Food & Restaurants · lender intelligence
How to finance a Cold Stone Creamery in Texas
The SBA 7(a) lenders funding the most Cold Stone Creamery deals in Texas, from public loan records — typical Cold Stone Creamery loan about $353K. A bank already funding the brand in your state knows it twice over.
Most active with Cold Stone Creamery in Texas
Ranked by funded Cold Stone Creamery loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.149 loans · $135M · Mukwonago, WIFull record →
- 3.1 loans · $0M · Irvington, KYFull record →
- 4.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 5.62 loans · $21M · Saint Cloud, MNFull record →
- 6.46 loans · $85M · Salt Lake City, UTFull record →
- 7.1 loans · $0M · St. Louis, MOFull record →
16+ funded Cold Stone Creamery in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CamiLuke Flavors LLC in San Antonio, TX — $701K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $525K (75%)
- Approval → funding
- 24 days
- Approved
- 12/29/2025
- First disbursed
- 1/22/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Sapphire One Restaurants Mesquite LLC in Mesquite, TX — $349K (2026) · First State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 104 months
- SBA guaranteed
- $261K (75%)
- Approved
- 2/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First State Bank · Lender record →
Your business? Claim this record · Request removal
- CamiLuke Flavors LLC in San Antonio, TX — $60K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $30K (50%)
- Approved
- 12/29/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Keystone Venture Partners LLC in Amarillo, TX — $1.4M (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 72 days
- Approved
- 5/12/2025
- First disbursed
- 7/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 33
- Business age
- Change of Ownership
- Industry
- All Other Specialty Food Retailers
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $157K
- Est. cash at closing
- $216K
- Monthly payment
- $18,896
- Annual debt service
- $227K
- Cash flow needed (1.25×)
- $283K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- KS GROUP LLC in Austin, TX — $669K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $502K (75%)
- Approval → funding
- 146 days
- Approved
- 10/3/2024
- First disbursed
- 2/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Keystone Venture Partners LLC in Amarillo, TX — $75K (2025) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approval → funding
- 119 days
- Approved
- 5/12/2025
- First disbursed
- 9/8/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 33
- Business age
- Change of Ownership
- Industry
- All Other Specialty Food Retailers
If you were the buyer here
- Est. deal size
- $83K
- Est. down payment (10%)
- $8K
- Est. cash at closing
- $11K
- Monthly payment
- $1,002
- Annual debt service
- $12K
- Cash flow needed (1.25×)
- $15K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- KS GROUP LLC in Austin, TX — $30K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 10/3/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Tomi Ogunz Creamery, LLC in Cypress, TX — $662K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $497K (75%)
- Approval → funding
- 155 days
- Approved
- 8/27/2024
- First disbursed
- 1/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- PROJECTSYMFONIES LLC in Cedar Park, TX — $453K (2024) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 126 months
- SBA guaranteed
- $340K (75%)
- Approval → funding
- 6 days
- Approved
- 3/14/2024
- First disbursed
- 3/20/2024
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
- DODO Land LLC in Fulshear, TX — $610K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 124 months
- SBA guaranteed
- $458K (75%)
- Approval → funding
- 175 days
- Approved
- 6/15/2023
- First disbursed
- 12/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Southernly Sweet Limited Liability Company in Waco, TX — $600K (2023) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 34 days
- Approved
- 6/1/2023
- First disbursed
- 7/5/2023
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
- J&B Sweet Treats LLC in Conroe, TX — $519K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 124 months
- SBA guaranteed
- $389K (75%)
- Approval → funding
- 130 days
- Approved
- 5/23/2022
- First disbursed
- 9/30/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Lucky Brand Corporation in Sachse, TX — $430K (2022) · First National Bank Texas
- Program
- Preferred Lenders Program
- Rate at approval
- 6% fixed
- Term
- 90 months
- SBA guaranteed
- $323K (75%)
- Approval → funding
- 11 days
- Approved
- 1/20/2022
- First disbursed
- 1/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First National Bank Texas
Your business? Claim this record · Request removal
- Cold Stone Creamery # 21322 in Live Oak, TX — $350K (2022) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 14 days
- Approved
- 5/24/2022
- First disbursed
- 6/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Cold Stone Creamery in Colleyville, TX — $264K (2021) · First State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $237K (90%)
- Approval → funding
- 35 days
- Approved
- 4/28/2021
- First disbursed
- 6/2/2021
- Loan status
- Paid in full (3/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First State Bank · Lender record →
Your business? Claim this record · Request removal
- RHEY-CSC, LLC in Southlake, TX — $251K (2020) · First Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 127 days
- Approved
- 2/24/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (4/30/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Cold Stone Creamery in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Cold Stone Creamery loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cold Stone Creamery purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. DealRoom is not a lender.
- $353K typical Cold Stone Creamery loan
- 8 lenders active in Texas
- 16+ funded Texas deals
- 72 days typical to fund
Buyers buying a Cold Stone Creamery in Texas typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: