Food & Restaurants · lender intelligence
How to finance a Del Taco
The SBA 7(a) lenders funding the most Del Taco deals, ranked from public loan records — typical Del Taco loan about $1.5M. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Del Taco
Ranked by funded Del Taco loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.105 loans · $164M · Brookline, MAFull record →
- 3.66 loans · $68M · Milford, IAFull record →
- 4.27 loans · $28M · Oak Ridge, LAFull record →
- 5.159 loans · $307M · Garden Grove, CAFull record →
- 6.4 loans · $3M · Atlanta, GAFull record →
- 7.75 loans · $98M · Sioux Falls, SDFull record →
- 8.88 loans · $96M · Muncie, INFull record →
- 9.16 loans · $21M · Las Vegas, NVFull record →
14+ funded Del Taco deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SLK Holdings LLC in Bedford, IN — $1.2M (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $908K (75%)
- Approved
- 2/4/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- SLK Holdings LLC in Bedford, IN — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/4/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- J&M DHILLON INC in Brawley, CA — $1.6M (2025) · US Metro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 87 days
- Approved
- 6/9/2025
- First disbursed
- 9/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by US Metro Bank · Lender record →
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- Del Taco in Durham, NC — $3.1M (2024) · Bank of Oak Ridge
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 40 days
- Approved
- 8/16/2024
- First disbursed
- 9/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 43
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank of Oak Ridge · Lender record →
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- KOTLA Incorporated in Ventura, CA — $1.2M (2024) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $919K (75%)
- Approval → funding
- 30 days
- Approved
- 1/13/2024
- First disbursed
- 2/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $136K
- Est. cash at closing
- $187K
- Monthly payment
- $15,851
- Annual debt service
- $190K
- Cash flow needed (1.25×)
- $238K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
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- PORT ORANGE 1 LLC in Port Orange, FL — $2.4M (2023) · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 249 months
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 65 days
- Approved
- 9/27/2023
- First disbursed
- 12/1/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Merchants Bank · Lender record →
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- CJR RESTAURANTS, LLC in Huntington Beach, CA — $3.5M (2022) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.65% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 9 days
- Approved
- 10/25/2021
- First disbursed
- 11/3/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 75
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Wells Fargo Bank National Association · Lender record →
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- RAM RESTAURANTS INC in Durham, NC — $1.5M (2022) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 309 months
- SBA guaranteed
- $1.1M (75%)
- Approved
- 7/26/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- RAM RESTAURANTS INC in Durham, NC — $880K (2022) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $660K (75%)
- Approval → funding
- 10 days
- Approved
- 7/26/2022
- First disbursed
- 8/5/2022
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- CJR RESTAURANTS, LLC in Corona, CA — $1.5M (2021) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.15% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 190 days
- Approved
- 12/7/2020
- First disbursed
- 6/15/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Wells Fargo Bank National Association · Lender record →
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- HR&K WeCare Inc in Collierville, TN — $3.6M (2020) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approved
- 4/24/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Existing or more than 2 years old
- Industry
- Child Day Care Services
Funded by Beacon Bank and Trust · Lender record →
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- MK Fayetteville LLC in Roswell, GA — $1.3M (2020) · Georgia's Own Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $939K (75%)
- Approval → funding
- 55 days
- Approved
- 4/22/2020
- First disbursed
- 6/16/2020
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 104
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Georgia's Own Credit Union · Lender record →
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- WGAS TACOS 2 INC. in Santa Clarita, CA — $578K (2020) · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 126 months
- SBA guaranteed
- $434K (75%)
- Approval → funding
- 102 days
- Approved
- 12/20/2019
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 74
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
- HR&K WeCare Inc in Collierville, TN — $229K (2020) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 12 mo (1 yrs)
- SBA guaranteed
- $114K (50%)
- Approved
- 5/8/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Existing or more than 2 years old
- Industry
- Child Day Care Services
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Buying a Del Taco? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Del Taco businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Del Taco purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. DealRoom is not a lender.
- $1.5M typical Del Taco loan
- 10 lenders fund the brand
- 55 days typical to fund
Buyers researching a Del Taco typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.