Education & Childcare · lender intelligence
How to finance a Club Z!
The SBA 7(a) lenders funding the most Club Z! deals, ranked from public loan records — typical Club Z! loan about $74K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Club Z!
Ranked by funded Club Z! loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.1,927 loans · $207M · Buffalo, NYFull record →
- 3.31 loans · $13M · Louisville, KYFull record →
- 4.1 loans · $0M · Wilmington, DEFull record →
7+ funded Club Z! deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- The Tutor Guru LLC in Wilmington, DE — $74K (2023) · True Access Capital Corporation
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 8.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $63K (85%)
- Approved
- 3/22/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Exam Preparation and Tutoring
Funded by True Access Capital Corporation · Lender record →
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- BE PREPARED TUTORING LLC in Kingsville, MD — $25K (2023) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 18 days
- Approved
- 12/13/2022
- First disbursed
- 12/31/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by Manufacturers and Traders Trust Company · Lender record →
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- BE PREPARED TUTORING LLC in Kingsville, MD — $15K (2023) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $8K (50%)
- Approval → funding
- 6 days
- Approved
- 12/30/2022
- First disbursed
- 1/5/2023
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Impact TN, LLC in Knoxville, TN — $65K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $59K (90%)
- Approval → funding
- 2 days
- Approved
- 3/29/2021
- First disbursed
- 3/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
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- Z Tutoring LLC in Perkasie, PA — $150K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 4/23/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
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- Committed Works, LLC in Cincinnati, OH — $116K (2020) · purchase · Stock Yards Bank & Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $58K (50%)
- Approval → funding
- 39 days
- Approved
- 9/22/2020
- First disbursed
- 10/31/2020
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $129K
- Est. down payment (10%)
- $13K
- Est. cash at closing
- $17K
- Monthly payment
- $2,161
- Annual debt service
- $26K
- Cash flow needed (1.25×)
- $32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
- ENVISION BERNEKING LLC in Henrico, VA — $100K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 11 days
- Approved
- 9/19/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Club Z!? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Club Z! businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Club Z! purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. DealRoom is not a lender.
- $74K typical Club Z! loan
- 4 lenders fund the brand
- 11 days typical to fund
Buyers researching a Club Z! typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.