000 — FY2022 Loan 9 of 9
Gross approval $350,000
SBA guaranteed $262,500 (75%)
Status Current
Rate at approval 6% v
Term 123 mo (10 yr)
Program Preferred Lenders Program
Subprogram Guaranty
Loan type Term loan
Purpose Other / working capital
Approved 3/21/2022
First disbursement 9/15/2022
Days to fund 178 days
Collateral Required
Sold on secondary market Yes
Jobs supported Find SBA lenders for businesses like this The banks most active funding snack and nonalcoholic beverage bars — by location, industry, and brand.
This page summarizes the public SBA 7(a) lending record for Cold Stone Creamery in Yuba City, CA (Snack and Nonalcoholic Beverage Bars). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
· 9 SBA 7(a) loans totaling $2.8M· On record FY2022–26· 89 jobs supported· Industry: Snack and Nonalcoholic Beverage Bars· Location: Yuba City, CA· Lenders: Newtek Bank, National Association, Newtek Small Business Finance, Inc., Citizens BankBuyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Snack and Nonalcoholic Beverage Bars businesses in CA for ~$308k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.
Data freshness: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment. Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender. Figures come from public records and DealRoom methodology; verify before relying on them. Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.
This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.
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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Cold Stone Creamery.
Snack and Nonalcoholic Beverage Bars
Franchise Cold Stone Creamery
SBA district office SACRAMENTO DISTRICT OFFICE
2
Business age Startup, Loan Funds will Open Business
Industry Snack and Nonalcoholic Beverage Bars
Address 2115 Bronze Star Dr
SBA district office SACRAMENTO DISTRICT OFFICE
4
Business age Startup, Loan Funds will Open Business
Industry Snack and Nonalcoholic Beverage Bars
Franchise Cold Stone Creamery
Address 2070 Fair Oaks Blvd., Suite 120
SBA district office SACRAMENTO DISTRICT OFFICE
30
Business age Change of Ownership
Industry Snack and Nonalcoholic Beverage Bars
Franchise Cold Stone Creamery
City Citrus Heights, 95610
SBA district office SACRAMENTO DISTRICT OFFICE
20
Business age Existing or more than 2 years old
Industry Snack and Nonalcoholic Beverage Bars
Address 2115 Bronze Star St. STE 150
SBA district office SACRAMENTO DISTRICT OFFICE
New Business or 2 years or less
Industry Snack and Nonalcoholic Beverage Bars
Franchise Cold Stone Creamery
Address 2085 W. BASELINE RD
SBA district office SANTA ANA DISTRICT OFFICE
Yes
Business age Startup, Loan Funds will Open Business
Industry Snack and Nonalcoholic Beverage Bars
Franchise Cold Stone Creamery
Address 714 W. ONSTOTT FRONTAGE RD
SBA district office SACRAMENTO DISTRICT OFFICE
10
Business age Startup, Loan Funds will Open Business
Industry Limited-Service Restaurants
Franchise Cold Stone Creamery
Address 8166 DELTA SHORES CIR
SBA district office SACRAMENTO DISTRICT OFFICE