Retail & Shops · lender intelligence
The SBA 7(a) lenders that fund the most Ace Hardware deals, ranked from public loan records — typical Ace Hardware loan runs about $642K, with a 0% failure rate across 309 loans. A bank that has funded the brand before already knows the model — that's faster approvals and better terms for you.
Ranked by funded Ace Hardware loans. Tap a lender to open its full record, or hit for an introduction.
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by ChoiceOne Bank · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by ChoiceOne Bank · Lender record →
Your business? Claim this record · Request removal
If you were the buyer here
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Buying a Ace Hardware? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Ace Hardware businesses. Mega-bank call-center lenders excluded.
How to finance a Ace Hardware purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. DealRoom is not a lender.
Buyers researching a Ace Hardware typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
$642K
Typical loan
range $300K–$1.24M
$713K
Est. purchase price
≈ loan ÷ 90%
$95,379
Cash to close
$71,311 down + fees
$8,305/mo
Typical payment
~9.5% · 10yr
$114,609/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
28 days
Typical time to fund
103
Lenders competing
more = leverage
6.57%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — price/down derived from the typical funded loan (SBA ~90%); payment uses today's Prime over 10yr; default = FY2020–23 charge-off share on this slice. Not a credit decision.