Retail & Shops · lender intelligence
How to finance a Ace Hardware in Oregon
The SBA 7(a) lenders funding the most Ace Hardware deals in Oregon, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Most active with Ace Hardware in Oregon
Ranked by funded Ace Hardware loans in Oregon. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.9 loans · $10M · Warren, PAFull record →
- 2.20 loans · $8M · Saint Petersburg, FLFull record →
- 3.13 loans · $18M · Roseburg, ORFull record →
- 4.1,296 loans · $1.4B · Wilmington, NCFull record →
12+ funded Ace Hardware in Oregon deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- HOY'S HARDWARE, INC. in Sweet Home, OR — $150K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 3 days
- Approved
- 9/27/2024
- First disbursed
- 9/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Hoy's Hardware, Inc. in Sweet Home, OR — $150K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 1 days
- Approved
- 10/18/2023
- First disbursed
- 10/19/2023
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Merchant Wholesalers
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Dan's Ace Hardware in Gold Beach, OR — $995K (2023) · purchase · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $746K (75%)
- Approval → funding
- 23 days
- Approved
- 4/12/2023
- First disbursed
- 5/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $111K
- Est. cash at closing
- $152K
- Monthly payment
- $8,867
- Annual debt service
- $106K
- Cash flow needed (1.25×)
- $133K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- Sound Hardware Inc in Newberg, OR — $2.0M (2021) · purchase · Northwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.8M (90%)
- Approval → funding
- 7 days
- Approved
- 5/24/2021
- First disbursed
- 5/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $221K
- Est. cash at closing
- $304K
- Monthly payment
- $21,340
- Annual debt service
- $256K
- Cash flow needed (1.25×)
- $320K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
- Phil's Hardware, Inc. in Prineville, OR — $1.9M (2021) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.95% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.7M (90%)
- Approval → funding
- 14 days
- Approved
- 8/18/2021
- First disbursed
- 9/1/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Moonrock Shores LLC in Waldport, OR — $1.7M (2021) · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (90%)
- Approval → funding
- 38 days
- Approved
- 9/14/2021
- First disbursed
- 10/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Stores
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- Robinette Ventures LLC in La Pine, OR — $2.8M (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.35% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 22 days
- Approved
- 4/8/2020
- First disbursed
- 4/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $308K
- Est. cash at closing
- $425K
- Monthly payment
- $29,856
- Annual debt service
- $358K
- Cash flow needed (1.25×)
- $448K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Sound Hardware Inc in Lincoln City, OR — $2.3M (2020) · purchase · Northwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 67 days
- Approved
- 4/24/2020
- First disbursed
- 6/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $2.6M
- Est. down payment (10%)
- $256K
- Est. cash at closing
- $352K
- Monthly payment
- $25,535
- Annual debt service
- $306K
- Cash flow needed (1.25×)
- $383K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
- Tigard Ace Hardware LLC in Tigard, OR — $477K (2020) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.2% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $358K (75%)
- Approval → funding
- 27 days
- Approved
- 4/2/2020
- First disbursed
- 4/29/2020
- Loan status
- Paid in full (1/31/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Sound Hardware Inc in Lincoln City, OR — $350K (2020) · purchase · Northwest Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 67 days
- Approved
- 4/24/2020
- First disbursed
- 6/30/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $3,886
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
- Robinette Ventures LLC in La Pine, OR — $350K (2020) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 83 days
- Approved
- 4/8/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $3,670
- Annual debt service
- $44K
- Cash flow needed (1.25×)
- $55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Aumsville Ace Hardware Inc. in Aumsville, OR — $300K (2020) · National Cooperative Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 196 days
- Approved
- 7/22/2020
- First disbursed
- 2/3/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by National Cooperative Bank, National Association
Your business? Claim this record · Request removal
Buying a Ace Hardware in Oregon? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Oregon project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Oregon with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Oregon deals. Northwest Bank funds the most here. DealRoom is not a lender.
- $642K typical Ace Hardware loan
- 6 lenders active in Oregon
- 12+ funded Oregon deals
- 27 days typical to fund
Buyers buying a Ace Hardware in Oregon typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.