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J. HIGGINS COUNSELING, LCSW, P.C. — SBA Loan Record (North Tonawanda, NY) | DealRoom

Intelligence/Offices of Mental Health Practitioners (except Physicians)/NY

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SBA lending record

J. HIGGINS COUNSELING, LCSW, P.C.

525 Wheatfield St Suite 28, North Tonawanda, NY 14120 · Offices of Mental Health Practitioners (except Physicians). The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$50K

Total SBA financing

1

Loan on record

FY2025

On record

4

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is J. HIGGINS COUNSELING, LCSW, P.C. your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

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The loan

$50,000 — FY2025

Gross approval: $50,000
SBA guaranteed: $42,500 (85%)
Status: Current
Rate at approval: 14.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/4/2024
First disbursement: 11/8/2024
Days to fund: 4 days
Collateral: None
Sold on secondary market: Yes
Jobs supported: 4
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Offices of Mental Health Practitioners (except Physicians)
NAICS code: 621330
Lender: Readycap Lending, LLC
Address: 525 Wheatfield St Suite 28
City: North Tonawanda, 14120
County: Niagara
SBA district office: BUFFALO DISTRICT OFFICE
Congressional district: 26

The lender

Readycap Lending, LLC

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding offices of mental health practitioners (except physicians) — by location, industry.

SBA lenders in New York Lenders for offices of mental health practitioners (except physicians)Offices of Mental Health Practitioners (except Physicians) lenders in New York

Similar businesses

Comparable offices of mental health practitioners (except physicians) in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Laura M Anderson

Buffalo, NY· ~7 mi

Offices of Mental Health Practitioners (except Physicians)

$80K
SBA financing: ≈ $157K–$261K
Est. revenue (rough)

MEGHAN L. FOX, PSY.D., P.L.L.C.

Rochester, NY· ~64 mi

Offices of Mental Health Practitioners (except Physicians)

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

ALIDADE SERVICES, LLC

Buffalo, NY· ~6 mi

Offices of Mental Health Practitioners (except Physicians)

$10K
SBA financing: ≈ $20K–$33K
Est. revenue (rough)

Believe and Breathe Counseling LCSW PC

Penfield, NY· ~72 mi

Offices of Mental Health Practitioners (except Physicians)

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

Tessa Bechtold, Licensed Mental Health Counselor, P.C.

Cheektowaga, NY· ~7 mi

Offices of Mental Health Practitioners (except Physicians)

$328K
SBA financing: ≈ $643K–$1.1M
Est. revenue (rough)

Presence Developmental Services

Seneca Falls, NY· ~105 mi

Offices of Mental Health Practitioners (except Physicians)

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for J. HIGGINS COUNSELING, LCSW, P.C. in North Tonawanda, NY (Offices of Mental Health Practitioners (except Physicians)). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $50K
On record FY2025
4 jobs supported
Industry: Offices of Mental Health Practitioners (except Physicians)
Location: North Tonawanda, NY
Lender: Readycap Lending, LLC

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Offices of Mental Health Practitioners (except Physicians) businesses in NY for ~$50k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal→Talk to a loan broker→Find SBA lenders→Compare similar deals→

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/j-higgins-counseling-lcsw-p-c-ny
API:: https://dealroom.so/api/public/businesses/j-higgins-counseling-lcsw-p-c-ny
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

Is J. HIGGINS COUNSELING, LCSW, P.C. your business?

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with J. HIGGINS COUNSELING, LCSW, P.C..