How to finance a Floor Coverings International

The SBA 7(a) lenders that fund the most Floor Coverings International deals, ranked from public loan records — typical Floor Coverings International loan runs about $203K, with a 3.57% failure rate across 118 loans. A bank that has funded the brand before already knows the model — that's faster approvals and better terms for you.

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Most active with Floor Coverings International

Ranked by funded Floor Coverings International loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.318 loans · $229M · Osage Beach, MOFull record →
3.149 loans · $135M · Mukwonago, WIFull record →
4.575 loans · $220M · De Graff, OHFull record →
5.328 loans · $134M · Cleveland, OHFull record →
6.1,025 loans · $292M · Berkeley Heights, NJFull record →
7.4 loans · $2M · Frankfort, INFull record →
8.12 loans · $8M · Wheeling, WVFull record →
9.19 loans · $5M · Columbus, OHFull record →
10.104 loans · $100M · Portsmouth, VAFull record →
11.8 loans · $3M · Terrell, TXFull record →
12.4 loans · $5M · Bixby, OKFull record →
13.23 loans · $30M · Stuart, FLFull record →
14.62 loans · $21M · Saint Cloud, MNFull record →
15.46 loans · $27M · Sartell, MNFull record →
16.16 loans · $9M · Brookings, SDFull record →
17.17 loans · $5M · Fort Worth, TXFull record →
18.3,264 loans · $846M · Miami, FLFull record →
19.1,927 loans · $207M · Buffalo, NYFull record →
20.15 loans · $14M · Oakdale, MNFull record →
21.7 loans · $3M · Humble, TXFull record →
22.62 loans · $34M · Winter Haven, FLFull record →
23.11 loans · $3M · Charles Town, WVFull record →
24.15 loans · $13M · Flowood, MSFull record →
25.70 loans · $22M · Melrose, MNFull record →

118+ funded Floor Coverings International deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

218 Operating Group Inc. in Spring, TX — $350K (2026) · Citizens Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 122 months
SBA guaranteed: $263K (75%)
Approved: 3/6/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 3
Business age: Startup, Loan Funds will Open Business
Industry: Floor Covering Retailers

Funded by Citizens Bank · Lender record →

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ATL FLOORING CHAMPS LLC in Atlanta, GA — $344K (2026) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $258K (75%)
Approval → funding: 15 days
Approved: 11/24/2025
First disbursed: 12/9/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Startup, Loan Funds will Open Business
Industry: Floor Covering Retailers

Funded by The Huntington National Bank · Lender record →

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Floor Covering International #554764 in Peachtree Corners, GA — $300K (2026) · First Bank of the Lake

Program: Preferred Lenders Program
Rate at approval: 9.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $225K (75%)
Approved: 3/16/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Startup, Loan Funds will Open Business
Industry: Floor Covering Retailers

Funded by First Bank of the Lake · Lender record →

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Floor Coverings Internationals #554738 in Pompano Beach, FL — $281K (2026) · Readycap Lending, LLC

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $196K (70%)
Approval → funding: 36 days
Approved: 11/13/2025
First disbursed: 12/19/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 2
Business age: Startup, Loan Funds will Open Business
Industry: Residential Remodelers

Funded by Readycap Lending, LLC · Lender record →

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Floor Coverings International of Vancouver, Incorporated in Vancouver, WA — $250K (2026) · Newtek Bank, National Association

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $125K (50%)
Approval → funding: 21 days
Approved: 1/22/2026
First disbursed: 2/12/2026
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 12
Business age: Existing or more than 2 years old
Industry: Flooring Contractors

Funded by Newtek Bank, National Association · Lender record →

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Grupo Lago Flooring, Inc. in Acworth, GA — $157K (2026) · First Command Bank

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $118K (75%)
Approved: 11/20/2025
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry: Flooring Contractors

Funded by First Command Bank · Lender record →

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GoodKopps INC in York, PA — $50K (2026) · Manufacturers and Traders Trust Company

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 10.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $25K (50%)
Approved: 3/23/2026
Loan status: Committed
Loan type: Revolving line
Collateral: Not required
Business type: Corporation
Jobs supported: 3
Business age: New Business or 2 years or less
Industry: Flooring Contractors

Funded by Manufacturers and Traders Trust Company · Lender record →

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ATL FLOORING CHAMPS LLC in Atlanta, GA — $30K (2026) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $15K (50%)
Approved: 11/24/2025
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Startup, Loan Funds will Open Business
Industry: Floor Covering Retailers

Funded by The Huntington National Bank · Lender record →

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Underfoot Innovations, Inc. in Indianapolis, IN — $415K (2025) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $311K (75%)
Approval → funding: 7 days
Approved: 10/10/2024
First disbursed: 10/17/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Startup, Loan Funds will Open Business
Industry: Floor Covering Retailers

Funded by The Huntington National Bank · Lender record →

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Peak Flooring Inc. in Birmingham, AL — $412K (2025) · purchase · Community Bank of Mississippi

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $309K (75%)
Approval → funding: 23 days
Approved: 10/28/2024
First disbursed: 11/20/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 10
Business age: Change of Ownership
Industry: Flooring Contractors

If you were the buyer here

Est. deal size: $458K
Est. down payment (10%): $46K
Est. cash at closing: $61K
Monthly payment: $5,107
Annual debt service: $61K
Cash flow needed (1.25×): $77K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Community Bank of Mississippi · Lender record →

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