Retail & Shops · lender intelligence
How to finance a Ace Hardware in Florida
The SBA 7(a) lenders funding the most Ace Hardware deals in Florida, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Most active with Ace Hardware in Florida
Ranked by funded Ace Hardware loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.14 loans · $23M · Miami Lakes, FLFull record →
- 2.16 loans · $13M · Dearborn, MIFull record →
- 3.1,296 loans · $1.4B · Wilmington, NCFull record →
9+ funded Ace Hardware in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Matt's Ace Hardware LLC in Deltona, FL — $2.6M (2026) · purchase · BankUnited, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approved
- 1/26/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $2.9M
- Est. down payment (10%)
- $291K
- Est. cash at closing
- $401K
- Monthly payment
- $17,250
- Annual debt service
- $207K
- Cash flow needed (1.25×)
- $259K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
- Matt's Ace Hardware LLC in Deltona, FL — $2.5M (2026) · purchase · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.85% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approved
- 3/3/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $275K
- Est. cash at closing
- $379K
- Monthly payment
- $17,499
- Annual debt service
- $210K
- Cash flow needed (1.25×)
- $262K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Max's Ace Hardware , LLC in Haines City, FL — $1.4M (2026) · BankUnited, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $816K (60%)
- Approved
- 1/27/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
- Max's Ace Hardware , LLC in Haines City, FL — $1.3M (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.85% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $998K (75%)
- Approved
- 3/3/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- ESJ Hardware LLC in Quincy, FL — $1.8M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 299 months
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 85 days
- Approved
- 9/25/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $203K
- Est. cash at closing
- $279K
- Monthly payment
- $14,694
- Annual debt service
- $176K
- Cash flow needed (1.25×)
- $220K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Commercial Beach Hardware, Inc. in Lauderdale By The Sea, FL — $1.7M (2022) · purchase · Patriot Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 42 days
- Approved
- 12/14/2021
- First disbursed
- 1/25/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $194K
- Est. cash at closing
- $267K
- Monthly payment
- $19,373
- Annual debt service
- $232K
- Cash flow needed (1.25×)
- $291K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Patriot Bank, National Association
Your business? Claim this record · Request removal
- Max's Ace Hardware , LLC in Haines City, FL — $1.5M (2022) · purchase · Bank of Central Florida
- Program
- 7a General
- Rate at approval
- 4% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 16 days
- Approved
- 12/15/2021
- First disbursed
- 12/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $164K
- Est. cash at closing
- $226K
- Monthly payment
- $7,812
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Central Florida
Your business? Claim this record · Request removal
- ACE Hardware of Tampa LLC in Tampa, FL — $556K (2021) · DFCU Financial
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $500K (90%)
- Approval → funding
- 3 days
- Approved
- 5/28/2021
- First disbursed
- 5/31/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by DFCU Financial · Lender record →
Your business? Claim this record · Request removal
- RIGNEY'S WPB HARDWARE COMPANY in Greenacres, FL — $623K (2020) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% fixed
- Term
- 117 months
- SBA guaranteed
- $467K (75%)
- Approval → funding
- 102 days
- Approved
- 10/21/2019
- First disbursed
- 1/31/2020
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Ace Hardware in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. BankUnited, National Association funds the most here. DealRoom is not a lender.
- $642K typical Ace Hardware loan
- 7 lenders active in Florida
- 9+ funded Florida deals
- 42 days typical to fund
Buyers buying a Ace Hardware in Florida typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: