Food & Restaurants · lender intelligence
How to finance a Big Apple Bagels
The SBA 7(a) lenders funding the most Big Apple Bagels deals, ranked from public loan records — typical Big Apple Bagels loan about $120K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Big Apple Bagels
Ranked by funded Big Apple Bagels loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.31 loans · $11M · Green Bay, WIFull record →
- 2.3 loans · $0M · Winger, MNFull record →
4+ funded Big Apple Bagels deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- VLW VENTURES LLC in De Pere, WI — $123K (2025) · purchase · Nicolet National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $104K (85%)
- Approval → funding
- 13 days
- Approved
- 1/24/2025
- First disbursed
- 2/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $136K
- Est. down payment (10%)
- $14K
- Est. cash at closing
- $18K
- Monthly payment
- $1,521
- Annual debt service
- $18K
- Cash flow needed (1.25×)
- $23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
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- Norstar Investments, L.L.C. in Duluth, MN — $120K (2022) · National Bank of Commerce
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $60K (50%)
- Approval → funding
- 19 days
- Approved
- 3/31/2022
- First disbursed
- 4/19/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by National Bank of Commerce
Your business? Claim this record · Request removal
- 4EMPOWERMENT LLC in Green Bay, WI — $109K (2022) · purchase · Nicolet National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $93K (85%)
- Approval → funding
- 10 days
- Approved
- 8/19/2022
- First disbursed
- 8/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $121K
- Est. down payment (10%)
- $12K
- Est. cash at closing
- $16K
- Monthly payment
- $1,635
- Annual debt service
- $20K
- Cash flow needed (1.25×)
- $25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
- Northstar Unlimited LLC in Bemidji, MN — $100K (2021) · purchase · Ultima Bank Minnesota
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $75K (75%)
- Approval → funding
- 4 days
- Approved
- 3/4/2021
- First disbursed
- 3/8/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,449
- Annual debt service
- $17K
- Cash flow needed (1.25×)
- $22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ultima Bank Minnesota · Lender record →
Your business? Claim this record · Request removal
Buying a Big Apple Bagels? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Big Apple Bagels businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Big Apple Bagels purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Nicolet National Bank funds the most. DealRoom is not a lender.
- $120K typical Big Apple Bagels loan
- 3 lenders fund the brand
- 13 days typical to fund
Buyers researching a Big Apple Bagels typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.