Culligan, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0448)
8 deals since 2020 · typical deal $534K
8
Deals since 2020
$534K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
Culligan has 8 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Culligan
Most Culligan deals financed between $150K and $883K. Above $883K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,977
- Down payment (10%)
- $59K
- Cash to close (all-in)
- $79K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$79K)
Experience
Recent financings
- P. T. RATCLIFF HOLDINGS LLC in Brenham, TX — $395K (2026) · VeraBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval