Food & Restaurants · lender intelligence
How to finance a Cold Stone Creamery in South Dakota
The SBA 7(a) lenders funding the most Cold Stone Creamery deals in South Dakota, from public loan records — typical Cold Stone Creamery loan about $353K. A bank already funding the brand in your state knows it twice over.
Most active with Cold Stone Creamery in South Dakota
Ranked by funded Cold Stone Creamery loans in South Dakota. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Yankton, SDFull record →
2+ funded Cold Stone Creamery in South Dakota deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- S&B Creamery, LLC in Sioux Falls, SD — $600K (2025) · purchase · First Dakota National Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 82 days
- Approved
- 8/22/2025
- First disbursed
- 11/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $667K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $89K
- Monthly payment
- $7,201
- Annual debt service
- $86K
- Cash flow needed (1.25×)
- $108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Dakota National Bank · Lender record →
Your business? Claim this record · Request removal
- WLRUS LLC in Rapid City, SD — $270K (2025) · Highmark FCU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (50%)
- Approval → funding
- 7 days
- Approved
- 11/20/2024
- First disbursed
- 11/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Highmark FCU
Your business? Claim this record · Request removal
Buying a Cold Stone Creamery in South Dakota? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Cold Stone Creamery loans with a South Dakota project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cold Stone Creamery purchase in South Dakota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded South Dakota deals. First Dakota National Bank funds the most here. DealRoom is not a lender.
- $353K typical Cold Stone Creamery loan
- 2 lenders active in South Dakota
- 2+ funded South Dakota deals
- 82 days typical to fund
Buyers buying a Cold Stone Creamery in South Dakota typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.