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SBA lending record

J smile PC

254 KINGSLAND ST, Nutley, NJ · Offices of Dentists. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$300K

Total SBA financing

2

Loans on record

FY2024–25

On record

16

Jobs supported

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All 2 loans

$150,000 — FY2025

Loan 1 of 2

Gross approval: $150,000
SBA guaranteed: $112,500 (75%)
Status: Current
Rate at approval: 11% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/29/2024
First disbursement: 11/12/2024
Days to fund: 14 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 6
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Offices of Dentists
NAICS code: 621210
Lender: Newtek Bank, National Association
Address: 254 Kingsland St
City: Nutley
County: Essex
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 9

$150,000 — FY2024

Loan 2 of 2

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 13.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/16/2024
First disbursement: 2/20/2024
Days to fund: 4 days
Collateral: None
Sold on secondary market: Yes
Jobs supported

The lenders

BayFirst National Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Newtek Bank, National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding offices of dentists — by location, industry.

SBA lenders in New Jersey Lenders for offices of dentists Offices of Dentists lenders in New Jersey

Similar businesses

Comparable offices of dentists in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Orange Dental Group

East Orange, NJ· ~6 mi

Offices of Dentists

$325K
SBA financing: ≈ $637K–$1.1M
Est. revenue (rough)

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Beauty Dental Care LLC

Union City, NJ· ~8 mi

Offices of Dentists

$257K
SBA financing: ≈ $503K–$838K
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CHESTNUT PROPERTIES REALTY LLC

Nutley, NJ· ~1 mi

Offices of Dentists

$449K
SBA financing: ≈ $881K–$1.5M
Est. revenue (rough)

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BASSAM MASSABNY LLC DBA Dusk Dental

Bloomfield, NJ· ~3 mi

Offices of Dentists

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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L & M Dental Group LLC

Ridgefield Park, NJ· ~7 mi

Offices of Dentists

$180K
SBA financing: ≈ $353K–$588K
Est. revenue (rough)

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JoDal Dental Associates Inc.

Elizabeth, NJ· ~12 mi

Offices of Dentists

$250K
SBA financing: ≈ $490K–$817K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for J smile PC in Nutley, NJ (Offices of Dentists). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $300K
On record FY2024–25
16 jobs supported
Industry: Offices of Dentists
Location: Nutley, NJ
Lenders: BayFirst National Bank, Newtek Bank, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Offices of Dentists businesses in NJ for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/j-smile-pc-nj
API:: https://dealroom.so/api/public/businesses/j-smile-pc-nj
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with J smile PC.

10

Business type

Corporation

Business age

Existing or more than 2 years old

Industry

Offices of Dentists

NAICS code

621210

Lender

BayFirst National Bank

Address

254 KINGSLAND ST

City

Nutley

County

Essex

SBA district office

NEW JERSEY DISTRICT OFFICE

Congressional district

9