Food & Restaurants · lender intelligence
Food & Restaurants · lender intelligence
The SBA 7(a) lenders funding the most Cold Stone Creamery deals, ranked from public loan records — typical Cold Stone Creamery loan about $353K, 0.87% failure rate across 202 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Ranked by funded Cold Stone Creamery loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
Funded by VelocitySBA, LLC · Lender record →
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Funded by Community Bank & Trust-West Georgia
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Funded by Busey Bank · Lender record →
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Funded by The Huntington National Bank · Lender record →
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Funded by United Community Bank · Lender record →
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Funded by Zions Bank, A Division of · Lender record →
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
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Funded by Peoples Security Bank and Trust Company · Lender record →
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Funded by Byline Bank · Lender record →
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Funded by Lake Michigan CU · Lender record →
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Funded by Newtek Bank, National Association · Lender record →
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Funded by Platinum Federal Credit Union · Lender record →
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Funded by Newtek Bank, National Association · Lender record →
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Funded by Manufacturers and Traders Trust Company · Lender record →
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Funded by ChoiceOne Bank · Lender record →
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Funded by First State Bank · Lender record →
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Funded by Century Bank · Lender record →
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Funded by U.S. Bank, National Association · Lender record →
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Cold Stone Creamery? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Cold Stone Creamery businesses. Mega-bank call-center lenders excluded.
How to finance a Cold Stone Creamery purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. DealRoom is not a lender.
Buyers researching a Cold Stone Creamery typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
$353K
Typical loan
range $213K–$520K
$392K
Est. purchase price
≈ loan ÷ 90%
$52,416
Cash to close
$39,189 down + fees
$4,564/mo
Typical payment
~9.5% · 10yr
$62,983/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
99.1%
Still performing
0.9% default · FY20–23
27 days
Typical time to fund
75
Lenders competing
more = leverage
8.37%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.