Retail & Shops · lender intelligence
How to finance a Ace Hardware in Alabama
The SBA 7(a) lenders funding the most Ace Hardware deals in Alabama, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Most active with Ace Hardware in Alabama
Ranked by funded Ace Hardware loans in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.62 loans · $34M · Winter Haven, FLFull record →
- 2.5 loans · $5M · Prattville, ALFull record →
5+ funded Ace Hardware in Alabama deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Lone Key Investments, LLC in Vestavia Hills, AL — $570K (2026) · River Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $428K (75%)
- Approval → funding
- 63 days
- Approved
- 11/24/2025
- First disbursed
- 1/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by River Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- Paris Ace Foley Inc in Foley, AL — $1.8M (2023) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 36 days
- Approved
- 11/10/2022
- First disbursed
- 12/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- LAH Inc. in Rainsville, AL — $500K (2021) · First Bank of Alabama
- Program
- 7a General
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (90%)
- Approval → funding
- 39 days
- Approved
- 2/25/2021
- First disbursed
- 4/5/2021
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Stores
Funded by First Bank of Alabama
Your business? Claim this record · Request removal
- Walker Land Holding, LLC in Guntersville, AL — $1.0M (2020) · purchase · Citizens Bank & Trust
- Program
- 7a General
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $765K (75%)
- Approval → funding
- 52 days
- Approved
- 10/9/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $113K
- Est. cash at closing
- $155K
- Monthly payment
- $6,417
- Annual debt service
- $77K
- Cash flow needed (1.25×)
- $96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank & Trust
Your business? Claim this record · Request removal
- Britt's Ace, Inc. in Gardendale, AL — $626K (2020) · Fountainhead SBF LLC
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $469K (75%)
- Approval → funding
- 49 days
- Approved
- 12/13/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (2/28/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by Fountainhead SBF LLC
Your business? Claim this record · Request removal
Buying a Ace Hardware in Alabama? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Alabama project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Alabama with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Alabama deals. SouthState Bank, National Association funds the most here. DealRoom is not a lender.
- $642K typical Ace Hardware loan
- 5 lenders active in Alabama
- 5+ funded Alabama deals
- 49 days typical to fund
Buyers buying a Ace Hardware in Alabama typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: