Retail & Shops · lender intelligence
How to finance a Ace Hardware in Arizona
The SBA 7(a) lenders funding the most Ace Hardware deals in Arizona, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Most active with Ace Hardware in Arizona
Ranked by funded Ace Hardware loans in Arizona. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.75 loans · $98M · Sioux Falls, SDFull record →
- 3.16 loans · $21M · Las Vegas, NVFull record →
- 4.16 loans · $18M · Chicago, ILFull record →
- 5.60 loans · $40M · Clayton, MOFull record →
11+ funded Ace Hardware in Arizona deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Superstition Hardware, LLC in San Tan Valley, AZ — $5.0M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 172 months
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 42 days
- Approved
- 6/25/2025
- First disbursed
- 8/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 228
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $47,524
- Annual debt service
- $570K
- Cash flow needed (1.25×)
- $713K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- RUGGIERO'S ACE HARDWARE in Gilbert, AZ — $2.8M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 42 days
- Approved
- 6/25/2025
- First disbursed
- 8/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Papago Trading Post, Inc. in Tucson, AZ — $769K (2025) · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $576K (75%)
- Approval → funding
- 71 days
- Approved
- 3/25/2025
- First disbursed
- 6/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 29
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
- RUGGIERO'S ACE HARDWARE in Gilbert, AZ — $500K (2025) · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 43 days
- Approved
- 6/24/2025
- First disbursed
- 8/6/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- White's Hardware, Inc in Tucson, AZ — $250K (2023) · BMO Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 29 days
- Approved
- 5/8/2023
- First disbursed
- 6/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Burge Gabriel LLC in Kingman, AZ — $1.3M (2022) · purchase · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $974K (75%)
- Approval → funding
- 9 days
- Approved
- 2/28/2022
- First disbursed
- 3/9/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Home Centers
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $144K
- Est. cash at closing
- $198K
- Monthly payment
- $8,369
- Annual debt service
- $100K
- Cash flow needed (1.25×)
- $126K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
- KKC Hardware, LLC in Laveen, AZ — $680K (2021) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.95% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $612K (90%)
- Approval → funding
- 80 days
- Approved
- 3/25/2021
- First disbursed
- 6/13/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- WM Family Holdings, LLC in Buckeye, AZ — $562K (2021) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.95% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $506K (90%)
- Approval → funding
- 32 days
- Approved
- 3/1/2021
- First disbursed
- 4/2/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 37
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Ace Hardware Broadway and Central Inc in Phoenix, AZ — $298K (2021) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $268K (90%)
- Approval → funding
- 22 days
- Approved
- 6/8/2021
- First disbursed
- 6/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $331K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $44K
- Monthly payment
- $3,312
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Zupert LLC in Anthem, AZ — $2.5M (2020) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.6% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 43 days
- Approved
- 9/18/2020
- First disbursed
- 10/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- REDD GROUP LLC in Page, AZ — $1.2M (2020) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $874K (75%)
- Approval → funding
- 79 days
- Approved
- 3/13/2020
- First disbursed
- 5/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Unanswered
- Industry
- Hardware Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Ace Hardware in Arizona? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Arizona project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Arizona with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Arizona deals. Live Oak Banking Company funds the most here. DealRoom is not a lender.
- $642K typical Ace Hardware loan
- 6 lenders active in Arizona
- 11+ funded Arizona deals
- 42 days typical to fund
Buyers buying a Ace Hardware in Arizona typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.