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How to finance a AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso

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The SBA 7(a) lenders funding the most AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso deals, ranked from public loan records — typical AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso loan about $2.8M, 0% failure rate across 86 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Most active with AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso

Ranked by funded AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

86+ funded AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Park Center Fuel Corp in Patterson, CA — $5.0M (2026) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
299 months
SBA guaranteed
$3.8M (75%)
Approval → funding
67 days
Approved
11/24/2025
First disbursed
1/30/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$40,300
Annual debt service
$484K
Cash flow needed (1.25×)
$605K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Seven Street Fuel LLC in Long Beach, CA — $3.6M (2026) · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.7M (75%)
Approval → funding
54 days
Approved
11/13/2025
First disbursed
1/6/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Fuel Mart Express LLC in Norwalk, CA — $3.3M (2026) · MidFirst Bank
Program
Preferred Lenders Program
Rate at approval
6.25% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$2.5M (75%)
Approved
3/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Gasoline Stations with Convenience Stores
Funded by MidFirst Bank · Lender record →
Your business? Claim this record · Request removal
PCH Fuel LLC in Long Beach, CA — $2.3M (2026) · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
53 days
Approved
11/14/2025
First disbursed
1/6/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Windmill Fuels Inc in Las Vegas, NV — $1.0M (2026) · purchase · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$767K (75%)
Approved
11/25/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$114K
Est. cash at closing
$156K
Monthly payment
$13,098
Annual debt service
$157K
Cash flow needed (1.25×)
$196K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
JKR Petroleum Inc in Apple Valley, CA — $4.3M (2025) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.2M (75%)
Approval → funding
57 days
Approved
8/14/2025
First disbursed
10/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$4.8M
Est. down payment (10%)
$480K
Est. cash at closing
$664K
Monthly payment
$34,810
Annual debt service
$418K
Cash flow needed (1.25×)
$522K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Star LLC in Lakewood, WA — $3.3M (2025) · Southwestern National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
312 mo (26 yrs)
SBA guaranteed
$2.5M (75%)
Approved
1/29/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Gasoline Stations with Convenience Stores
Funded by Southwestern National Bank · Lender record →
Your business? Claim this record · Request removal
Star LLC in Lakewood, WA — $3.3M (2025) · Southwestern National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
312 mo (26 yrs)
SBA guaranteed
$2.5M (75%)
Approved
2/14/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Gasoline Stations with Convenience Stores
Funded by Southwestern National Bank · Lender record →
Your business? Claim this record · Request removal
M&M Oil LLC in Los Angeles, CA — $3.0M (2025) · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
35 days
Approved
9/30/2025
First disbursed
11/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Veer Encore Partners, Inc. in Ontario, CA — $2.7M (2025) · purchase · PCB Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
41 days
Approved
9/30/2025
First disbursed
11/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$296K
Est. cash at closing
$409K
Monthly payment
$34,121
Annual debt service
$409K
Cash flow needed (1.25×)
$512K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PCB Bank · Lender record →
Your business? Claim this record · Request removal
SPEED FUEL, LLC. in Long Beach, CA — $2.2M (2025) · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
49 days
Approved
9/16/2025
First disbursed
11/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
ARCO AM/PM #83823 in Modesto, CA — $2.0M (2025) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
112 days
Approved
1/30/2025
First disbursed
5/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$217K
Est. cash at closing
$299K
Monthly payment
$25,056
Annual debt service
$301K
Cash flow needed (1.25×)
$376K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Kirat Investment LLC in Arlington, WA — $1.6M (2025) · purchase · Bank of Hope
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (71%)
Approved
12/23/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$181K
Est. cash at closing
$248K
Monthly payment
$13,916
Annual debt service
$167K
Cash flow needed (1.25×)
$209K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
Kirat Investment LLC in Arlington, WA — $1.6M (2025) · Bank of Hope
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (71%)
Approval → funding
36 days
Approved
1/16/2025
First disbursed
2/21/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Gasoline Stations with Convenience Stores
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
Mel Business Management, LLC in Rancho Santa Margarita, CA — $1.2M (2025) · Port 51 Lending LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$915K (75%)
Approval → funding
106 days
Approved
8/26/2025
First disbursed
12/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
Empire One Stop LLC in Marysville, WA — $830K (2025) · purchase · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$623K (75%)
Approval → funding
92 days
Approved
5/29/2025
First disbursed
8/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$922K
Est. down payment (10%)
$92K
Est. cash at closing
$126K
Monthly payment
$10,854
Annual debt service
$130K
Cash flow needed (1.25×)
$163K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Happy Corner AMPM in Puyallup, WA — $616K (2025) · purchase · Mission Valley Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$462K (75%)
Approved
8/26/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$684K
Est. down payment (10%)
$68K
Est. cash at closing
$92K
Monthly payment
$7,967
Annual debt service
$96K
Cash flow needed (1.25×)
$120K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mission Valley Bank · Lender record →
Your business? Claim this record · Request removal
Blackstone Arco in Fresno, CA — $500K (2025) · purchase · East West Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
92 days
Approved
4/29/2025
First disbursed
7/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,334
Annual debt service
$76K
Cash flow needed (1.25×)
$95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
Rossmoor Fuels, Inc. in Los Alamitos, CA — $400K (2025) · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
10 days
Approved
1/21/2025
First disbursed
1/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Sarang Modu Inc in San Bernardino, CA — $100K (2025) · Open Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
21 days
Approved
2/26/2025
First disbursed
3/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal

How to Finance a AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso: SBA Lenders, Cost & Rates (2026) | DealRoom