Food & Restaurants · lender intelligence
Food & Restaurants · lender intelligence
The SBA 7(a) lenders funding the most Cold Stone Creamery deals in California, from public loan records — typical Cold Stone Creamery loan about $353K. A bank already funding the brand in your state knows it twice over.
Ranked by funded Cold Stone Creamery loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
Funded by Newtek Bank, National Association · Lender record →
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by AMPAC Tri-State CDC, Inc. · Lender record →
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Funded by AMPAC Tri-State CDC, Inc. · Lender record →
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Funded by The Bancorp Bank National Association · Lender record →
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Funded by First Bank of the Lake · Lender record →
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Funded by The Huntington National Bank · Lender record →
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Funded by The Huntington National Bank · Lender record →
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Funded by The Huntington National Bank · Lender record →
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Funded by The Huntington National Bank · Lender record →
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Funded by Citizens Bank · Lender record →
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Funded by Commonwealth Business Bank · Lender record →
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Funded by AMPAC Tri-State CDC, Inc. · Lender record →
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Funded by Fifth Third Bank · Lender record →
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Funded by American Riviera Bank · Lender record →
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Funded by Five Star Bank · Lender record →
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Funded by The Huntington National Bank · Lender record →
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Funded by Newtek Small Business Finance, Inc.
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If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
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Buying a Cold Stone Creamery in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Cold Stone Creamery loans with a California project address. Mega-bank call-center lenders excluded.
How to finance a Cold Stone Creamery purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. The Huntington National Bank funds the most here. DealRoom is not a lender.
Buyers buying a Cold Stone Creamery in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
$350K
Typical loan
range $147K–$450K
$389K
Est. purchase price
≈ loan ÷ 90%
$52,014
Cash to close
$38,889 down + fees
$4,821/mo
Typical payment
~11% · 10yr
$66,530/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
27 days
Typical time to fund
18
Lenders competing
more = leverage
8.71%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.