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Ricker Excavation & Septic, Inc. — SBA Loan Record (Essex, MA) | DealRoom

Intelligence/All Other Specialty Trade Contractors/MA

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SBA lending record

Ricker Excavation & Septic, Inc.

245 Western Ave, Essex, MA · All Other Specialty Trade Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$130K

Total SBA financing

1

Loan on record

FY2025

On record

—

Jobs supported

Is Ricker Excavation & Septic, Inc. your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

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The loan

$130,000 — FY2025

Gross approval: $130,000
SBA guaranteed: $65,000 (50%)
Status: Current
Rate at approval: 10.5% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/30/2025
First disbursement: 1/27/2026
Days to fund: 272 days
Collateral: Required
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: All Other Specialty Trade Contractors
NAICS code: 238990
Lender: Salem Five Cents Savings Bank
Address: 245 Western Ave
City: Essex
County: Essex
SBA district office: MASSACHUSETTS DISTRICT OFFICE
Congressional district: 6

The lender

Salem Five Cents Savings Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding all other specialty trade contractors — by location, industry.

SBA lenders in Massachusetts Lenders for all other specialty trade contractors All Other Specialty Trade Contractors lenders in Massachusetts

Similar businesses

Comparable all other specialty trade contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

TECH AIR SYSTEMS INC

Danvers, MA· ~7 mi

All Other Specialty Trade Contractors

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

Greenscape Lawn Care LLC

Haverhill, MA· ~16 mi

All Other Specialty Trade Contractors

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

Apex Concrete Cutting, LLC

Gloucester, MA· ~8 mi

All Other Specialty Trade Contractors

$145K
SBA financing: ≈ $284K–$474K
Est. revenue (rough)

Tarnowski Construction LLC

Beverly, MA· ~3 mi

All Other Specialty Trade Contractors

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

OC STONE, INC.

Salisbury, MA· ~14 mi

All Other Specialty Trade Contractors

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

East Coast Marble & Granite

Lynn, MA· ~12 mi

All Other Specialty Trade Contractors

$250K
SBA financing: ≈ $490K–$817K
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for Ricker Excavation & Septic, Inc. in Essex, MA (All Other Specialty Trade Contractors). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $130K
On record FY2025
Industry: All Other Specialty Trade Contractors
Location: Essex, MA
Lender: Salem Five Cents Savings Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with All Other Specialty Trade Contractors businesses in MA for ~$130k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal→Talk to a loan broker→Find SBA lenders→Compare similar deals→

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/ricker-excavation-septic-inc-ma
API:: https://dealroom.so/api/public/businesses/ricker-excavation-septic-inc-ma
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

Is Ricker Excavation & Septic, Inc. your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Ricker Excavation & Septic, Inc..