How much does a Brightway - Associate Agency Owners Agreement cost to buy or open?

The typical deal for Brightway - Associate Agency Owners Agreement is $160K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $18K of buyer cash on a typical deal.

How risky is Brightway - Associate Agency Owners Agreement?

Brightway - Associate Agency Owners Agreement has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Brightway - Associate Agency Owners Agreement with an SBA loan?

Yes — Brightway - Associate Agency Owners Agreement has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Brightway - Associate Agency Owners Agreement SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

AJE Insurance And Financial Services, LLC in West Point, MS — $25K (2026) · The Citizens National Bank of Meridian

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.5% variable
Term: 84 mo (7 yrs)
SBA guaranteed: $13K (50%)
Approval → funding: 12 days
Approved: 2/13/2026
First disbursed: 2/25/2026
Loan status: Current
Loan type: Revolving line
Collateral: Not required
Business type: Corporation
Jobs supported: 5
Business age: New Business or 2 years or less
Industry: Insurance Agencies and Brokerages

Funded by The Citizens National Bank of Meridian · Lender record →

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Fortified Services LLC in Hartford, CT — $20K (2026) · Manufacturers and Traders Trust Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 13.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $10K (50%)
Approved: 1/7/2026
Loan status: Committed
Loan type: Revolving line
Collateral: Not required
Business type: Corporation
Jobs supported: 1
Business age

AJE Insurance & Financial Services, LLC in West Point, MS — $150K (2025) · The Citizens National Bank of Meridian

Program: 7a General
Rate at approval: 9.5% variable
Term: 306 months
SBA guaranteed: $127K (85%)
Approval → funding: 19 days
Approved: 8/7/2025
First disbursed: 8/26/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

SEMANATE & ASSOCIATES LLC in Worth, IL — $160K (2023) · Byline Bank

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $120K (75%)
Approval → funding: 1 days
Approved: 5/16/2023
First disbursed: 5/17/2023
Loan status: Paid in full (10/31/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

HAT TRICK INVESTMENTS, LLC in Jupiter, FL — $1.0M (2021) · purchase · LendingClub Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 5.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $936K (90%)
Approval → funding: 13 days
Approved: 8/18/2021
First disbursed: 8/31/2021
Loan status: Paid in full (12/31/2022)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Fayetteville Securus Group, Inc. in Fayetteville, NC — $220K (2021) · Capital Bank, National Association

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 6% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $165K (75%)
Approval → funding: 9 days
Approved: 7/12/2021
First disbursed: 7/21/2021
Loan status: Delinquent
Loan type: Term loan
Collateral: Required
Business type

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Brightway - Associate Agency Owners Agreement, by the numbers

Recent financings

Who funds Brightway - Associate Agency Owners Agreement — and where

Common questions

How much does a Brightway - Associate Agency Owners Agreement cost to buy or open?

How risky is Brightway - Associate Agency Owners Agreement?

Can I finance a Brightway - Associate Agency Owners Agreement with an SBA loan?

AI summary

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