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Embellish — SBA Loan Record (Ocean Springs, MS) | DealRoom

Intelligence/Gift, Novelty, and Souvenir Retailers/MS

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SBA lending record

Embellish

900 Washington Ave, Ocean Springs, MS 39564 · Gift, Novelty, and Souvenir Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$50K

Total SBA financing

1

Loan on record

FY2024

On record

—

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

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The loan

$50,000 — FY2024

Gross approval: $50,000
SBA guaranteed: $42,500 (85%)
Status: Current
Rate at approval: 15% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/24/2024
First disbursement: 8/1/2024
Days to fund: 8 days
Collateral: None
Sold on secondary market: Yes
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Gift, Novelty, and Souvenir Retailers
NAICS code: 459420
Lender: Readycap Lending, LLC
Address: 900 Washington Ave
City: Ocean Springs, 39564
County: Jackson
SBA district office: MISSISSIPPI DISTRICT OFFICE
Congressional district: 4

The lender

Readycap Lending, LLC

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding gift, novelty, and souvenir retailers — by location, industry.

SBA lenders in Mississippi Lenders for gift, novelty, and souvenir retailers Gift, Novelty, and Souvenir Retailers lenders in Mississippi

Similar businesses

Comparable gift, novelty, and souvenir retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Emporium @ C LLC

Orange Beach, AL· ~75 mi

Gift, Novelty, and Souvenir Retailers

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

The Salty Palm

Orange Beach, AL· ~75 mi

Gift, Novelty, and Souvenir Retailers

$22K
SBA financing: ≈ $42K–$71K
Est. revenue (rough)

Glen Thomas Pelletier

Longwood, FL· ~465 mi

Gift, Novelty, and Souvenir Retailers

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

RAY'S ROCKS & MINERALS and RAY'S GARDEN AND ROCKS SHOP

Panama City Beach, FL· ~173 mi

Gift, Novelty, and Souvenir Retailers

$25K
SBA financing: ≈ $49K–$82K
Est. revenue (rough)

Ysleta Mission Gift Shop

El Paso, TX· ~1039 mi

Gift, Novelty, and Souvenir Retailers

$40K
SBA financing: ≈ $78K–$130K
Est. revenue (rough)

Good Energy Ranch LTD

San Antonio, TX· ~588 mi

Gift, Novelty, and Souvenir Retailers

$60K
SBA financing: ≈ $118K–$196K
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for Embellish in Ocean Springs, MS (Gift, Novelty, and Souvenir Retailers). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $50K
On record FY2024
Industry: Gift, Novelty, and Souvenir Retailers
Location: Ocean Springs, MS
Lender: Readycap Lending, LLC

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Gift, Novelty, and Souvenir Retailers businesses in MS for ~$50k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal→Talk to a loan broker→Find SBA lenders→Compare similar deals→

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/embellish-ms
API:: https://dealroom.so/api/public/businesses/embellish-ms
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

Is Embellish your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Embellish.