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UNIVERSAL AIR HEATING & COOLING LLC — SBA Loan Record (Morgantown, PA) | DealRoom

Intelligence/Plumbing, Heating, and Air-Conditioning Contractors/PA

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SBA lending record

UNIVERSAL AIR HEATING & COOLING LLC

311 Woodglen Road, Morgantown, PA 19543 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$150K

Total SBA financing

1

Loan on record

FY2024

On record

—

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is UNIVERSAL AIR HEATING & COOLING LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

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The loan

$150,000 — FY2024

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: In workout — SBA bought the guarantee
Rate at approval: 11.25% v
Term: 109 mo (9 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/24/2024
First disbursement: 3/8/2024
Days to fund: 13 days
Collateral: Required
Sold on secondary market: Yes
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Plumbing, Heating, and Air-Conditioning Contractors
NAICS code: 238220
Lender: Northeast Bank
Address: 311 Woodglen Road
City: Morgantown, 19543
County: Berks
SBA district office: PHILADELPHIA DISTRICT OFFICE
Congressional district: 6

The lender

Northeast Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.

SBA lenders in Pennsylvania Lenders for plumbing, heating, and air-conditioning contractors Plumbing, Heating, and Air-Conditioning Contractors lenders in Pennsylvania

Similar businesses

Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

MACC MECHANICAL HEATING AND AIR CONDITIONING, LLC

West Lawn, PA· ~14 mi

Plumbing, Heating, and Air-Conditioning Contractors

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

Mansel Backflow Services LLC

Robesonia, PA· ~21 mi

Plumbing, Heating, and Air-Conditioning Contractors

$175K
SBA financing: ≈ $343K–$572K
Est. revenue (rough)

Scott Fick Plumbing Heating And Cooling, Inc.

Reading, PA· ~10 mi

Plumbing, Heating, and Air-Conditioning Contractors

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

Aston Plumbing and Heating Inc

Reading, PA· ~12 mi

Plumbing, Heating, and Air-Conditioning Contractors

$75K
SBA financing: ≈ $147K–$245K
Est. revenue (rough)

M&M Facility Services LLC

Douglassville, PA· ~13 mi

Plumbing, Heating, and Air-Conditioning Contractors

$305K
SBA financing: ≈ $598K–$997K
Est. revenue (rough)

DUCTZ of South Central PA

Mountville, PA· ~30 mi

Ductz

$202K
SBA financing: ≈ $396K–$660K
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for UNIVERSAL AIR HEATING & COOLING LLC in Morgantown, PA (Plumbing, Heating, and Air-Conditioning Contractors). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $150K
On record FY2024
Industry: Plumbing, Heating, and Air-Conditioning Contractors
Location: Morgantown, PA
Lender: Northeast Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in PA for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal→Talk to a loan broker→Find SBA lenders→Compare similar deals→

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/universal-air-heating-cooling-llc-pa
API:: https://dealroom.so/api/public/businesses/universal-air-heating-cooling-llc-pa
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

Is UNIVERSAL AIR HEATING & COOLING LLC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with UNIVERSAL AIR HEATING & COOLING LLC.