How much does a GolfCave cost to buy or open?

The typical deal for GolfCave is $1.0M across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $113K of buyer cash on a typical deal.

How risky is GolfCave?

GolfCave has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a GolfCave with an SBA loan?

Yes — GolfCave has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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GolfCave, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S8102)

4 deals since 2020 · typical deal $1.0M

Deals since 2020

$1.0M

Typical deal

Deals since FY2025

—

Too few deals to score risk

GolfCave has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for GolfCave

Most GolfCave deals financed between $765K and $1.07M. Above $1.07M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$1.02M

Monthly payment (10-yr): $13,404
Down payment (10%): $114K
Cash to close (all-in): $156K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$156K)

Experience

Recent financings

GOLFCAVE in Fair Lawn, NJ — $1.1M (2025) · Provident Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
129 months

GolfCave, by the numbers

Recent financings

Who funds GolfCave — and where

Common questions

How much does a GolfCave cost to buy or open?

How risky is GolfCave?

Can I finance a GolfCave with an SBA loan?

AI summary

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