Skip to main content

PopularNo money down SBA 7(a)Lowest SBA 7(a) rate Franchises that fail Franchises that never fail Cash you really need Buy a business with your 401(k)

Scroll

Buy a BusinessBrowse SBA-ready deals Businesses for sale Completed sales Seller financing Map search Deal alerts Compare deals Saved deals Become a verified buyer

LendersFind an SBA lender Best SBA lenders Best for fast funding Best for large loans Best for small loans Best for buying a business Best for startups Best for low failure rate Lenders by state Lenders by industry Lenders by franchise Biggest SBA lenders Lender failure rates Failed banks Complete directory For lenders Lender Q&A

FranchisesFranchise finder Compare franchises Franchise failure rates Most successful Most profitable Franchises for sale SBA franchise directory All franchise data

SBA GuideSBA 7(a) guide Buying a business Buyer eligibility Requirements Down payment Rates & fees 2025 rule changes SBA Q&A (4,000+)Lender Q&A SBA basics Glossary Official sources

ToolsBuyer pre-qualification SBA loan calculator Down payment calculator Business valuation Financeability check Partner buyout Seller life insurance All tools

Data & APIResearch hub Intelligence by industry Market data Data sources Methodology Developers OpenAPI spec MCP server For AI agents

Software / AdvisorsDealRoom Software Software features Software pricing Sell your business Find an advisor

CompanyAbout Product Contact Security Accessibility Privacy Policy Do Not Sell or Share My Info Terms of Service Log in

DealRoom is not a lender, bank, broker-dealer, CPA firm, law firm, or SBA representative, and does not make credit decisions. “SBA-ready” and “SBA pre-screened” labels mean a listing has been reviewed against available SBA financing factors, not that SBA or any lender has approved a loan. Final eligibility, underwriting, terms, and approval depend on the buyer, lender, full documentation, and current SBA rules.

DealRoom is intended for users and transactions in the United States. We do not offer services to users located outside the U.S.

© 2026 DealRoom. All rights reserved.SBA-ready business deals, lender intelligence, and buyer prequalification.

FranchisesFinder Compare Failure rates Most successful Most profitable For sale Directory By state All data

LendersFinder Best Best: Fast funding Best: Large loans Best: Small loans Best: Acquisitions Best: Startups Best: Low failure rate By state By industry By franchise Biggest Failure rates Directory

BusinessesBy industry Browse for sale Seller financing Map Completed sales

SBA loansGuide Calculator Today's rate Eligibility

Explore all →

LOTO INC — SBA Loan Record (Dayton, OH) | DealRoom

Intelligence/Plumbing, Heating, and Air-Conditioning Contractors/OH

Claim this listing

SBA lending record

LOTO INC

7035 North Dixie Drive, Dayton, OH 45414 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$286K

Total SBA financing

1

Loan on record

FY2025

On record

10

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is LOTO INC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

The loan

$286,300 — FY2025

Gross approval: $286,300
SBA guaranteed: $214,725 (75%)
Status: Current
Rate at approval: 8.75% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/17/2024
First disbursement: 1/8/2025
Days to fund: 22 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 10
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Plumbing, Heating, and Air-Conditioning Contractors
NAICS code: 238220
Lender: Telhio Credit Union Inc
Address: 7035 North Dixie Drive
City: Dayton, 45414
County: Montgomery
SBA district office: COLUMBUS DISTRICT OFFICE
Congressional district: 10

The lender

Telhio Credit Union Inc

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.

SBA lenders in Ohio Lenders for plumbing, heating, and air-conditioning contractors Plumbing, Heating, and Air-Conditioning Contractors lenders in Ohio

Similar businesses

Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Excel Comfort LLC

Dayton, OH· ~1 mi

Plumbing, Heating, and Air-Conditioning Contractors

$168K
SBA financing: ≈ $329K–$549K
Est. revenue (rough)

Butler HVAC Holding Company Inc.

Dayton, OH· ~5 mi

Plumbing, Heating, and Air-Conditioning Contractors

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

Blackthorn Bellefontaine Holdings, LLC

New Carlisle, OH· ~9 mi

Plumbing, Heating, and Air-Conditioning Contractors

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

ALL INCLUSIVE SERVICES LLC

Dayton, OH· ~5 mi

Plumbing, Heating, and Air-Conditioning Contractors

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

Extreme Home Services Ohio, LLC

Waynesville, OH· ~22 mi

Plumbing, Heating, and Air-Conditioning Contractors

$405K
SBA financing: ≈ $794K–$1.3M
Est. revenue (rough)

STANLEY CONSTRUCTION SERVICES LLC

Moraine, OH· ~7 mi

Plumbing, Heating, and Air-Conditioning Contractors

$598K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for LOTO INC in Dayton, OH (Plumbing, Heating, and Air-Conditioning Contractors). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $286K
On record FY2025
10 jobs supported
Industry: Plumbing, Heating, and Air-Conditioning Contractors
Location: Dayton, OH
Lender: Telhio Credit Union Inc

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in OH for ~$286k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal→Talk to a loan broker→Find SBA lenders→Compare similar deals→

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/loto-inc-oh
API:: https://dealroom.so/api/public/businesses/loto-inc-oh
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

Is LOTO INC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

NameEmailMessage (optional)I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.

DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with LOTO INC.